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“Financing for acquisition, development or construction”

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“We’re more than a lender—we’re your partner. From land acquisition to refinancing, count on First Financial for flexible options, expert insight and trusted guidance.</p>\r\n&#34;}}" id="text-4cb0c9e805" class="cmp-text"> We’re more than a lender—we’re your partner. From land acquisition to refinancing, count on First Financial for flexible options, expert insight and trusted guidance. 768px) --> Contact a Lender Contact a Lender <span class=\&#34;disclaimer\&#34;>Subject to credit approval.</span></p>\r\n&#34;}}" id="text-325efa6efc" class="cmp-text"> Subject to credit approval. <span class=\&#34;eyebrow-uppercase-s\&#34;><span class=\&#34;eyebrow-uppercase-bold\&#34;>Routing #074900356</span></span></p>\r\n&#34;}}" id="text-2969657eda" class="cmp-text"> Routing #074900356 Company About Us Careers Locations Community Contact Resources Investor Relations CRA Public File Transparency in Coverage Privacy & Security Cybersecurity Terms & Conditions Privacy Policy Cookie Policy Privacy Notice for California Residents <span class=\&#34;eyebrow-uppercase-s\&#34;><b>©2026 First Financial Bank NA.&nbsp;All rights reserved&nbsp; |&nbsp;</b></span></p>\r\n&#34;}}" id="text-c6585fc809" class="cmp-text"> ©2026 First Financial Bank NA. All rights reserved | <span class=\&#34;eyebrow-uppercase-s\&#34;>&nbsp;NMLS #401915 • Member FDIC • Equal Housing Lender</span></p>\r\n&#34;}}" id="text-4fee0ee9f4" class="cmp-text"> NMLS #401915 • Member FDIC • Equal Housing Lender You are about to leave our site and visit a trusted third-party partner. If you prefer to stay here, simply click anywhere on the screen. Otherwise, click 'Continue' to proceed. Continue”

“Personal Banking Checking Savings Certificate of Deposit Digital Banking Home Loans Mortgages Construction Loans Mortgage Refinance Home Equity Find a Mortgage Expert Borrowing Personal Loans Auto Loans Credit Cards”

“Request Construction Draw”

“We don’t believe in cookie-cutter lending. From small business expansions to complex developments, we’ll structure a financing plan around your property type, cash flow and timeline.&nbsp;From start to scale, we help bring your project to life!</p>\r\n&#34;}}" id="text-3dfc68291d" class="cmp-text"> We don’t believe in cookie-cutter lending. From small business expansions to complex developments, we’ll structure a financing plan around your property type, cash flow and timeline. From start to scale, we help bring your project to life! Owner-Occupied Properties Commercial Construction Non-Owner Occupied Investments Multi-Family Housing Land Development”

“\r\n<li>Financing for acquisition, development or construction&nbsp;</li>\r\n<li>Permanent mortgage and refinance options&nbsp;</li>\r\n<li>Interest-only payments during the build phase</li>\r\n<li>Competitive fixed or variable interest rates&nbsp;</li>\r\n<li>Amortization schedules that flex with your cash flow&nbsp;</li>\r\n</ul>\r\n&#34;}}" id="text-d685e4b693" class="cmp-text"> Financing for acquisition, development or construction Permanent mortgage and refinance options Interest-only payments during the build phase Competitive fixed or variable interest rates Amortization schedules that flex with your cash flow 768px) --> Contact a Lender Contact a Lender <span style=\&#34;color: rgb(255,255,255);\&#34;><span style=\&#34;color: rgb(0,0,0);\&#34;>Why First for Commercial Real Estate Loans?</span></span></h3>\r\n&#34;}}" id="text-5fc0db8406" class="cmp-text">”

