Program workspace

“Multifamily, Student housing, Seniors housing, Medical office, Storage, Select Industrial”

“Senior Mortgage: SOFR + 2.75% – 5.50% (fixed rate may be available) Mezzanine/Preferred Equity: 12%+ coupon (fixed or floating) with flexible payment structures”

“Multifamily, Student housing, Seniors housing, Medical office, Storage, Select Industrial”

“Non-recourse with standard carveouts Completion and carry guaranty required for construction loans”

“Yes, Kearny Bank has extensive experience in financing multi-family construction projects. Our commercial construction lenders are well-versed in the complexities of multi-family developments, offering fast-track approvals and competitive terms to help bring your project to life, whether it’s for residential or mixed-use buildings.”

“Commercial Construction Loan expertise across Kearny Bank's market area”

“Construction mini-perm options”

“Experienced Commercial Real Estate Specialist to contact and handle all details”

“Loading... First Name Last Name Company Name Company Location/Property Address Company Email Phone Products of Interest Select All Real Estate Loan Construction Loan How did you hear about us? Select Website Google Billboard Radio Social Media Referral Friend Other Please specify Submit Home Business Lending Solutions Real Estate & Construction”

“Chat with Client Support Personal Overview Checking Accounts Overview Simple Checking High Yield Checking Senior Checking Kearny Insured Liquidity Sweep See All Savings & Money Markets Overview Statement Savings Account Relationship Money Market Kid's Club Savings Account Holiday Club Savings See All Lending Solutions Overview Mortgages - Buy a Home Refinance Your Mortgage Home Equity Loans & Lines Mortgage Advisors Personal Services Overview CDs Individual Retirement Accounts Credit Cards Zelle® Digital Banking See All Business Overview Checking Accounts Overview Simple Business Checking Business Analyzed Kearny Insured Liquidity Sweep Kearny @ Work Savings & Money Markets Overview Tiered Business Money Market Trust Accounts Health Savings Account Lending Solutions Overview Real Estate & Construction Term Loans & Lines of Credit Business Express Loans Treasury Management Overview ACH Origination Services International Wires Merchant Services ZEscrow See All Government & Educational Institution Banking Overview ACH Services Merchant Services Positive Pay Remote Deposit Capture Educational Institution Solutions Women in Business Overview Changemakers Checking Business Services Overview Zelle Business Business Banking Tutorial Videos Digital Banking Corporate Banking Private Client About Us Overview Rates Careers KearnyBank Foundation CRA Public File FAQ Testimonials Our History Find a Branch Overview New Jersey Overview Bergen County Essex County Hudson County Middlesex County Monmouth County Morris County Ocean County Passaic County Somerset County Union County New York Overview Brooklyn - Kings County Staten Island - Richmond County Contact Us Overview Bank Holidays Knowledge Center Open an Account Make an Appointment Real Estate & Construction Loans”

“To apply for a real estate or construction loan, you can start filling out the form below . Our commercial construction lenders will guide you through the process, help you explore the best financing options, and answer any questions you may have to ensure your project is funded smoothly.”

“A commercial construction loan is a short-term loan used to finance the construction of commercial properties, such as multifamily, retail, mixed-use, warehouses, and industrial buildings. The loan is typically disbursed in stages, based on the progress of the project, and is repaid at construction completion upon refinancing. During the construction phase, you’ll typically only pay interest on the funds you’ve used, and once the project is finished, the loan is either paid off or converted into a permanent loan.”

“× This link will redirect you to a site that may have certain associated risks, including not being insured by federal deposit insurance. Investments: Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency. To remain at our site, click BACK. To leave our site for the link you selected, click OK. Thank you for visiting Kearny Bank's website. Continue”

“Get a commercial real estate loan that's built to spec. When it's time to grow or expand your real estate portfolio by acquiring additional investment properties or even developing new projects, Kearny Bank can fast-track approvals on a competitive commercial real estate loan. Our expert commercial lenders are here to guide you every step of the way. Get Connected with a Lender Today Account Details”

“Real Estate & Construction”

“A commercial construction loan is a short-term financing option specifically designed for building commercial properties, such as multifamily residential buildings, , mixed-use properties, warehouses & industrial properties. Kearny Bank offers competitive rates and fast-track approvals to help you complete your project on time and on budget.”

