Program workspace

“Business Loans Commercial Real Estate Loans”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Construction Mortgages”

“Construction draws applied in stages based on work completed”

“Keep lending and loans aligned with services that make homeownership a real dream.”

“Flexible repayment during construction: Payments are interest-only during construction phase”

“Construct, purchase, or refinance the commercial real estate you've been eyeing with local lenders who know Texas markets. Apply Now See More Details”

“Get interest-only payments during construction”

“Loans Business Loans Commercial Real Estate Loans”

“Username Password --> Demo Enroll Forgot Password? Forgot Username? Personal Checking Compare Our Accounts Personal Checking Premier Checking eChecking Interest Checking Savings Personal Savings Money Markets Certificates of Deposit (CDs) Individual Retirement Accounts (IRAs) Personal Loans Personal Credit Cards Account Services Business Checking Compare Our Accounts Small Business Checking Business Analysis Checking Account Business Interest Checking Savings Business Savings Business Money Markets Business Certificates of Deposit (CDs) Treasury Management Remote Deposit Capture Merchant Card Services ACH, Wire, and Electronic Services Positive Pay Agreements and User Guides IntraFi Autobooks Opening a Business Account Business Loans Business Credit Cards Associations HOA Deposit & Lending Services Loans Personal Loans Auto Loans Recreational Vehicle (RV) Loans Personal Term Loans Business Loans Commercial Real Estate Loans Business Term Loans Operating Lines of Credit Small Business Administration (SBA) Loans Equipment Loans Agricultural Loans Mortgages Traditional Home Mortgage Access Your Equity / Refinance Adjustable Rate Mortgages (ARMs) Construction Mortgages Specialty Loans FAQs IntraFi Services Account Services Digital Banking Mobile Pay P2P Payments Finance Management Tools Switch to Harmony Bank Lost or Stolen Card Financial Calculators Routing Number Forms & Disclosures Fee Schedule Appraisal Fee Education Corporate Account Takeover Cybersecurity Tips for Small Businesses Protect Your Identity Beware of Phishing Scams Fraud Prevention Financial Exploitation Complaint Notice Electronic Deposit Insurance Estimator Treasury Solutions Additional Services About About Harmony Bank Meet Our Team A Message from Management Our Financial Strength News & Events Join Our Team Locations & Hours Contact Us”

“In addition to our convenient digital services, see the financial strength behind Harmony Bank. Locations & Hours Contact Us”

“Benefit from a wide range of agricultural financing programs – including operating loans and lines of credit, equipment financing, and land loans. Learn More”

“From financial education to online security – we have you covered.”

“Harvest Bank can help with the right home loan. Learn More”

“Business Borrow Commercial Real Estate”

“We're proud to help bring your business ideas to life. Great rates for you See all rates Auto Loans as low as 4.99 % APR Get The Details Personal Loans as low as 9.25 % APR Start Today Money Market Earn up to 2.25 % APY Earn More Heartland Credit Union was formed April 1, 1948 as the Hutchinson Teachers Credit Union. Today we've grown to branches throughout Kansas, a far cry from our original home in a residence on E. Sherman Avenue. We’ve expanded our membership from Hutchinson teachers to now serving Kansans from all walks of life. Over the years, other credit unions have merged into our credit union and our name has evolved to Heartland Credit Union. Through it all, our core values and ownership have stayed the same. We're a cooperative, exclusively owned by our members. Our Vision: To be your friend and partner, delivering solutions, one dream at a time. article The Way blog The Way is our blog with practical tips and insights to help you feel more confident about money and everyday life. From budgeting basics to smart financial habits, you’ll find helpful guidance you can use right away. Read The Way insights Credit Score Manager Your credit score plays a major role in what you pay and what you qualify for. With Credit Score Manager , you get tools, tracking, and clear guidance to help you understand your score and take control of your financial future. Learn more”

“Heartland is linked with the Kansas communities we serve, and we take pride in supporting organizations and events that have a positive and lasting impact on those who live and work here. We make a difference by living the credit union philosophy of “people helping people” through financial support, fundraising, and volunteer efforts. The Heartland Way Official Financial Wellness Partner Of Tiger Athletics Connect with Heartland Credit Union CONTACT Download the Mobile App The Heartland Way Careers Locations & ATMs Community Commitment Volunteers Membership Publications Refer a Friend Contact Call Us 800.428.8472 Fax 620.669.8123 Routing Number 301178372 NMLS 571074 © Heartland Credit Union Accessibility Terms Privacy Policy Error Resolution Sitemap www Federally Insured by NCUA Personal Accounts Spending/Checking Savings Certificates & IRAs Youth Health Savings Account Trust Accounts Investment Share Money Market Borrow Auto Loans Home Loans Home Equity (HELOC) Credit Builder RV, Motorcycle, Boat Personal Loans Credit Cards Services Digital Banking Rates Connections Video Banking Order Checks Overdraft Protection Invest and Insure Heartland Wealth Strategies TruStage Insurance Business Borrow Commercial Real Estate Lines of Credit SBA Loans Ag & Equipment Credit Cards Accounts Checking Savings Investment Share Money Market Services Preferred Partners Business Sweep and Transfers Digital Business Banking Business Rates Financial Well-being Resources Financial Education Credit Score Manager Fraud Prevention and Travel Calculators Teacher Resources The Way Financial Hardship Assistance × ×”

“Due to maintenance, HCU Digital Banking will be unavailable on Sunday, July 19th from 12am-8am, Central. Contact Careers Locations Rates Apply for a Loan Open an Account Online Login Register Log In --> Log In NEED HELP? REGISTER Personal Borrow Home Loans Auto Loans Home Equity Credit Builder RV, Motorcycle, Boat Credit Cards Personal Loans Accounts Spending/Checking Savings Certificates Money Market Youth Health Savings Trust Accounts Investment Share IRAs Services Digital Banking Rates Connections Video Banking Order Checks Overdraft Protection Invest and Insure Heartland Wealth Strategies TruStage Insurance Beyond Spending Business Borrow Commercial Real Estate Lines of Credit SBA Loans AG & Equipment Credit Cards Accounts Checking Saving Investment Share Business Money Market Services Preferred Partners Business Sweep Digital Business Banking Business Rates AutoBooks Commercial Services Financial Well-Being Learn Financial Education Credit Score Manager Fraud Prevention and Travel Calculators First-Time Homebuyers Teacher Resources The Way Blog Financial Hardship Assistance Credit Score Manager Search Search”

“We'll help you find, buy, and finance your next vehicle.”

“We're here to help you with your new home loan.”

“Bridge Loans”

“Construction”

“Agency (Fannie/Freddie/USDA) Government (FHA, VA) Jumbo/Non-Conforming Non-QM 2nds/HELOCS Bridge Loans Scratch & Dent Construction Business Purpose Debt Service Coverage Ratio RTL/Fix and Flip Participations/Syndicated Lines”

“We offer a comprehensive, high-touch consultative service designed to thoroughly understand your business operations and identify partnership opportunities. Our robust and competitive warehouse lending credit facilities are both flexible and individualized to your specific needs. We strive to fund and settle loans efficiently and effectively and will work with you to navigate the intricacies of this key business function. Mortgage Loan Options”

“SBA Lending PRONTO Line of Credit & Term Loan”