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“Gain a trusted ally in community banking. ICBB provides expert support, innovative solutions, and seamless correspondent banking services tailored to help your institution thrive. Let’s grow together. Contact Us › When you partner with ICBB, you’re going to get a team of professionals who understand community banking. Services Deposit Services Demand Deposit Account Service Federal Funds Programs Bankers Choice Certificates of Deposit Overdraft Management BBCONNECT De Novo Banking Services Payments and Settlement Services ICBB Settlement Services International Services CheckDirect ACH Client InstantPay Connect Commercial Lending Solutions Bank Participation Loans Services Holding Company Loans for Banks Bank Organization Loans Bank Officer and Bank Director Loans Federal Funds Line of Credit Agricultural Mortgage Financing Options CashPlease® Investment Services Asset Liability Management Services Trading, Bond Accounting and Bank Safekeeping Services Card Services Credit Card Solutions VISA Prepaid & Re-Loadable Cards Ancillary Services 401K Solutions ACH RiskLens Small Business Banking Solutions ACH Origination powered by Profitstars Merchant Services Wire Transfers Audit and Regulatory Services – BSC Product Brochure About Us Our Team Events The Correspondent Blog Podcast ICBI About ICBI 2025 Annual Report 2022 Shareholders Golf Outing Highlights Bankers Service Corporation Shareholder Ownership Opportunity Secured Information Important ICBB Information & Financials Vendor Management Due Diligence Helpful Links Bank Department Directory Services Deposit Services Demand Deposit Account Service Federal Funds Programs Bankers Choice Certificates of Deposit Overdraft Management BBCONNECT De Novo Banking Services Payments and Settlement Services ICBB Settlement Services International Services CheckDirect ACH Client InstantPay Connect Commercial Lending Solutions Bank Participation Loans Services Holding Company Loans for Banks Bank Organization Loans Bank Officer and Bank Director Loans Federal Funds Line of Credit Agricultural Mortgage Financing Options CashPlease® Investment Services Asset Liability Management Services Trading, Bond Accounting and Bank Safekeeping Services Card Services Credit Card Solutions VISA Prepaid & Re-Loadable Cards Ancillary Services 401K Solutions ACH RiskLens Small Business Banking Solutions ACH Origination powered by Profitstars Merchant Services Wire Transfers Audit and Regulatory Services – BSC Product Brochure About Us Our Team Events The Correspondent Blog Podcast ICBI About ICBI 2025 Annual Report 2022 Shareholders Golf Outing Highlights Bankers Service Corporation Shareholder Ownership Opportunity Secured Information Important ICBB Information & Financials Vendor Management Due Diligence Helpful Links Bank Department Directory 800-248-3229 107 Progress Drive P.O. Box 713 Frankfort, Kentucky 40602-0713 Subscribe to The Correspondent Email Address Submit Follow Us Facebook Linkedin &copy”

“Key Features Competitive Rates Fast Processing Local Service Contact Us For More Details Details Competitive rates for the purchase, refinance, or construction of commercial properties, including: Office buildings Warehouses Light industrial buildings Retail stores Churches Five-unit or greater apartment buildings Available for owner-occupied or investment properties Refinancing up to 80% loan-to-value New construction up to 80% loan-to-value No prepayment penalties Repayment terms customized to fit your business's unique needs Automatic payment deduction from your INOVA checking account Lending professionals with working knowledge of the local real estate market Local decision-making and processing Attentive, local, and friendly support from start to finish Questions Share Print CASH BACK REWARDS Cash Back on all purchases!* HELP YOUR KIDS SOAR $25 for new youth accounts! Contact Us (800) 826-5465 Routing Number 271290681 INOVA Career Opportunities Financial Calculators Card Help Switch to INOVA Routing Number Make a Loan Payment Privacy Policy CCPA SMS Terms and Conditions Security Center Love My Credit Union Rewards Facebook LinkedIn Instagram Youtube © 2026 INOVA Federal Credit Union | Portions Copyright © Kasasa, Ltd. All rights reserved. INOVA DIRECT is a BBB Accredited Credit Union in Elkhart, IN”

