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“Whether you’re looking to invest, needing advice about how to save, or wanting a comprehensive look at your finances, we have the services & products backed by a team of advisors with over 78 years of combined experience, we will work with you to meet your financial goals. 24/7 Access to the Investment Platform Knowledgeable advisors, each with many years of experience A Financial Planning Tool you can use anywhere Performance Reviews at Request Give us a call at 641.260.2GWM or click below to learn more. Learn More EXCEPTIONAL CUSTOMER SERVICE”

“Traditional bridge loans can be great solutions for those who can afford multiple loan payments. But for most borrowers, that is not the case. In fact, a bridge loan can actually work against you. Grove Bank has built a bridge loan program that actually helps people move up, or down, without having to sell first. We think it is a pretty great solution and are confident you will too. Call, text, or email us today, and we can schedule a consultation to see if this program is a fit for your goals.”

“Bridge Loan”

“To apply for the Grove Bank NHL Bridge Program, simply call or complete our secure, online loan application: Get Started Online Still have questions? Give us a call! One of our mortgage specialists would be happy to answer all your questions. Michelle Davis Mortgage Banker NMLS ID: 2145051 651-955-3472 Email Michelle About Michelle I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed. https://prod.lendingpad.com/grove-bank/pos#/?loid=31e56a8e-e93b-4e5c-b881-f3cff1b09fc2 Gloria Gleason Director of Operations NMLS ID: 2192218 612-214-2541 Email Gloria About Gloria I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed. https://prod.lendingpad.com/grove-bank/pos#/?loid=e6dde3e1-b06d-42f7-b08a-c732bd2000a1 Jamie Hemberger Mortgage Banker NMLS ID: 289979 612-281-9633 Email Jamie About Jamie Jamie began his mortgage career in 2000, after earning a degree in Economics from NDSU — which set him up for success in the industry. He found his passion helping people navigate through the mortgage process and enjoys providing people with information and advice to find the best loan for their situation. Jamie enjoys running his two boys to their various sporting, scouting, and church events along with his wife of 18 years. He also serves as a volunteer with the local Boy Scout Troop. In his spare time, Jamie likes to take his family camping, hiking, biking, and boating in the great outdoors. https://prod.lendingpad.com/grove-bank/pos#/?loid=eb031764-7e0f-4198-a46c-9c687a93eca2 Tom Meckey SVP of Growth NMLS ID: 1915268 St Louis Park 612-327-8303 Email Tom About Tom Tom Meckey is a 20 year veteran of the Real Estate Industry specializing in residential home sales, corporate relocation, and new construction. Prior to entering the real estate industry, Tom worked in IT and Software Sales. He has a degree in Information Science from the University of Pittsburgh. Tom lives in the Lynnhurst Neighborhood of Southwest Minneapolis with his wife and two kids. Tom serves as Board Member at the Southwest Minneapolis Business Association. He is a youth basketball coach with the Minneapolis Lakers and Washburn High School in Minneapolis. He also volunteers his time as an adult leader with the confirmation program at Bethlehem Lutheran Church. Tom leads Grove Bank Mortgage’s Partner Agent program, working with some of the best real estate agents in the business, delivering an unparalleled borrower experience by navigating the complex world of the real estate transaction. Because of his deep knowledge and understanding of t”

“No monthly payment feature helps borrowers with cash flow constraints during a move, which is often a time filled with unexpected expenses. Note: No payment doesn’t mean free. The borrower is able to accrue interest for up to 12 months, while they are selling their departure home. Then, when it sells, they pay us back. It’s that simple. The best feature is that we allow move up buyers and/or downsizers to tap into their home’s equity so that they can make a down payment on a new home. Additionally, we lend the borrower the money to complete the new home purchase in conjunction with the bridge loan so that they can make a competitive, non-contingent offer, which often yields the best terms, and we ensure a smooth transaction free of the stresses often associated with simultaneous closings.”

“Guadalupe Bank can help! If you've found the perfect lot and are ready to build your dream home, Guadalupe Bank can simplify the process. Our lenders will guide you through every step of the process, from a fast pre-qualification, all the way through to the completion of your home. Guadalupe Bank can finance the purchase of the land and the cost of the construction in one loan with a minimal down payment. Guadalupe Bank offers fast, local decisions and competitive financing for residential construction loans. Plus, our friendly lenders are located right here in your community, so you don't have to go far if you have any questions. Learn more about how Guadalupe Bank can help you finance your new home construction. Contact us today! Find your nearest Guadalupe Bank location Get Directions Personal Banking Checking Savings & Money Market CDs Personal Loans Online Banking Mobile Banking Zelle Business Banking Checking Accounts Savings & Money Market Services Loans & Lines of Credit Online Banking Mobile Banking Zelle Mortgage Home Loans Refinance Construction Home Equity Support FAQs Customer Tools & Resources Contact Us Locations Our Branches About Us About Guadalupe Bank Contact Us (830) 792-1950 24/7 Telephone Banking: (888) 764-1344 To report a lost or stolen debit card, call (830) 792-1950 during business hours or (800) 500-1044 during non-business hours. Routing Number: 114925864 FDIC-Insured - Backed by the full faith and credit of the U.S. Government ©2024 Guadalupe Bank. All Rights Reserved • Privacy Policy • Mobile Privacy Disclosure • Disclaimers and Disclosures • Site Map Back to top”

“Construction”

“Construction Loans”

“Commercial Construction Loans”

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“This option gives you the freedom to stay in your current home while the other one is being built. You only have one mortgage loan, one closing, and one payment, and retain the option to modify the loan after selling your old home. Mortgage Loans Personal Banking Education Center Community Development Contact Employment Terms Privacy Policy Routing Number: 242071509 NMLS# 449474 © 2026 Guardian Savings Bank. All Rights Reserved Close Please enter you login information below to access Online Banking. Username Password First time user? Click here to register. Need help logging in? Reset your password You have clicked an external link and are leaving the Guardian Savings Bank website. Linked webpages are not under the control of Guardian Savings Bank, its affiliates or subsidiaries. URL Accept Cancel”

“CONSTRUCTION LOANS”

“Our construction loans allow you to enjoy interest-only payments during the building phase, the opportunity to transition to a long-term fixed-rate mortgage once construction is complete, up-to-80% loan-to-value financing, and a simplified draw-request process. We find this gives you financial flexibility and peace of mind as you navigate the homebuilding process.”

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“Explore our rates for loans, deposits, and financial products designed to help you grow. Learn More”

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