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“User ID main_nav_login User ID Password main_nav_login Password Forgot Password? Enroll a Business NEW USER? ENROLL NOW Skip nav to main content. Commercial Real Estate Loans”

“With owner/user and investor loans, you can use your property as needed.”

“Get more financing for your next project with up to 80% loan-to-value (LTV) available on commercial properties.”

“Get more financing for your next project with up to 80% loan-to-value (LTV) available on commercial properties.”

“Use the property how you see fit with both owner/user and investor loans available.”

“Our agricultural lenders understand your business. Whether you need financing for operating expenses, crops, livestock, equipment, or real estate, we can help. We are interested in your business and will take the time to understand your farming operation. Routing# 042205009 Reorder Checks Lost or Stolen Card Questions? Phone: 800-875-1993 Find a Location External link to FDIC website External link to equal housing lender website Privacy Policy | Sitemap | Terms of Use | Web Accessibility Guidelines © 2026 Merchants National Bank. All rights reserved. Bank Websites & Marketing by forbinfi Aa Aa Aa Close ONLINE BANKING BUSINESS ONLINE BANKING Personal Banking Deposit Products Personal Checking Personal Savings CDs & IRAs Health Savings Back Online Services Online Banking Mobile Banking Billpay eStatements Zelle Back Account Services Visa® Debit Card Visa® Credit Card CardValet Other Products & Services Identity Theft & Security Tips Back Quick Links Check Reorder Lost or Stolen Card Back Back Business Banking Deposit Products Business Checking Business Savings Back Online Services Online Banking Billpay eStatements Remote Deposit Back Account Services Visa® Debit Card Visa® Credit Card CardValet Treasury Management Other Products & Services Identity Theft & Security Tips Back Back Loan Solutions Personal Loans Home Mortgages Construction Loans Home Equity Loans & Lines Installment Loans Credit Cards Calculators Back Business Loans Real Estate Loans Equipment Loans Construction Loans Working Capital Loans Agriculture Loans Back Back About Us About Us Our Mission Board of Directors Staff News Back Contact Us Locations & Hours Contact Us Career Opportunities SecureDocCenter Back Back Contact Us Locations & Hours Careers You are now leaving Merchants National Bank You are leaving our website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from our website. You are leaving our website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from our website. You are leaving our website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of p”

“Merchants National Bank can help your business or farm tailor a loan to best fit your business operation. Talk to one of our experienced Loan Officers to help you with your needs. To start the application process, stop in or call the nearest Merchants National branch location . A personal financial statement may be required with your application.”

“Construction Loans”

“If you are purchasing equipment for your business, talk to us first. Our competitive fixed rates and flexible terms can help your business with its capital expenditure plans. We can also assist with direct payment to the vendor to expedite delivery.”

“Home Loan Solutions Business Loans Real Estate Loans”

“When your business requires short or intermediate term working capital funds, our business bankers can help you with a loan or line to meet your working capital needs.”

“First Mortgages, Subordinate Debt”

“Log In Disclaimer * Please note that not all structures are available in all jurisdictions. 1 As of March 31, 2026. At estimated fair value. Represents the value of all commercial mortgage loans managed by MIM, including commercial mortgage loans included within certain real estate joint ventures owned by MetLife's general account, presented on the basis of net asset value (net of encumbering debt). Does not include any assets managed by PineBridge Investments entities acquired by MIM on December 30, 2025. 2 As of March 31, 2026. At estimated fair value. Represents the value of all commercial mortgage loans managed by MIM, including commercial mortgage loans included within certain real estate joint ventures owned by MetLife's general account, presented on the basis of gross market value (inclusive of encumbering debt). Does not include any assets managed by PineBridge Investments entities acquired by MIM on December 30, 2025. 3 MetLife Investment Management considers an institutional-grade, or institutional-quality property to be a property of sufficient size and stature to merit attention from large national or international investors. 4 Santiago and Mexico City offices are offices of local MetLife Insurance subsidiaries; investment professionals located in these offices provide services internally to MetLife affiliates and do not currently provide asset management services directly to any third parties. MIM’s registered investment advisory entities leverage the services of these offices in connection with Mexico CML opportunities for their clients. Investment professionals located in the Tokyo office provide investment services to third parties for other asset classes, but do not provide real estate related investment services to third parties. Investors should carefully consider their investment objectives, risks, fees, charges and expenses before investing any money. To obtain this and other information, please email icg@metlife.com to request more information. Please review the Terms of Use of this site for additional details. MetLife Investment Management”

“A new era is dawning for commercial mortgage investors, with yields not seen since the Global Financial Crisis. What three factors are driving performance? Are investors being adequately compensated for moving up the risk spectrum? Watch our video and read our latest insight to learn why this may be a uniquely opportune entry point for mortgage investors. Read Now Leadership Team David Politano Managing Director, Head of Debt Strategies, Real Estate James Brusco Managing Director, Portfolio Manager, Debt Strategies, Real Estate Gary Dinka Managing Director, Head of Production, Real Estate Richard McLemore, CFA, CRE, CCIM Managing Director, Head of Research, Valuations & Analytics, Real Estate Ratna Patel Global Chief Operating Officer & Head of International Real Estate William Pattison, CRE Head of Research & Strategy, Real Estate Curt Dawson Head of Credit, Ratings & Analytics, Real Estate Michael Amoia Managing Director, Portfolio Manager, Debt Strategies, Real Estate”

