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“Key Features Competitive Rates Local Processing Quick Decisions Apply Now Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local, Central Pennsylvania real estate market Local decision-making and processing Attentive, friendly service from start to finish Apply Now Questions Share Print All Loans subject to MCS Bank Underwriting Standards. Videos Mobile Banking Instant Issue Debit Cards Overdraft Coverage uChoose Rewards Reorder Checks”

“Affordable Commercial Real Estate Loans with Competitive Rates”

“Affordable Commercial Real Estate Loans with Competitive Rates Financing Options for Owner-Occupied or Investment Properties Flexible Repayment Terms Tailored to Your Business Needs Long-Term Loan Amortization Available–Up to 25 Years Details Business Loan Forms Low-Cost Financing for Purchasing, Refinancing, or Building Commercial Properties Expert Lenders with In-Depth Knowledge of the Southeast Texas Real Estate Market Fast, Local Loan Approvals and Streamlined Processing Personalized, Friendly Service to Guide You Every Step of the Way Business Loan Application Personal Financial Statement Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions Share Certificate Calculator Disclaimer A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the dividend rate? (See our rates) % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total dividend earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the dividend rate? (See our rates) % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Dis”

“Card Type Intro APR For initial 6 months* APR for Purchases, Balance Transfers, & Cash Advance after intro APR if applicable* VISA Platinum 3.90% 12.00% - 17.99% VISA Business 11.90% - 17.99% *Introductory APR applicable until the first day of the billing cycle includes the six-month anniversary date of the opening of your account. Restrictions apply to be eligible to receive the Introductory APR. Your exact rate is based on your creditworthiness. Ask a loan officer about the rate you qualify for. The periodic rate used to compute the FINANCIAL CHARGE for purchases is based on an index (the “Index”), which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly.”

“New Construction Loans”

“Loan Type APR 0-24 months APR 25-36 months APR 37-48 months APR 49-60 months APR 61-72 months APR 73-120 months Share (Savings) or CD Secured Loan 2.00%+* 2.00%+* 2.00%+* 3.00%+* 3.00%+* 4.00%+* Signature Loan 11.75% 11.75% 11.75% 11.75% N/A N/A Personal Line of Credit 11.75% 11.75% 11.75% 11.75% 11.75 11.75% Longer-term options may be available. Ask an MCT Member Service Representative for details. APR = Annual Percentage Rate. The rates disclosed are current. *Rates are 2.00%-4.00% above Savings or CD rate, depending on term.”

“Get competitive-rate financing to build, buy, or refinance the commercial property that fits your business needs. Request Info See More Details”

“Loan Type APR 0-24 months APR 25-36 months APR 37-48 months APR 49-60 months APR 61-72 months New Auto Loans 4.25% 4.25% 4.25% 4.50% 4.99% Used Auto Loans 4.25% 4.25% 4.25% 4.50% 4.99% Boat Loans 5.50% 5.50% 5.50% 5.50% 5.99% Travel Trailer Loans 5.50% 5.50% 5.50% 5.50% 5.99% Other Collateral Loans 5.25% 5.25% 5.25% 5.25% 5.50% APR = Annual Percentage Rate. Rates disclosed may be different based on credit underwriting and/or elected loan protections. Rate discount of 0.75% available for the election of Warranty, Credit Life Insurance and Disability Protection on qualified collateral loans. All loan rates are subject to change without prior notice. Maximum interest rate is 17.99%. Loan terms are dependent on amount financed and member/collateral. Membership required. Terms and conditions subject to change.”

“Commercial Real Estate”

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“High school and college students citywide learn how to manage money, maintain security and make plans for the future with the guidance of our savings and credit experts. You can too. Learn More about mastering your financial future *With participating pharmacies and providers. ** Must possess a valid social security number to use Mobile Banking or to view your account. Standard charges from your cell phone provider may apply for text messaging or Mobile Web access.”

“Commercial Real Estate Hours & Locations How to Open an Account Apply for a Loan Current Rates Hours & Locations Contact Us Routing Number #: 221472792 NMLS #: 410836 Find a surcharge-free ATM”

“Read More Looking for MONTICELLOAM’s financing and advisory services expertise? Apply for Financing Contact Us Investor Portal Borrower Portal New York (HQ) 600 Third Avenue | Floor 21 | New York, NY 10016 Phone: (646) 844 – 3600”

“Home » Loans and Mortgages » Business Loans”

“Short-term financing for your business needs.”

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“Disclaimer: You are now leaving MPECU’s website and are going to a website that is not operated by the credit union. ABOUT THIRD PARTY LINKS ON OUR SITE MEPCU offers links to other websites that may be of interest to our visitors. The links provided are solely for your convenience. MPECU is not responsible for the content of linked third-party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. The security and privacy policies on linked third-party sites may be different from MPECU policies. If you have any questions or concerns about the products and services offered on linked third-party websites, please contact the third party directly. Click to continue to cbsinvestorconnection.com Cancel Name (Required) First Last Email (Required) Enter Email Confirm Email Phone Comments (Required) Note: this information is forwarded to your rep via e-mail. For your protection, do not include private or confidential information. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Program consultation and support services are offered to credit unions and registered representatives of LPL through CUNA Mutual Group (CMG), the marketing name for CUNA Mutual Holding Company, its affiliates and subsidiaries, not affiliated with LPL. CMG does not provide advisory or brokerage services to retail clients. Securities and insurance offered through LPL or its affiliates are: Not insured by NCUA or any other government agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value Processing... Thank you! Your subscription has been confirmed. You'll hear from us soon. ErrorHere”