“A construction loan is used for building or commercial properties, whereas a commercial real estate loan is used for purchasing or refinancing existing commercial properties. Essentially, a construction loan provides the funds needed to develop or upgrade a property, while a commercial real estate loan is focused on acquiring or refinancing properties that are already completed.”

“A commercial construction loan can be used to finance the construction or renovation of various commercial properties, including multifamily buildings, mixed-use developments, retail centers, industrial and warehouse properties. Whether you are building new projects or upgrading existing properties, Kearny Bank offers flexible loan options to support your vision.”

“Commercial Real Estate”

“Competitive fixed and variable rates for the purchase, refinance, or construction of commercial properties”

“Competitive fixed and variable rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Loan amounts up to $2 million Up to 80% loan to value Repayment terms customized to fit your business's unique needs Terms of 5, 10, and 15 years and amortization up to 25 years Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing right here in Kennett Detailed, attentive service from start to finish Request Information Business Checking Business Savings”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Search Menu 800-577-5272 Login Apply Now Online Banking Personal Personal Checking Compare Our Accounts Free Kasasa Cash Checking Free Kasasa Cash Back Checking EZ Checking Basic Checking Interest Checking Personal Savings Free Kasasa Saver Regular Savings Account Companion Savings Account Christmas Club Account Money Market Account Certificates of Deposits Individual Retirement Accounts (IRAs) Health Savings Accounts (HSAs) Personal Loans Account Services The Kasasa Story Business Business Checking Compare Our Accounts Business Basic Checking Business Regular Checking Business Interest Checking Business Savings Business Regular Savings Account Business Money Market Account Business Certificates of Deposit (CDs) Business Loans Account Services Business Services Loans & Credit Personal Loans Home Mortgage Loans Home Equity Loans Solar Program Loans Auto Loans Personal Term Loans Business Loans Commercial Real Estate Loans Commercial Equipment Loans Business Lines of Credit Business Term Loans Accounts Receivable Loans Small Business Administration (SBA) Loans What Are Lenders Looking For? Agriculture Loans Land Loans Livestock Loans Ag Equipment and Machinery Loans Operating Capital Loans Credit Cards Personal Credit Cards Business Credit Cards Services & Tools Account Services Digital Banking Surcharge-Free ATMs Debit/ATM Cards Business Services Cash Management Remote Deposit Capture Merchant Card Services Tools Create a Savings Plan Switch to Kerndt Brothers Lost or Stolen Card Your Credit Report Financial Calculators Routing Number Scams & Alerts Rates Additional Services FDIC Insurance CDARS & ICS FDIC Insurance Insurance & Investments Insurance Personal Insurance Business Insurance Farm & Crop Insurance Life Insurance Contact an Agent Investments Investment Services Create a Savings Plan About Us & Travel Club About Kerndt Brothers Savings Bank Our History Our Team The Kasasa Story News & Articles COVID-19 Updates Newsletter Sign-Up In the Community Heritage Travel Club Careers Locations & Hours”

“Key Features Competitive Rates Fast Decisions Friendly, Local Service Request Info Benefits Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Request Info Share Print”

“800-577-5272 EZ Phone Banking: 888-527-4231 Find an ATM Careers Routing Number Notices USA Patriot Act Privacy Policy Community Reinvestment Act Terms of Use Kasasa ® Cycle Dates AudioEye Accessibility Lost or Stolen Card Newsletter Sign-Up Let's Be Friends: Facebook � 2026 Kerndt Brothers Savings Bank | Portions Copyright � Kasasa, Ltd. All rights reserved.”