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“Building your dream home can be easy and affordable when you choose Levo for your construction loan. No Down Payment** No Payments During Construction Terms up to 12 Months Flexible Origination Fee Options Quick and Simple Approvals *Annual Percentage Rate. Rates are subject to change without notice. **Mortgage loans are subject to credit approval, down payments, and membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Levo Credit Union® is federally insured by NCUA. Equal Housing Opportunity lender. NMLS #441310”

“Commercial Real Estate”

“We focus on closing your deal and driving your long-term success. Our products and services are created to meet your goals and make sense for what you need.”

“Thinking to build your dream home and need advice? Our lenders are here for you and ready to assist. Build Smart. rates as low as 3.99% | 6.157% APR*”

“Construction Loans”

“Construction loans available with interest-only payments during draw periods”

“Mortgage Loan Originator Branch: S. Louise NMLS #465946”

“Mortgage Loan Originator Branch: Arrowhead NMLS #489420”

“Interested in learning more about business lending with Levo Credit Union®? Fill out the form below and a representative will contact you to discuss your financial needs. Check eligibility requirements. 605-334-2471 ATMs Branches Careers News Follow us on Facebook Follow us on LinkedIn Follow us on Twitter Follow us on Instagram INSIDER SIGNUP! Be in the know of what great things are happening at Levo. Download Our Mobile App If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-568-5711 for assistance. All products and services available on this website are available at all Levo Credit Union® branch locations. © 2014-2026 Levo Credit Union® Routing Number: 291479974 | NMLS: 441310 Account Fee Schedule Disclosures Privacy Policy”

“Mortgage Loan Originator Branch: Downtown NMLS #1601641”

“No Payments During Construction”

“Mortgage Loan Originator Branch: South Cliff NMLS #1441509”

“For more information on construction loans, please fill out the following information below.”

“ALERT: ACH Fraud and Phishing on the Rise! Scams: What you need to know Tips to stay safe online Card Management is here! Debit Card Self Service available anytime, even when we're closed. Conveniently found in our mobile app. Business Bill Pay Call us today to get started with Business Bill Pay! Banking with us just got easier! We have redesigned our website to make your experience easier on all of your devices! From accessing your accounts, to learning about our products that work best for you, our new web experience is the place to be. Mortgage Lending We offer many options from purchase loans to construction loans, to lines of credit. We offer a wide range of mortgage products that can be designed to fit your needs. LEARN MORE Commercial Lending Visit our knowledgeable staff for all your commercial lending needs. Meet Our Team Find Us Location & Hours Call Us at our 3 locations Email Us with our contact form Get In Touch Contact Us”

“Construction Loans”

“We offer many options from purchase loans to construction loans, to lines of credit. We offer a wide range of mortgage products that can be designed to fit your needs. LEARN MORE”

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“Shorter-term loan Take out one-time closing Hands-on, local loan specialists Only pay interest on the amount disbursed Details Monthly interest payments calculated on amount disbursed only Funds available as you need them Quick, local decision making and processing Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Disclaimer This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started. How much will you borrow? $ What is the interest rate? % How long is the loan term (in years)? # Estimated monthly payment $0 Total paid $0 Total interest paid $0 Learn More Questions”

“An interim construction loan can help you build or renovate, offering a bit more flexibility than traditional loans. Request Info See More Details”

“Construction Loans”

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“Purchasing or Refinancing We’ll help you find the loan that best fits your needs. Learn More”

“Call Us (833) 301-NFBK Find a Branch Find a Branch Enter City, State or Zip Go Request an Appointment Routing Number: 226071457 NMLS Number: 527665 Quick Links About Us Newsroom Calculators Deposit Rates Home Equity Rates Fee Schedule Security Center Check Reorders Northfield Bank Foundation Media Relations Customer Service Careers Investor Relations Legal Privacy Policy Northfield Bank CRA Public File Accessibility Sitemap Error Resolution Our Use of Cookies Operations Center 581 Main Street, Suite 810 Woodbridge, NJ 07095 HOME OFFICE 4142 Hylan Boulevard Staten Island, NY 10308 (833) 301-NFBK Branch Locations © 2026 Northfield Bank All Rights Reserved Site Designed & Developed by Multimedia Solutions You are leaving Northfield Bank’s site to visit a site not hosted by Northfield. Please review the third-party’s privacy policy, accessibility policy, and terms. Northfield is not responsible for the content provided by third-party sites. Back Proceed Close Automatic Translation Disclaimer To help visitors understand information on this website in a variety of languages, Northfield Bank offers Google TM Translate, an unaffiliated third party service, which automates translation of the website. The Google TM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent Google TM Translate caches and presents older versions of the Northfield Bank website content, that is beyond the control of the Northfield Bank site and its operators, who accept no responsibility or liability for the outdated translation. As a result, Northfield Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Northfield Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website. Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us. Please be advised that deposit and loan disclosures and contractual documents will only be provided in English. CLOSE Translate disclosure”