“Land and Leased Land Loans Home Equity Land and Leased Land Loans Home Equity”

“LEARN MORE Beware of scams: MPECU will never ask for account, credit card or personal information via phone call, email, or text.If it sounds suspicious, do not respond, call us directly. PHONE 218-336-1800 Toll Free 866-724-3993 Text Us 218-607-7321 Powerline 877-996-7328 QUICK LINKS E-Sign Disclosures Disclosures Security and Privacy Dividend Rates Payment Portal Online Banking E-Sign Disclosures Disclosures Security and Privacy Dividend Rates Payment Portal Online Banking E-Sign Disclosures Disclosures Security and Privacy Dividend Rates Payment Portal Online Banking E-Sign Disclosures Disclosures Security and Privacy Dividend Rates Payment Portal Online Banking NEWSLETTER Routing Number – 291973755 MPECU — ©2025 All Right Reserved Careers Privacy Policy Sitemap Careers Privacy Policy Sitemap ONLINE BANKING Email LOGIN Savings & Checking Dividend Rates Wincentive Share Certificates Star Tiered Savings Kids Clubs Christmas Club Dividend Rates Wincentive Share Certificates Star Tiered Savings Kids Clubs Christmas Club Loans & Mortgages Auto Loans CUDL Dealer Program Drive 4 Less CUDL Dealer Program Drive 4 Less Mortgages Land and Leased Land Loans Home Equity Land and Leased Land Loans Home Equity Cards Debit Card Security Mobile Wallet Debit Card Security Mobile Wallet Credit Card Security Credit Card Security Insurance & Retirement Investment Resources IRA Accounts Learn more about Medicare Meet Our Advisor Investment Resources IRA Accounts Learn more about Medicare Meet Our Advisor Money Education Money 101 Blog Financial Calculators Financial Counseling FAQs MPECU Fraud Guide Money 101 Blog Financial Calculators Financial Counseling FAQs MPECU Fraud Guide About MPECU Community Contact FAQs About MPECU Community Contact FAQs Facebook Instagram Youtube ONLINE BANKING Username Sign In Sign in Checking & Savings Checking Accounts Check Reorder Catalog Check Reorder Savings Accounts Dividend Rates Kids Clubs Christmas Club Share Certificates Star Tiered Savings Safe Deposit Box Loans & Mortgages Auto Loans CUDL Dealer Program Drive 4 Less Mortgages Land and Leased Land Loans Home Equity Business Loans Student Loans Recreational Loans Fast Money Snap Cash Protection Services Cards Mastercard Debit Card Debit Card Security Mobile Wallet VISA Credit Cards Credit Card Security VISA Gift Cards Report Lost/Stolen Insurance & Retirement Insurance Retirement Investment Resources IRA Accounts Learn more about Medicare Meet Our Advisor Money Education Money 101 Blog Financial Calculators Financial Counseling FAQs MPECU Fraud Guide Money 101 Blog Financial Calculators Financial Counseling FAQs MPECU Fraud Guide About MPECU Community Contact FAQs About MPECU Community Contact FAQs Facebook Youtube”

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“LOCATION: VARIOUS LOAN SIZE: $226.5 MM LOAN TYPE: LOAN PURCHASE PROPERTY TYPE: HOTEL”

“LOCATION: chicago, iL LOAN SIZE: $71.5 MM LOAN TYPE: NOTE PURCHASE PROPERTY TYPE: industrial”

“Madison Realty Capital pursues debt investments by originating senior secured loans, mezzanine loans and preferred equity investments for the construction, acquisition, and refinancing of commercial real estate, and by acquiring non-performing loans and preferred equity investments. As a lender, Madison is a valued partner to both institutional sponsors and leading independent developers, known for speed and flexibility. As a purchaser of debt, the firm has established its reputation as a reliable counterparty to banks, funds, and other debt sellers seeking to deleverage and solidify their balance sheets. Madison debt investment opportunities seek to capitalize on non-cyclical market opportunities to unlock value creation potential of real estate properties, which may be time sensitive or require a lender that has a track record of providing certainty of execution. The firm’s investor base for the debt platform currently consists of corporate and public pension funds, sovereign wealth funds, university endowments, foundations, insurance companies, fund of funds and high-net-worth individuals.”

“LOCATION: VARIOUS LOAN SIZE: $73.9 MM LOAN TYPE: LENDER FINANCE PROPERTY TYPE: MIXED-USE, MULTIFAMILY, LAND *Figures presented herein represent debt transactions of investment vehicles sponsored by Madison Realty Capital and excludes transactions executed by certain controlled affiliates. View Team View Development New York 520 Madison Avenue Suite 3501 New York, NY 10022 T: 646 868 7600 Los Angeles 1901 Avenue of the Stars Suite 1010 Los Angeles, CA 90067 T: 310 431 9945 Israel Mano'ach Street 4 Bet Shemesh Israel 9903766 T: +972 58 7550901 Terms of Use Privacy Policy *Information presented as of December 31, 2025 ** Assets under management figure subject to change pending final investment portfolio valuations © 2026 Madison Realty Capital Close Close Close”