“Competitive rates for the purchase, refinance, or construction of commercial properties, including: Office buildings”

“New construction up to 80% loan-to-value”

“Contact us to learn more about real estate lending options and to start a conversation about growing your business. Contact Us 105 N Main St Wichita, KS 67202 800-895-2265 Routing Number: 101100029 HELP & RESOURCES Contact Education Center Security Center How to Report Fraud Locations Rates Help ABOUT Careers About Us Privacy Policy Annual Report Download our App CONNECT WITH US © 2026 INTRUST Bank, All Rights Reserved. Site User Agreement Website Accessibility Member FDIC Equal Housing Lender”

“Contact us to learn more or get started with a new real estate loan. Contact Us”

“Use for construction of residential properties or land acquisition and development. We offer both owner and builder financing and flexible interest-only monthly payments.”

“Business Loans Commercial Real Estate Loans”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your unique business needs Lending professionals with working knowledge of the local real estate market Local decision-making and processing Attentive, friendly service from start to finish How Can I Use a Commercial Real Estate Loan? A commercial real estate loan (also known as a CRE or business mortgage) is used to buy, renovate, or refinance commercial property. Commercially-zoned land and buildings used for commercial purposes, such as retail centers, business condos, multi-family properties, and office buildings, are all considered CREs. How do I Apply For a Commercial Real Estate Loan? To apply for any of our business loans, contact or visit one of our branch locations in Boise or Coeur d'Alene, Idaho. To apply for a loan, you'll need the following information: How much you want to borrow The property being financed or refinanced Business information including name, address, year established, type of organization, Tax ID number, annual sales, and number of employees Business owner information, including name, home address, social security number, title, ownership percentage, personal financial information, historical information, and government-issued photo ID Your most recent business and personal tax returns and financial statements Talk to an Expert or Apply Now! With Idaho Trust Bank, it's not just about providing you with a business loan. Our local bankers are committed to understanding you and your business inside out. We believe that every business is unique, and that's why we take the time to get to know your specific goals, challenges, and aspirations. This deep understanding enables us to tailor custom solutions that align with your needs, ensuring you receive the support you need to achieve your business objectives. Contact us to get information or apply for a commercial real estate loan today! Request Info Share Print”

“Discover the Advantage of a Personalized Banking Experience. At Idaho Trust Bank, we take pride in fostering genuine one-on-one relationships with our valued clients. When you choose to work with us, you'll experience personalized service from local bankers that understand the market. Key Features Competitive Rates Responsive Local Processing Request Info Details”

“Affordable rates Flexible term options Experience lenders Local decision making Details Affordable rates Various financing options Terms up to 20 years Easy to apply Local decision making Experienced lenders Incommons Insurance Services Ensure all things regarding your business are protected with insurance. View Incommons Insurance Services to browse coverage. Insurance products are not insured by the FDIC, are not deposits, and may lose value. Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? (See our rates) % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? (See our rates) % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Disclaimer This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started. How much will you borrow?”

“Construction Loans”

“Commercial Construction”

“Commercial Construction”

“Commercial Real Estate”

“Commercial Real Estate”

“Construction Loans”

“Construction Loans”

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“Monitor your credit, track your financial progress, and protect your identity—all built directly into your online and mobile banking experience. Stay informed with real-time alerts, see your credit score, and take control of your financial future with tools designed to keep you one step ahead. Explore InBalance ›”

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“Commercial real estate loans are funding options that allow companies access to capital specifically for purchasing commercial real estate or renovating commercial real estate. The property that a borrower purchases or improves with the funding from a commercial real estate loan will, in turn, become the collateral for the loan. IncredibleBank offers a wide variety of business real estate loan options. That's where your IncredibleBank business banker comes in - we'll help determine the best option for your unique needs to ensure the success of your project.”

“Competitive rates for the purchase, refinance, construction, or rehabilitation of commercial properties”