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“MCB is highly experienced in handling complex deals in dynamic markets, including our hometown, New York City. Driven by our relationship-focused approach, we work closely with you to craft the most competitive financing package possible, tailored to your unique business goals.”

““MCB’s team is amiable and responsive, ensuring our needs are met. Compared to other lenders who overcomplicate the details, MCB simplifies the process, making it easier to navigate. We truly value our relationship with them, viewing it more as a partnership. They are the first name on the list when others in our industry ask.” Akiva S President, General Counsel “The Commercial & Industrial (C&I) professionals at MCB are a pleasure to deal with. They are a bright, responsive group that took the time to learn about our business and help us grow. They understand how to solve complex issues and bring creative solutions to the table.” Joseph G MCB client Since 2017 “MCB has been a tremendous partner in helping us build our healthcare business. They are very knowledgeable in the commercial space and work with borrowers in every aspect of lending and banking. MCB responds promptly to underwriting needs and can close deals quickly – their word is gold.” Thomas V Chief Investment/Financing Officer, Marx Development Group “Metropolitan Commercial Bank has been a great partner for Integrated Vehicle Leasing Inc. They are very understanding of our needs and have always worked to support and grow our business. I am proud to be a customer of MCB and look forward to working with them for many years ahead!” C Haburay Integrated Vehicle Leasing, MCB client since 2019 “We have been banking with MCB for the past decade, and our experience has been outstanding. The team has been incredibly supportive of and attentive to our needs from the beginning. Their comprehensive suite of banking services has significantly contributed to the growth and success of our business.” Edward F Phone This field is for validation purposes and should be left unchanged. Your Name Your Email To (Required) Select General Inquiries Property Management Government Banking Title and Escrow Attorneys EB-5 Charter Schools Residential Healthcare SBA Loans Subject Your Message CAPTCHA”

“Every investment goes through macro-economic analysis and a proprietary micro-credit underwriting process built over two decades. Firm Snapshot $179.9M Discretionary assets under management $120.6M Non-discretionary assets under management ~$300.5M Combined assets under management As of March 2026. Our investment approach → Meet the team → MICA CREEK CAPITAL 610 Marketplace Plaza, Steamboat Springs, CO 80487 | (917) 399-0058 | info@micacreekcap.com Firm Overview Investment Approach Team Contact Investor Login Legal & Disclosures Mica Creek Capital LLC (“MCC”) is registered as an investment adviser with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. This website is for informational purposes only and does not constitute an offer or solicitation to buy or sell any securities, products, or services, including interests in any fund, vehicle, or account managed by MCC. Nothing on this website should be construed as investment, legal, tax, or regulatory advice. Past performance is not indicative of future results. Investing involves risk, including the risk of loss of principal. Additional information about MCC, including its Form ADV Part 2A and Part 2B brochures, is available upon request and on the SEC’s Investment Adviser Public Disclosure website at adviserinfo.sec.gov (CRD #325642). View full disclosures . © 2026 Mica Creek Capital LLC. All rights reserved.”

“Mica Creek Capital LLC invests across securitized products and credit instruments tied to commercial real estate — including CMBS, commercial real estate loans, CRE CLOs, and CRE CDOs — combining macro-economic analysis with proprietary, loan-level credit research. Who We Are”

“We pursue opportunities where real estate fundamentals and structured-credit complexity intersect — a combination that limits traditional market competition.”

“Deposit Accounts Checking Savings & Money Markets Nonprofit & Government Certificates of Deposit CDARS® & ICS (Insured Cash Sweep) Switch Kit – Business Business Loans & Financing Commercial Loans & Lines of Credit Commercial Real Estate & Construction Financing SBA Loans Agricultural Loans Cash Management Collections Disbursements Fraud Protection Information Management & Specialized Services Merchant Services Business Visa® Debit Card Business Online & Mobile Business Mobile Banking App”

“Whether you’re expanding your business across town or you’re looking to build on your current space, contact us today for commercial real estate development financing options for PA and NJ small businesses. Contact Us Today”

“Commercial Real Estate & Construction Financing”

“For expanding existing commercial real estate property”

“For new commercial real estate construction”

“To apply for a commercial real estate loan in PA or NJ, your business needs to meet the following qualifications: Your business needs to occupy at least 51% of the commercial space you want to purchase. You must be able to provide proper business documentation to apply, including up to five years of tax returns, financial records and reports, necessary state certifications, credit reports, a third-party property appraisal and documentation for how you plan to use the space for your business. You can usually apply for a commercial real estate loan directly through Mid Penn Bank. Click on the Learn More button above to get connected with a financial professional to discuss your small business’s commercial real estate financing options. Get Started Now”

“The reality is that commercial real estate development comes with unique challenges, risks and rewards. When you’re building a hotel, shopping complex, residential area, or other commercial project, you need a valuable banking partner to understand the scope of your project and provide the best financing solutions. Our commercial real estate loans are made by local lenders who understand the region and our clients’ needs. Additionally, Mid Penn Bank supports growing businesses that are seeking construction financing. You can be certain that our team of experts will provide financing at competitive rates, and most importantly, funding to carry you through the project’s completion. Apply For A Loan Today To get started, set up an appointment with one of our Commercial Real Estate Loan Officers today. Contact Us”

“To expand existing commercial real estate space”

“To purchase commercial real estate space such as offices and retail stores”

“Commercial loans can be used for the following purposes: To purchase commercial real estate space such as offices and retail stores To expand existing commercial real estate space For new commercial real estate construction For expanding existing commercial real estate property Commercial construction and real estate loans are essentially used for purchasing new commercial property and expanding any existing commercial property. Even if you’re nowhere close to purchasing a new property for your business or expanding your current space, it’s important to learn the basics of commercial building construction and real estate loans in PA and NJ.”

