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“Our streamlined application process ensures that you get quick approvals and disbursements. With minimal paperwork and a hassle-free experience, you can focus on your farm while we take care of your financing needs.”

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“Let’s talk business! From real estate to equipment, we offer competitive rates and flexible terms to serve and support you as your business grows. Apply Now Contact Us”

“Explore our term loans for business growth—ideal for capital improvements or financing new equipment. Let’s craft the perfect fit for your business strategy. Customized to fit your needs Get predictable payments with a fixed rate Up to 7-year amortization Secured by vehicle or equipment Apply Now Routing Number: 231271527 How Can We Help? Locations & Hours Contact Us Report a Lost Card Calculators Discover MSB History Open Account Apply for a Loan Cyber Security Tools & Disclosures Privacy Policy FDIC Member Statement Copyright © 2026 Monroe Savings Bank. All Rights Reserved.”

“Business Loans Commercial Real Estate Loans”

“Interest-only through construction phase”

“Construction Loans”

“Decisions are made right here, which allows for a quicker turnaround for all types of commercial real estate loans. Speak with a business loan specialist to learn more. Contact Us Today”

“Try out our easy-to-use calculator to help determine your estimated payments. Katrina R. Blumetti Vice President and Chief Lending Officer NMLS ID: 1002390 828-437-1426 Email Katrina More About Katrina Blumetti”

“Multifamily”

“Take advantage of competitive rates Secure funding for purchase or refinancing commercial properties Work with expert lending professionals in Kentucky real estate Enjoy friendly, attentive service throughout the process Details Competitive rates to purchase or refinance commercial properties Available for owner-occupied or investment properties Convenient terms customized to work for your business Lending professionals with working knowledge of the South Central Kentucky real estate market Local decision-making and processing Attentive, friendly service from start to finish Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is unlimited . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? (See our rates) % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Disclaimer This calculator can help you get a general idea of”

“Commercial Construction Loans”

“Get the customized terms and competitive rates your business budget will adore for investment or owner-occupied properties. Request Info See More Details”

“Loan Term Interest Rates APR New Autos up to 72 months Competitive Rates Competitive Rates Home Equity Up to 10 years Competitive Rates Competitive Rates 30 Year Mortgage 30 years Rates change daily Rates change daily 15 Year Mortgage 15 years Rates change daily Rates change daily Interest Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply. Please call (270) 526-3881 for additional rate options. **Home Equity Line of Credit – The Interest Rate is variable and based upon a index plus a margin. The Rate will vary with Prime Rate (the index) as published in the Wall Street Journal. For more loan details contact a Lender at 270-526-3881 or contact us .”

“Tier APR APY $5,000 - $9,999.99 1.14% 1.15% $10,000 - $99,999.99 2.14% 2.16% $100,000 - $249,999.99 3.14% 3.19% $250,000 - $499,999.99 3.64% 3.70% $500,000 & Above 3.64% 3.70% Open an Account Apply for a Loan”

“Rates As Low As 3.890% Rate* 4.491 APR**”

“Are You Ready To Build Your Dream Home? Building a home can be exciting and overwhelming at the same time. Contact one of our Home Loan Experts today to learn about our construction loan options.  Our Home Loan Experts will be there to assist during the entire process.  You are only required to pay interest on the amount that is disbursed.  Draws and inspections are handled locally. Contact Home Loan Experts Apply Now 12 Month Construction Loan 3.890% 4.491% 12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity *Rate shown is based on the construction of an owner occupied home with a loan amount of $300,000 and an estimated value of $375,000. Interest Only payments are due monthly on the advanced amount. Your rate, fees and terms may differ based on actual occupancy status, loan amount, credit score, debt to income ratio, loan to value and other products requirements. **APR = Annual Percentage Rate. APR will vary based on final loan amount and finance charges. Standard underwriting criteria will apply, offer of credit is subject to credit approval.”

“Lot Construction Loans”

“Did you find the perfect lot, but are not ready to build yet? Contact one of our Home Loan Experts to learn about our lot financing options.”

“Starting from the ground up, we’re alongside you during every step in the home building process. Let us help you with financing the home of your dreams.”

“Flexible financing and a range of terms available Save on closing fees when transitioning from temporary to permanent financing Licensed and non-licensed contractor financing available First-hand assistance by advisors with experience in the local market Local decision-making and processing Commitment to personalized service Whether building, remodeling, or using your equity for something else, we have a loan that is perfectly suited for you. Come in and speak with our local advisors to start your process today. Bank By Phone Deposit checks, transfer funds, schedule payments and more with our mobile app. Download our App Question or Comment? We'd love to hear from you. Fill out the online form or stop by one of our locations! Contact Us DIGITAL WALLET”

“Save on closing fees when transitioning from temporary to permanent financing”

“Whether you’re looking to buy, renovate, build, or invest in a commercial property, our experienced commercial real estate team has the specialized expertise and solutions to help you carry out your plans. With local loan decisions and access to the decision makers, we can provide a fast response and turnaround that moves at the speed of your business.”

“Commercial Real Estate Loans”

“Our team of experienced, local business bankers are ready to help you with the financing your business needs. Name (Required) Business/Company Name (Required) City/State (Required) Phone (Required) Email (Required) How can we help you? Commercial Loans and Lines Commercial Real Estate Small Business Loans Please contact me about financing for my business. (Required) Send”