Program workspace

“Construction Home Loan Program”

“Key Features Competitive Rates Local Processing Quick Decisions Request Info Details Competitive rates for the purchase, refinance, construction, or rehabilitation of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Decisions made locally for speed and efficiency Personal, attentive service Request Info Share Print Subject to credit approval. Founded on tradition, Focused on your future”

“Business Business Credit Services”

“Commercial real estate projects in which the party seeking the financing will be the primary occupant of the facility (occupies 50% or more).”

“Residential Construction Loan”

“Infinite Global Capital Partners has a long history with commercial real estate’s leading institutional capital investors. See our full list of partners. clients”

“IGCP is a commercial real estate structured finance leader. As a Lender, Investor, and Advisor, we conduct three primary businesses: commercial mortgage originations, investments in high-yield credit, and advisory services for debt and equity. Since 1988, the IGCP team has collectively closed hundreds of commercial real estate transactions with a singular focus on getting credit right. IGCP is an affiliate partner of L&L Infinite . Read more about IGCP . 000”

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“Our mission is to get credit right for our partners. IGCP manages commercial real estate risk by optimizing creative solutions for borrowers and providing reliable cash flows for institutional investor clients. READ MORE ABOUT OUR LOAN PRODUCTS About work”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Construction Loans”

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“Mortgages Whether you’re buying a home, refinancing or looking to use your home equity, we’ve got you covered!”

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“Borrowing Commercial Real Estate”

“Whatever your business loan needs, our dedicated team of lenders is ready to customize a solution just for you . Explore Business Loans Back to the top Integrity Bank About Integrity Careers Tools and Resources Security Center Calculators Terms & Conditions Privacy Policy Sitemap © Integrity Bank SSB Member FDIC Equal Housing Lender”

“Explore Digital Features Business Loans”

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“Commercial Real Estate”

“The most significant advantage of a bridge loan for real estate investors is speed; you can access capital in days instead of waiting weeks or months for a traditional bank mortgage. That speed lets you lock up undervalued properties, solve maturing or distressed debt, and move fast on time-sensitive opportunities before competitors do. Bridge loans can also help cover upfront costs such as the down payment and other expenses related to acquiring or improving a property. Bridge loans are also more flexible than conventional financing , with short terms, interest-only payments, and underwriting that focuses on property value, equity, and an exit strategy rather than rigid tax return and income requirements. Used correctly, commercial bridge financing gives investors time to complete renovations, improve cash flow, or stabilize a property, then refinance into long-term permanent financing or exit through a profitable sale.”

“BRIDGE LOANS”

“Closing Time: Loan Sizes: $50,000 to Minimum Property Value: $250,000 Terms: 6 months to 5 years Leverage: Up to 65% of the Current Value (Up To 100% LTV With Additional Collateral) We Can Be Flexible: Customize Terms to Meet Borrowers Needs Purposes: Purchase, Refinance, & Renovations Lending Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT) Common Sense Underwriting: Deal With Decision Makers Apply now!”

“Bridge loan interest rates are higher than conventional mortgage rates because they are short-term, fast-closing, and based on asset value rather than full income underwriting. Investors should expect higher rates and origination points in exchange for speed, flexible terms, and the ability to close deals that banks will not finance . When evaluating the overall cost of a bridge loan, investors should carefully review origination fees and be aware of any potential balloon payment due at the end of the loan term, as these can significantly impact the total financial obligation. The key is to compare the total cost of capital against the upside of the opportunity, such as buying at a discount, avoiding foreclosure, or unlocking equity to fund more deals. If the projected profit or savings comfortably exceeds the interest and fees over the 6 to 24-month term, bridge financing can be an innovative tool in an investor’s capital stack.”

““You speak; we listen.” Jack discusses how Gelt Financial has reworked commercial mortgage products to allow borrowers to pick the best terms. These are just some examples of “The Gelt Difference” . Click the play button to watch the entire video! You pick the due date , the 1st or the 15th of each month We are flexible on the documentation We know that each situation is different We also offer non-recourse lending , and on some deals, we will not do a formal appraisal. You pick the term up to 5 years, fixed or floating, your choice. We will accommodate your needs for a closing date and have a rush program for quick closings . Repayment terms can be customized to fit your unique financial situation, providing flexibility and making it easier to manage your loan. You can decide whether to escrow real estate taxes.”

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