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“Key Features Competitive Rates Local Processing Quick Decisions Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Quick application Detailed, personal service from start to finish”

“Commercial Construction Loans”

“Construction Loans”

“Interest-only terms for new construction or renovation projects”

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“I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!! Cory A friendly local bank, that knows who you are when you walk in the door. Always ready and able to find answers. They aim to be part of the solution, not another part of the problem. Rick FNC-BANK has been my bank since I moved to Wisconsin 2004! I believe in local banks above national banks any day! Ann Wonderful bank, good relationship and a real hometown feel, just minutes from the metro but personal, we do business and personal banking! 5 star for sure! Stacy (Commercial lender) is great. Everybody I’ve worked with has been awesome. You are my preferred bank to work with. Jonathan My business partner and I were searching for banks to help us through the process of obtaining a loan so that we could open our insurance agency. (Commercial lender) at the Hudson branch was amazing to work with. He was knowledgeable, available, and awesome. We couldn't have been happier with the experience that we had with him at FNC bank. Cody I moved from New Richmond in 8/18 to Woodbury. I have continued to be a customer due to the service I receive. Step into any "big bank" and you will see the difference. Tamara This bank has been our go-to bank over the large banks. They are friendly, supportive and reactive. They helped our company grow, they have helped with our company construction needs, they went further and established an ESOP program for our company sale to our employees when not having one. There is no better bank to deal with as they are there to help you. Tim This is the best bank! I have NEVER had such a great experience! The staff are super friendly and (commercial lender) managed to get me a business loan, which I thought would be impossible. I had been turned down by my own bank of 5 years, but he invested in me, the person, and not my credit score. This is how banking should be. Top notch. I can't recommend them enough! Rebecca We always are treated well at FNC. Both on business level and personal level. (Lender) is wonderful, knowledgeable and great! Virginia FNC Bank has been our bank for over a decade. The customer service is first rate and I love the small town branch vs the big banks. Karin I worked with (commercial lender) at FNC Bank for a business loan. Out of all the banks I talked with, I had the best experience with FNC BY FAR. He treated me with so much kindness and professionalism. He was incredibly responsive throughout the whole process as I submitted paperwork and was flexible to work with my business timeline. After such a positive loan experience, I chose to setup all of my business banking at FNC. I am looking forward to working with them for years to come!! Kaitlyn Most accurate accounting procedures and friendliest bank representatives I've ever had in any banking experiences in the past. Kathleen This ban”

“Construction Loans”

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“Competitive rates for the purchase, refinance, or construction of commercial properties”

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“REQUEST INFO DETAILS Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms that work for your business Lending professionals with working knowledge of the Central Ohio, greater Cincinnati, and Celeveland real estate markets. Ask us about additional options that span all fifty states! Quick, local decision-making and processing Attentive, friendly service from start to finish PERSONAL BUSINESS SERVICES & TOOLS ABOUT US OPEN AN ACCOUNT Privacy Policy | Identity Theft Protection Tips | Terms and Conditions | USA Patriot Act | COPPA Notice of Changes in Temporary FDIC Insurance for Transaction Accounts © 2026 The Fahey Banking Company | All rights reserved. Share by:”

“Fairbridge provides short-term, asset-based financing for experienced real estate developers and sponsors, offering up to 75% LTV on the appraised value of the collateral property. Our platform emphasizes transparency, execution certainty, and sector expertise, enabling borrowers to capitalize on opportunities and efficiently bridge to long-term or conventional financing. Designed for institutional sponsors and professional operators, Fairbridge's suite of flexible debt products supports a range of strategies. At Fairbridge, we lend across asset classes and throughout the lending life-cycle of a project from acquisition and pre-development, to construction and rehabilitation, through lease-up. Each facility is structured to deliver the speed, flexibility, and reliability required to execute complex business plans with confidence.”

“Finance your next project with tailored capital for new construction or value-add opportunities. Our Construction & Rehab Loans are structured for experienced sponsors seeking to fund development or substantial property improvements, offering competitive leverage and efficient execution. Maximum LTC / ARLTV: Up to 80% / 70% Term: Up to 36 months "Build with confidence. Deliver with speed."”

“Accelerate your growth with a capital partner who understands your development pipeline. Our land acquisition loans are structured for experienced sponsors acquiring entitled or fully improved lots intended for future development or disposition. Maximum LTC / LTV: Up to 75% / 65% Term: Up to 24 months “Bridge success. Capture full value.””