“Please read our Terms of Use and the important disclosure below before proceeding. By clicking Accept, you represent that you have read and understood our Terms of Use and the information below, you fall within a permitted category of investor and you are not in breach of any laws or regulations applicable to you by accessing this website. The information contained in the website is not for use within any country or jurisdiction or with any persons where such use would constitute a violation of law. United States If you are a resident of, or are present in, the United States, you represent and warrant that you are (or are acting on behalf of) an “accredited investor” within the meaning of Rule 501 of Regulation D under the U.S. Securities Act of 1933, as amended, and a “qualified purchaser” within the meaning of Section 2(a)(51) of the U.S. Investment Company Act of 1940, as amended, and the rules thereunder. The information on this website is issued by MetLife Investment Management, LLC (MIM LLC), a U.S. Securities Exchange Commission-registered investment adviser. MIM LLC is a subsidiary of MetLife, Inc. and part of MetLife Investment Management. Registration with the SEC does not imply a certain level of skill or that the SEC has endorsed the investment adviser. United Kingdom If you are a resident of, or are present in, the United Kingdom, you represent and warrant that you are (or are acting on behalf of) a “professional investor” as defined under the Markets in Financial Instruments Directive. The information on this website (the “ Information ”) is issued by MetLife Investment Management Limited (“ MIML ”) for the purposes of providing information on products and services provided by MIML in the United Kingdom. The Information is not directed at persons in any other jurisdiction where the access to the Information may be contrary to applicable law or regulation. The Information is not, and under no circumstances is it to be construed as constituting or forming an offer or solicitation to purchase or subscribe for securities or interests in any jurisdiction. MIML is authorised and regulated in the United Kingdom by the Financial Conduct Authority under no. 623761. As an FCA regulated entity MIML is subject to the restriction in section 238 of the Financial Services and Markets Act 2000 (“ FSMA ”) and the guidance set out in part 8 of the Perimeter Guidance Manual on the promotion of collective investment schemes. Therefore, any Information relating to any such scheme is directed only at persons in the United Kingdom in respect of whom exemptions from section 238 apply, including (but not limited to): (i) persons falling within any of the categories of “Investment Professionals” as defined in article 14(5) of the Financial Services and Markets Act 2000 (Promotion of Collective Investment Schemes) (Exemptions) Order 2001 (the “ PCIS Order ”); (ii) persons falling within any the categories of persons described in article 22 of the PCIS Order; ”

“Refinance Williamsbridge Bronx, NY COMMERCIAL CONDO”

“Refinance Midtown West New York, NY MULTIFAMILY”

“Commercial --> Commercial Real Estate Lending -->”

“Commercial Commercial Real Estate Lending”

“Dennis Graham, First Vice President, CRE Lending Team Leader DGraham@MCBankNY.com Jay Shah, First Vice President, CRE Lending Team Leader JShah@MCBankNY.com Manuel Vidal, First Vice President, Commercial Real Estate Loan Officer MVidal@MCBankNY.com Craig Richard Zajac, Vice President, Commercial Real Estate Loan Officer CZajac@MCBankNY.com”

“Trust our team for customized financing that supports the success of your property investments with personalized service and precise execution. Home Commercial Commercial Real Estate Lending”

“Metropolitan Commercial Bank (MCB) offers comprehensive commercial real estate lending solutions and expert advice to help you navigate the complexities of the market. Our loan offerings are tailored to meet the diverse needs of your business, backed by a team committed to your success.”

“Construction Finance”

“You are leaving a Metropolitan Commercial Bank website and will be going to a website operated by a third party which is not affiliated with Metropolitan Commercial Bank. That site has a privacy policy and security practices that are different from that of the Metropolitan Commercial Bank website. Metropolitan Commercial Bank and its affiliates are not responsible for the content on third parties. `; if (whitelistedDomains.length == undefined) { let urlo = url.origin; console.log(url); if (url.hostname !== currentDomain && url.protocol !== 'mailto:' && url.protocol !== 'tel:') { event.preventDefault(); // if doesnt have mailto Swal.fire({ title: speedbumpTitle, showCancelButton: true, confirmButtonText: "Continue", confirmButtonColor: "#0362ad", cancelButtonColor: "#707070", }).then((result) => { if (result.isConfirmed) { window.open(link.href, '_blank'); } }); // } } else { let urlo = url.origin; console.log(url); domainsToCheck = []; whitelistedDomains.forEach(domain => { domainsToCheck.push(domain.domain); }); if(domainsToCheck.includes(url.hostname) == false && url.hostname !== currentDomain && url.protocol !== 'mailto:' && url.protocol !== 'tel:') { event.preventDefault(); Swal.fire({ title: speedbumpTitle, showCancelButton: true, confirmButtonText: "Continue", confirmButtonColor: "#0362ad", cancelButtonColor: "#707070", }).then((result) => { if (result.isConfirmed) { window.open(link.href, '_blank'); } }); } } }); }); }); })();”

“With loan servicing centers in Manhattan , Brooklyn , Long Island , and Miami , MCB has extensive experience – locally and nationally – financing a variety of properties.”