Program workspace

“Our construction specialists understand the unique ins and outs of building loans and timelines. A hand holding a smartphone that is scanning a check for mobile deposit.”

“Mortgage Calculators Glossary & FAQs Get more banking insights on our blog → This is paragraph text. Click it or hit the Manage Text button to change the font, color, size, format, and more. To set up site-wide paragraph and title styles, go to Site Theme. This is paragraph text. Click it or hit the Manage Text button to change the font, color, size, format, and more. To set up site-wide paragraph and title styles, go to Site Theme. Contact & Support Contact Find a Loan Officer Loan Production Offices Find an ATM Online Banking Login”

“A single loan that covers both construction and your permanent mortgage. You’ll close once, lock your rate early, and reduce fees and paperwork.”

“By Luminate Marketing Team • July 8, 2026 Boost your financial organization skills with these approachable, morning-coffee-routine-savings tips, including the four bank accounts actually worth considering. Show More”

“Separate loans for construction and your long-term mortgage. This gives you added flexibility, especially if you’re unsure of your permanent financing needs upfront.”

“A construction loan is a short-term loan used to finance the building of a new home or major renovation. Once construction is complete, the loan is either paid off or converted into a permanent mortgage, depending on the loan type you choose. At Luminate, we offer:”

“We will focus on maintaining appropriate core capital to seize opportunities, while also ensuring we have sufficient liquidity to return capital to our shareholders. Thank you for your trust, patience, and support for the Company over the years. See our 2024 Report”

“Business Business Checking MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account) Business Savings Gold Business Savings MCB Premium Business Money Market Loans & Lines of Credit Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit Services ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Business Checking MCB Business Plus”

“MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account)”

“MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account)”

“MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account)”

“Commercial Real Estate Loans”

“Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card”

“Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card”

“Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit”

“Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card”

“Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit”

“ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Business Checking MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account) Business Savings Gold Business Savings MCB Premium Business Money Market Loans & Lines of Credit Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit Services ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Online Banking About Online Banking Online Banking How To Videos Treasury Management Instruction Videos Mobile Deposit Investments About MCB Investment Services Products & Services About LPL Financial The Team Contact About Us 2024 Annual Report Investor Relations MCB Knoxville MCB Brentwood MCB Tri-Cities Careers FAQs MCB News Our Board Privacy & Security Foreclosures Property for Sale Contact”

“ITMs Private Banking Service Free Fraud Monitoring Checking Accounts Gold Key Checking Century Gold Checking MCB Free Checking Executive Checking Savings Accounts MCB Gold Savings MCB Century Gold Savings MCB Premium Money Market Loans & Lines of Credit Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card CD’s GoldFlex Add-On CD Services ITMs Private Banking Service Free Fraud Monitoring Business”

“ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Business Checking MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account) Business Savings Gold Business Savings MCB Premium Business Money Market Loans & Lines of Credit Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit Services ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Online Banking About Online Banking Online Banking How To Videos Treasury Management Instruction Videos Mobile Deposit Investments About MCB Investment Services Products & Services About LPL Financial The Team Contact About Us 2024 Annual Report Investor Relations MCB Knoxville MCB Brentwood MCB Tri-Cities Careers FAQs MCB News Our Board Privacy & Security Foreclosures Property for Sale Contact FRAUD NOTICE: Protect Yourself from Phone Call Scams Beware of the latest calling scams, which involves scammers impersonating the MCB fraud department, bank investigator, or security department. We will never ask for your account details. DO NOT give them any information, hang up the phone and call your local banker directly! Call Your Local Branch! Exciting News! Home BancShares, Inc. Announces Completion of the Acquisition of Mountain Commerce Bancorp, Inc. Read More Here IMPORTANT NOTIFICATION: FRAUD Notice! If you receive a text like this, please DO NOT respond. This is a SCAM trying to get your banking information. Often after they send this text they will call from an MCB phone number. DO NOT answer and contact your local branch directly! Read More Here!”

“ITMs Private Banking Service Free Fraud Monitoring Checking Accounts Gold Key Checking Century Gold Checking MCB Free Checking Executive Checking Savings Accounts MCB Gold Savings MCB Century Gold Savings MCB Premium Money Market Loans & Lines of Credit Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card CD’s GoldFlex Add-On CD Services ITMs Private Banking Service Free Fraud Monitoring Business”

“ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Business Checking MCB Business Plus MCB Non-Profit Business Now MCB Interest Checking MCB Commercial Advantage with Account Analysis IOLTA (Interest on Lawyers Trust Account) Business Savings Gold Business Savings MCB Premium Business Money Market Loans & Lines of Credit Business Visa Credit Card SBA Loans Commercial Real Estate Loans Equipment Lending Operating Lines of Credit Services ITMs Treasury Management Solutions Treasury Management Instruction Videos RemitPlus Remote Deposit Capture Online Banking Online Banking About Online Banking Online Banking How To Videos Treasury Management Instruction Videos Mobile Deposit Investments About MCB Investment Services Products & Services About LPL Financial The Team Contact About Us 2024 Annual Report Investor Relations MCB Knoxville MCB Brentwood MCB Tri-Cities Careers FAQs MCB News Our Board Privacy & Security Foreclosures Property for Sale Contact Menu Personal”

“ITMs Private Banking Service Free Fraud Monitoring Checking Accounts Gold Key Checking Century Gold Checking MCB Free Checking Executive Checking Savings Accounts MCB Gold Savings MCB Century Gold Savings MCB Premium Money Market Loans & Lines of Credit Mortgage Loans Personal Loans & Lines of Credit Personal Visa® Platinum Credit Card CD’s GoldFlex Add-On CD Services ITMs Private Banking Service Free Fraud Monitoring Business”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Home Construction Loans”