“When you’re expanding your business, you need a financing plan that can grow with you. Commercial real estate loans enable business owners to build or purchase new properties for their businesses when they need them — not when they have enough extra cash on hand. Business growth requires financing options that can be tailored to your projects’ specific needs, and most commercial real estate loans offer a certain degree of flexibility for business owners. If you’re a small business owner who plans to expand your business in the near future, it’s time to consider the benefits of commercial real estate loans. The price of commercial real estate space is incredibly high, and few small businesses are ready to pay the price out-of-pocket. To navigate commercial real estate purchases, qualifying commercial businesses in PA or NJ should opt for commercial real estate financing. Contact Us With Questions”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Key Features Competitive Rates Local Processing Refinancing Available Request Info Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to your business's needs Lending professionals with working knowledge of the Southwest Missouri real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Request Info Share Print”

“COMMERCIAL REAL ESTATE commercialrealestate@midcapfinancial.com HEALTHCARE REAL ESTATE healthcarerealestate@midcapfinancial.com”

“Real Estate Lending $40,725,000 First Mortgage Loan January 2022 Details Real Estate Lending Griffith Properties and DRA_Advisors Medical Office Transaction role Sole Lender Use of proceeds Acquisition Real Estate Lending $95,000,000 First Mortgage Loan January 2022 Details Real Estate Lending AlerisLife Assisted Living Transaction role Sole Lender Use of proceeds Refinance Real Estate Lending $28,600,000 First Mortgage Loan July 2021 Details Real Estate Lending Fortress Investment Group Independent Living Transaction role Sole Lender Use of proceeds Acquisition Real Estate Lending $25,800,000 First Mortgage Loan June 2021 Details Real Estate Lending Island Estate Group Self-storage Transaction role Sole Lender Use of proceeds Refinance Real Estate Lending $21,100,000 First Mortgage Loan February 2021 Details Real Estate Lending Amicus Investment Holdings Student Housing Transaction role Sole Lender Use of proceeds Refinance View more “MidCap Financial demonstrates a thorough understanding of our business and develops creative structures for our transactions. As we pursue opportunities, certainty of execution is paramount, and MidCap Financial gives us confidence they will deliver. Our partnership has allowed Atlas to succeed in meeting its overall business objectives.” Scott Goldberg Co-Founder and President Atlas Senior Living “MidCap Financial provided outstanding transaction execution to enable us to achieve our financing objectives. They demonstrated a strong understanding of our business and were flexible as we worked through the complexities of the loan. We value MidCap’s partnership and look forward to working with them in the future.” Jeff Leer President and CEO AlerisLife “We have closed multiple heavy value-add transactions with MidCap Financial over the last few years. These transactions involved repurposing properties and significant construction work. In each instance, I appreciated their originator’s efforts to understand a complicated deal, quickly deliver a term sheet, and close at the agreed-upon terms. Their underwriters were transparent and capable. Similarly, their portfolio management and loan servicing team is experienced and responsive, which adds real value when working through extensive construction projects. I would certainly recommend MidCap Financial as a lender and look forward to working with them again.” John Felker Co-Chief Investment Officer T2 Capital Management “MidCap Financial is my lender of choice. They provide speed, creativity, and certainty of execution. I’ve closed two deals with them and in both instances, I’ve found the MidCap Financial team to be easy to work with, accommodative and quick to provide balanced solutions when issues arise. I know when I bring them a deal, they will put their best foot forward in determining a creative and efficient capital solution for Red River and its investors. They are not just my lender, but a partner in my business.” Bruce Stern Principal Red River Asset Managemen”

“CONTACT US Have a question? Let’s talk CAREERS Our team is growing. So can you. The conversation starts here. View open positions QUICK LINKS About Solutions Teams Transactions EXPLORE SOLUTIONS Asset Based Lending Financial Sponsors & Leveraged Finance Life Sciences & Technology Venture Finance Real Estate Lending Fund Finance GET IN TOUCH Careers Contact Investors Copyright ©2025 MidCap Financial Services, LLC Terms & Conditions Privacy Policy Disclaimer Copyright ©2025 MidCap Financial Services, LLC Terms & Conditions Privacy Policy Linkedin-in”

“Business Loans Commercial Real Estate Loans”

“Construction Loans”

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“Home Equity Loans Home Equity Lines of Credit (HELOC) Home Mortgage Loans Construction Loans”