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“Commercial Real Estate”

“Construction”

“Are you looking at building your own custom home? A construction loan from Farmers State Bank can help turn that thought into a reality.”

“Tips How to build a better credit score Ways to save money Managing account passwords Commercial loan application preparation Things to consider when buying a house Topics Advantages of working with a local bank Documents required for a business loan How much house can I afford? Mortgage types and basic terminology Setting up direct deposit Useful things to know before buying land Video A beginners guide to buying a farm Commercial Business Loans 101”

“Building a home is an exciting but complex process. At Farmers State Bank, we provide specialized financing solutions to help make your dream a reality. To learn more about our construction loan options and how we can help bring your vision to life, please contact Garland Strunk, AVP and Mortgage Loan Officer, at 419-496-2651 , or email him directly . Apply Here Contact us: Phone: 1-800-350-2844 Branches Fax: 419-853-0031 Loans Fax: 419-281-1670 Operations Fax: 330-925-4619 Facebook”

“Coin Counting Home Loans Personal Checking Personal Loans Personal Savings Rates”

“If you plan to build a residential home and act as the general contractor, you can use a self-build construction loan. This is a specialty loan that gives you greater control over the building process. Our experienced team can guide you through the process and provide you with the financing you need.”

“Once the construction is complete, the borrower can apply for permanent financing. This enables you to transition from the construction phase to long-term financing.”

“A construction loan is a short-term loan that covers only the costs of building a custom home or other real estate project. Unlike a traditional mortgage, which is used to purchase an existing home, a construction loan is specialized financing created for the specific purpose of financing a new home or project.”

“One advantage of a construction loan is that it provides buyers with the ability to build their dream homes while paying the building contractor directly. The loan is not paid in a lump sum but instead disbursed in installments as building milestones are achieved. This allows for greater financial control and ensures that the project stays on track.”

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“Make your dream house your new home with flexible financing for custom builds. Dream Big”

“Construction Loans”

“Relax before you even unpack with set monthly payments for your entire term. Kick Back”

“From building credit to buying a boat, we have financing for almost anything. Reach your goals”

“John Beneke Vice President Commercial Loan Officer Division: Commercial Lending Phone: (712) 580-7020 Contact Me Ryan Davelaar Vice President Commercial Loan Officer NMLS: 488212 Division: Commercial Lending Phone: (712) 580-7017 Contact Me Scott Conrad Commercial Loan Officer Division: Commercial Lending Phone: (712) 580-7048 Contact Me Carson Farmer Commercial Loan Officer Division: Commercial Lending Phone: (712) 224-7710 Contact Me Sydney Roskens Commercial Loan Officer Division: Commercial Lending Phone: (712) 580-7035 Contact Me Eric Schable Commercial Loan Officer Division: Commercial Lending Phone: (712) 580-7045 Contact Me Close”

“In order for any business to thrive, it needs to be in the right space. Whether you’re just starting your business, your business has grown to a point where you need to expand or move into a larger, space or you’re a real estate investor, Farmers Bank can provide a commercial real estate loan for you. If you want to learn more about how we can help your business grow with a commercial real estate loan, please visit our office and speak with a member of our business lending team. Contact Us”

“Various other commercial real estate properties”

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“A commercial real estate loan is a mortgage secured by a lien on commercial property. Farmers Bank offers flexible terms with loan amortization from 10 to 25 years. Each loan is specifically tailored to your needs. These loans can be used for purchases, refinancing, property renovations or new construction. Office buildings Warehouse buildings Manufacturing buildings Rental properties Mixed-use commercial buildings Multi-family dwellings Various other commercial real estate properties”

“Business property in our region often serves multiple purposes — from supporting daily operations to housing equipment or inventory. We evaluate each project with a practical, common-sense perspective, considering: The role the property plays in your business Your overall financial picture Long-term sustainability of the investment Market conditions within our communities You’ll receive clear communication throughout the process and a straightforward path from application to closing.”

“Every business reaches moments when property becomes part of the strategy. We provide lending options for:”

“First Name (Required) Last Name (Required) Email (Required) Phone Branch (Required) Select one … Burlington, CO Bennett, CO Cheyenne Wells, CO Colby, KS Loan Type (Required) Select one … Personal Loan Home Equity Loan Mortgage Loan Agriculture Loan Commercial Loan Farmers & Merchants Bank Colby, KS: 785-460-3321 Colby, KS, toll-free: 866-460-3321 Dillons Location, Colby, KS: 785-460-2559 Bennett, CO: 303-644-3622 (FMBC) Burlington, CO: 719-346-5376 Cheyenne Wells, CO: 719-767-5957 Debit card After Hours 1-800-472-3272 to report lost/stolen or to activate card”