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“Adjustable-rate loan 1 Financing written in first or second lien position Expert lenders who understand the local market Disclosures 1 The term and rate for Commercial Investment Mortgage Loans will be determined based on the Bank’s commercial underwriting guidelines. The interest rate is an adjustable rate based on the Federal Home Loan Bank regular advance rate plus a margin. In each case, a margin will be added based on the appropriate transaction risk, customer relationship, and current market conditions. Fees may be included for loan documentation, attorney fees, and other service or recording fees as are appropriate.”

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“At Marion Community Bank, we take pride in helping our neighbors bring their home visions to life. Our Construction/Permanent Financing provides a seamless path from blueprint to move-in, with dedicated support and competitive rates every step of the way. Visit a Marion Community Bank branch in Montgomery, Wetumpka, Selma, Marion, Jemison, Maplesville, Clanton, or Fairhope to learn more and get started on building your future — with financing as solid as your foundation. See Locations & Hours Contact Us Back to the top Marion Community Bank Routing Number: 062201630 Phone Number: 888-571-2338 Facebook Instagram LinkedIn Contact Contact Locations Holiday Closures Careers Legal Privacy Policy Mobile Privacy Privacy Policy © Marion Community Bank Equal Housing Lender”

“Construction Financing”

“Build your dream home with confidence — from the first shovel in the ground to the final coat of paint — using Marion Community Bank’s Construction/Permanent Financing. Our one-time close loan solution combines construction and long-term mortgage financing into a single, streamlined package. Whether you’re designing a custom home or building on your own land, we make it easier to secure financing with fewer steps, less paperwork, and the peace of mind of working with a trusted Alabama bank.”

“This loan is ideal for: Individuals building a custom home or working with a builder. Borrowers who want to simplify financing by combining construction and mortgage steps. Homeowners looking for cost savings and rate protection through a one-time close structure.”

“We offer local expertise and flexible solutions designed for homeowners building in Alabama: Local Underwriting and Decisions: Work with experienced lenders who understand regional contractors, regulations, and timelines. Loan Options for Various Budgets: Competitive rates and flexible terms tailored to your project and financial goals. Financing for Land and Construction: Bundle land purchase, site prep, and construction costs into one easy-to-manage loan. Draw Schedule Oversight: Funds are released in stages based on construction progress — with guidance and accountability built in.”

“With our Construction/Permanent Loan, you benefit from one application, one closing, and one set of fees: Single Closing Process: Avoid the hassle and expense of multiple closings with one all-inclusive loan. Interest-Only During Construction: Make lower monthly payments while your home is being built. Customizable Terms: Choose a fixed or adjustable-rate mortgage for the permanent phase, depending on your needs.”

“Buy or refi your ride with a customized loan.”

“Bridge Loans”

“Construction Loans”

“Homeownership is awesome – and so are our rates!”

“Proof of identity. Proof of income. Proof of residence. Proof of insurance. Proof of down payment. Bids, Estimates, and Blueprints (if available) If you’re adding onto the house or building a whole new structure, MMCCU is here to help make the construction loan process as easy as possible. Contact our friendly team to learn more!”

“Marshfield Medical Center Credit Union > Mortgage Loans > Construction Loans I'd Like More Information Rates & Fees”

“Whether you’re building something new or expanding on an existing property, MMCCU is here to help you through the construction loan process. Below are some tips to get you started, and as always, feel free to reach out to our team for more information! Tip #1: Choose Local ! At MMCCU, one person takes your loan from start to finish. This means less confusion and a more streamlined process. Additionally, when you choose local, you’re choosing someone that understands the industry where you plan to build. Tip #2: Know your budget! MMCCU will work with you to determine your current income and planned monthly payments and staff can tailor a monthly payment that will fit your budget. Tip #3: Be prepared with documents (see checklist below).”