“Streamline your financing with an integrated capital solution built for the full project lifecycle. The Multi-Phase Loan consolidates acquisition, construction, and lease-up financing into a single facility — minimizing friction, simplifying execution, and preserving flexibility through completion and stabilization. Maximum LTC / LTV: Up to 75% / 65% Term: Up to 36 months Rate reductions as milestones are achieved "Comprehensive capital. Continuous execution."”

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“Construction Loans”

“Commercial Mortgages Construction Loans Lines of Credit Business Loans Community Associations Financing Specialists”

“Certificate of Deposit Individual Retirement Accounts SAVINGS RATES Fixed and Adjustable Rate Options Available LOAN RATES Home Equity Loans Home Equity Lines of Credit LOAN PROGRAMS Bank anywhere, anytime. Our mobile app is designed with you in mind. Protect Yourself Get mobile alerts whenever your card is used Track Card Use Review card usage history and transaction details Set Limits Set customized purchase controls to help manage spending Download our app: Fairfield Federal Card Control App store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data rates may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Let's Talk Contact Fairfield Federal Email Us Staff Contacts FAIRFIELD FEDERAL - MAIN OFFICE 111 East Main Street PO Box 728 Lancaster, Ohio 43130 Phone: 740-653-3863 Monday-Friday Lobby: 9:00am - 5:00pm Drive Up: 9:00am - 5:00pm Saturday Lobby & Drive Up : 9:00am - Noon FAIRFIELD FEDERAL - WEST FAIR AVENUE 1100 West Fair Avenue PO Box 728 Lancaster, Ohio 43130 Phone: 740-653-1895 Monday-Friday Lobby: 9:00am - 5:00pm Drive Up: 9:00am - 5:00pm Saturday Lobby & Drive Up : 9:00am - Noon FAIRFIELD FEDERAL - PICKERINGTON 1515 Cross Creeks Blvd. PO Box 87 Pickerington, Ohio 43147 Phone: 614-863-0333 Monday-Friday Lobby: 9:00am - 5:00pm Drive Up: 9:00am - 5:00pm Saturday Lobby & Drive Up : 9:00am - Noon Main Office : 740-653-3863 Toll Free: 800-650-0987 Phone Banking : 888-593-3021 • Home • Loan Information • Business Banking • Fairfield Federal Credit Cards • Fairfield Federal eBanking • eBanking Account Login • Careers • Contact Fairfield Federal • Properties For Sale Newsletter Sign-up Member FDIC Equal Housing Lender NMLS# 402612 All rights reserved. Accessibility Statement Card Control Privacy Terms & Conditions • Privacy Policy website by: Web Chick”

“Fairview Partners originates senior, first-lien bridge loans on commercial real estate from $2 million to $100 million, nationwide, including note-on-note financing. An experienced debt-fund manager, Fairview Partners Investment Management is built for transactions that need certainty and speed: land, special situations, time-sensitive closings, and non-core or non-conforming assets that conventional lenders are slow to underwrite. We focus on the strength of the asset and a clear exit.”

“Consistent with a capital-preservation mandate, our box is deliberate. We concentrate on senior, first-lien positions. We do not provide construction financing; we consider value-add only at conservative leverage; and we are selective on healthcare assets.”

“Loan size $2,000,000 – $100,000,000 Term 6 – 24 months Leverage Up to 75% LTV on most assets · land up to 50% LTC Position Senior, first-lien Recourse Typically recourse; can be waived based on circumstances Interest Typically interest-only (structured deal by deal) Structure Bridge financing & note-on-note Closing 5 – 15 days from signed term sheet Capital Direct & discretionary — decisions made in-house Geography National (United States) Asset types All commercial asset types”

“Home Loans Business Loans Personal Loans”

“Where you need us, when you need us. Personal Banking Business Banking Home Loans Auto Loans”

“With our mobile apps, you can access your account from anywhere! Ferguson Anywhere Borrow Personal Loans Signature Loans Auto Loans RV, Boat, & Motor Sports Loans Credit Builder Loans Home Resilience Loans Business Loans Commercial Real Estate Term Farm Loans Line of Credit Home Loans Purchase Loans Refinance Loans Construction Loans Home Equity Bridge Loans Land/Lot Loans Mobile Home Loans New Leaf Credit Cards Personal Credit Cards Rates Loan Rates Loan Payment Pay Your Loans”