“<span style=\&#34;color: rgb(255,255,255);\&#34;><span style=\&#34;color: #000000;\&#34;>When your project is on the line, you need more than a lender—you need a strategic partner who sees the big picture.</span></span></p>\r\n&#34;}}" id="text-b89e0ba8e7" class="cmp-text"> When your project is on the line, you need more than a lender—you need a strategic partner who sees the big picture. Dedicated Relationship Managers</h6>\r\n<p>From first inquiry to final funding, you’ll work with a real person who understands your market and goals.</p>\r\n<h6>Responsive Communication</h6>\r\n<p>Stay informed with timely updates—no chasing down answers or wondering where things stand.</p>\r\n<h6>Customized Lending Solutions</h6>\r\n<p>We tailor every loan to your property type, timeline, and financial goals—never one-size-fits-all.</p>\r\n<h6>Simplicity You Can Count On</h6>\r\n<p>We make the complex clear with a process that’s fast, secure, and built around your success.</p>\r\n&#34;}}" id="text-8e83087d81" class="cmp-text"> Dedicated Relationship Managers From first inquiry to final funding, you’ll work with a real person who understands your market and goals. Responsive Communication Stay informed with timely updates—no chasing down answers or wondering where things stand. Customized Lending Solutions We tailor every loan to your property type, timeline, and financial goals—never one-size-fits-all. Simplicity You Can Count On We make the complex clear with a process that’s fast, secure, and built around your success. Connect with a Commercial Lender Let’s talk scope, timeline, and capital needs. Receive a Tailored Proposal We build a custom structure—no off-the-shelf terms. Build With Confidence With ongoing support and treasury integration, we stay with you every step of the way.”

“Construction for commercial use properties”

“FFCU has home loan rates up to 1% below market! Apply Now”

“If you have any questions or would like to apply for a Business Loan, please contact Commercial Lending at [email&#160;protected] or 505-357-1006. Details Uses: Owner-occupied Retail Investment property Single family investment Multi-family investment Construction for commercial use properties Benefits: Competitive rates Finance up to 80% of property value”

“Business Standing Our Lenders consider your business history, current business standing, and the type of loan you desire. For some loan types, including SBA loans, you may also be required to provide a business plan highlighting your project financial statement, including profit and loss, cash flow, and balance sheets. Collateral The loan you can secure may depend in part on the collateral you have available to put up against the loan value. As part of the loan process, you may want to prepare information regarding the value of potential collateral items. Financial Standing To determine your business&rsquo; creditworthiness, our lenders may review several sources of information, including your credit score, bank statement, tax returns, and other information. Legal Standing Our lender may want a good idea of contracts you have in place with third parties, any leases or other agreements that are in place, and your business licenses or registrations. Questions Share Print”

“Speak to our commercial banking team to find financing options for your Owner-Occupied Real Estate. Learn More”

“Scroll Down We offer industry-leading financing solutions for the purchase or refinance of your commercial real estate properties. Our dependable team builds and grows relationships with commercial property owners in our local markets. We utilize a streamlined process to provide best-in-class service to meet our clients’ investment needs. Owner-Occupied Real Estate”

“Explore Business Savings Banking products are provided by Sunflower Bank, N.A. dba First Foundation Bank, Member FDIC and Equal Housing Lender. NMLS# 709491. Investment advisory services offered by First Foundation Advisors [“FFA”], an SEC registered investment adviser. FirstSun Advisors ["FSA"] is a tradename used by First Foundation Advisors as it works to integrate names following its merger into the FirstSun Capital Bancorp family of brands. Trust Services are offered through Sunflower Bank, N.A. dba First Foundation Bank. Investment, Insurance, and Advisory Products and Services: ARE NOT FDIC INSURED ARE NOT BANK GUARANTEED MAY LOSE VALUE ARE NOT A DEPOSIT ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY 1-888-405-4332 Facebook LinkedIn Get Help”

“Income Property Lending Multifamily Lending Commercial Real Estate Lending”

“Multifamily Lending”

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“Gain an edge with First Hawaiian Bank’s extensive experience with commercial real estate Lending Receive competitive rates and terms with loan packages tailored to meet your business goals Have a trusted partner for buying, building, or refinancing your commercial real estate property”

“Finance your property with Hawaii’s most experienced commercial real estate lenders. Home Business Commercial Real Estate Loans”