“Home Loans Construction Loans”

“Select an Account Select Account Personal or Small Business Business Cash Management MCT Junior Credit Card Wealth Management Account Trust Account Please Select an Account Type Enter Username Please Enter Your Username Enter Password Please Enter Your Password Go Go Error, press "Go" to continue. Enter Username Please Enter Your Username Enter Password Please Enter Your Password Go Go Error, press "Go" to continue. New User? Enroll Online Forgot Password? Get Help Need to speak with us? Call 877.325.2265 New to mobile banking? Learn More Questions about cash management? Learn more New to mobile banking? Learn More Mauch Chunk Trust Logo Login Menu Search Button Search Our Site Personal Banking Checking Savings Money Market CDs IRAs CDARS Rates Lending & Credit Mortgages Home Equity & Lines of Credit Personal Loans Credit Cards Rates Services Locations & Hours Contact Us Online & Mobile Banking Banking Tutorials Debit Cards & Mobile Wallet MCT Junior Credit Score Overdraft Coverage Options Check Reorder Switch Kit Account Services Calculators Trust Services Wealth Management Business Banking Business Checking Business Savings Money Market CDs ICS & CDARS Rates Lending & Credit Small Business Loans Commercial Real Estate Loans Commercial Term Loans Commercial Line of Credit Commercial Letters of Credit Municipal Leasing Real Estate Investing Credit Cards Services Locations & Hours Contact Us Online & Mobile Banking Banking Tutorials Debit Cards & Mobile Wallet Overdraft Coverage Options Business Cash Management Business Remote Deposit Clover Merchant Services Trust Services Wealth Management Resources Account Services Frequently Asked Questions Security Center Financial Education Online & Mobile Banking Banking Tutorials Lost or Stolen Debit/Credit Card Reorder Checks Calculators Rates Privacy Policy News About Us Locations & Hours Contact Us Mission & History Officers & Directors Investor Relations News & Press Releases Local Business Resources & Community Banking Community Involvement Social Media Careers Sign In Trending MCT News: 🟩 Power Savings 3.00% APY Special Offer 🟩 Mortgages 🟩 Featured CD Rate 🟩 Readers’ Choice – Nominate MCT”

“We understand that adequate cash flow is crucial to successful business operations. Mauch Chunk Trust offers flexible commercial lending solutions to meet both your short and long-term borrowing needs. Whether you need funding for equipment, expansions or inventory, or merely to carry you through seasonal cash-flow fluctuation, we’re here for you. Mauch Chunk Trust Company’s commercial lending team has the business loan that will fit your needs. Our lending decisions are made right here in your community because we have a stake in your success. Find Out What You Need to Apply Contact Us to Learn More”

“Jim Thorpe – Main Office 1111 North Street Jim Thorpe, PA 18229 Back to Top Routing Number: 031307701 NMLS #417258 How Can We Help? Locations Online & Mobile Banking Contact Us FAQs Reorder Checks Calculators Rates About MCT Mission & History Investor Relations Officers & Directors News Local Business Resources & Community Banking Social Media Careers Important Information Privacy Policy Online Privacy Statement Website Terms of Use Disclosures CRA Public File NMLS ID Numbers FACEBOOK INSTAGRAM THREADS LINKEDIN TIKTOK YOUTUBE Equal Housing Lender Federal Deposit Insurance Corporation Copyright © 2026 Mauch Chunk Trust Company All Rights Reserved. Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. Chrome Firefox Edge Expand toolbar Home Questions”

“Be prepared when negotiating your next business transaction. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.”

“It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for. Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used. Our Commercial Lending Specialists are standing by and ready to help with your business loan needs.”

“Commercial Properties Non-Owner Occupied Commercial Real Estate”

“When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you. There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple. Our commercial lending department has the business loan that will fit your needs.”

“Like a loan, an MCT Municipal Lease provides funding, paid directly to the seller of the asset, to procure the asset on behalf of your municipality. Your municipality is required to make payments on a mutually agreed upon schedule (monthly, quarterly, annually, etc.), until the lease is paid in full. Without penalty, the municipality has the option of purchasing the equipment outright, at any time, for a predetermined purchase price consisting of the remainder of principal and any accrued interest. CONTACT US TO LEARN MORE You can rely on Mauch Chunk Trust company to quickly quote, structure and fund your municipal, tax-exempt equipment leasing needs.”

“Adequate cash flow is crucial to any successful operation. We understand that. So we developed a suite of flexible credit solutions to meet both the short and long-term borrowing needs of your business. Our commercial lending decisions are made right here in your community – we’re the very folks who will reap the fruits of your labor! We have a stake in your success. So whether you need funding for equipment, supplies or additional resources during a time of extraordinary need … we’re here for you. CONTACT US TO LEARN MORE”