Program workspace

“Commercial construction loans require a certain discipline and commitment to the process. The process requires careful coordination between owner (borrower), general contractor, title company, and the bank. The process begins with a thoroughly planned budget including adequate contingency reserves for unplanned variances which occur during construction. Working with an experienced commercial banker is key to manage the risk and insure a successful outcome. Required documentation may vary but will include financial statements and supporting documentation for collateral.”

“The terms of a commercial construction loan can vary greatly depending on the project, but generally are a 12-18 month term with a floating or fixed rate, and the bank will advance up to 75% of the project cost. Draws are coordinated via title company to insure payment to key subcontractors / vendors upon receipt of proper documentation and lien waivers. Periodic inspection by the bank and or the title company is a critical component to managing a successful project. Additionally, interest reserves and fees may vary from project to project.”

“It's time to increase productivity and get back to business! After construction, your Construction Line of Credit will transfer to a Term Bank Note, determined by your unique business situation. All commercial loans are different, and a Commercial Construction Loan has a lot of layers to it that elevate the relationship between banker and customer.”

“Build your dream home with the right financial foundation. The Naveo Construction-to-Permanent loan is one loan that encompasses the lot purchase, construction and mortgage. This loan is also suitable for the rehab of an existing home.”

“Construction Loan (current)”

“Fixed construction interest rate for up to 12 months Terms available with fixed rates up to 15 years Up to 12 months for construction phase 29-year regular mortgage to follow One set of closing costs No prepayment penalties Flexible loan disbursement schedule Pay interest only on the funds borrowed for the time borrowed Construction-to-Permanent Minimum Requirements: Property must be one-to-four units, owner-occupied home Borrower’s minimum equity or cash contribution of 20% Note! For more information, contact us at 617-547-3144 . Apply Now! Calculators Contact Us It's your journey ®”

“Fixed construction interest rate for up to 12 months”

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“Bank Checking Savings ATM/Debit Card Additional Services Shared Branching Insure Landlord Tenant Borrow Home Loans Auto Loans Personal Loans Student Loan Construction Loan Bicycle Loan Dreamer Loan Credit Journey Loan Debt Consolidation Loan Overdraft Protection Line of Credit Business Free Business Checking Business Savings Business Premier Money Market Business Certificates Business Loans Business ATM/Debit Card Business i Banking e Services Mobile Banking App Mobile Check Deposit i Banking Digital Wallet Online Account Opening e Statements Online Loan Center Text/Email Alerts 24-7 Telephone Access Financial Calculators Online Check Reorders Accessibility Community Social Responsibility Community Partners Scholarship & Essay Contest Seminars & Events Why a Credit Union? Invest About Us Join Today Contact Us Locations & Hours Privacy Notice Security Careers Learn Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. Home Borrow Construction Loan (current)”

“Up to 12 months for construction phase”

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“Competitive rates for purchase, refinance, or construction of commercial properties”

“Key Features Competitive Rates Flexible Terms Local Decisions Request Info Benefits Competitive rates for purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Lending professionals with working knowledge of the local real estate market Flexible repayment terms tailored to the needs of your business Local decisions made here in Nebraska Friendly and responsive service focused on you, from start to finish”

“Comparison checkmark Flexible financing options Comparison checkmark Dedicated loan officer Comparison checkmark Competitive commercial real estate loan rates Comparison checkmark Prompt site inspections & funds disbursement Comparison checkmark Expertise in all types of investment properties Comparison checkmark Support for businesses of all sizes Comparison checkmark Commitment to community Comparison checkmark Legacy as a leader in the commercial real estate market”

“Comparison checkmark Competitive commercial real estate loan rates”

“Comparison checkmark Construction Loans”

“Comparison checkmark Legacy as a leader in the commercial real estate market”

“Construction Loans”

“Start by reaching out to us with information about your financials and rental property. We’ll help you figure out what you need to make your investment a reality.”

“Commercial real estate loans work by providing funds upfront so you can purchase or refinance a commercial property. You can then repay the loan over time, with interest. With Needham Bank’s straightforward and transparent lending options, you’ll have the funding you need to support your success.”

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“Cash Management Customer Resources Account Support & Safety Tips to Protect Your Account Personal Fraud Prevention Fraud Prevention for Business Fraud Recovery Checklist Common Scams Schedule of Charges Tips to Protect Your Account Personal Fraud Prevention Fraud Prevention for Business Fraud Recovery Checklist Common Scams Schedule of Charges Client Resources Avoid Overdraft Fees Frequently Asked Questions Reorder Personal Checks Reorder Business Checks Customer Newsfeed Avoid Overdraft Fees Frequently Asked Questions Reorder Personal Checks Reorder Business Checks Customer Newsfeed Contact us General Inquiries Online Banking Help Employee Directory Find a Branch General Inquiries Online Banking Help Employee Directory Find a Branch Routing Number: 211373539 Frequently Asked Questions I lost my NB Debit Card but the bank is closed. Is there a number I can call? How do I report fraudulent activity on my account? How do I enroll in Online Banking? I lost my NB Debit Card but the bank is closed. Is there a number I can call? How do I report fraudulent activity on my account? How do I enroll in Online Banking? View all FAQs About Who We Are Board of Directors Senior Leadership Employee Directory Board of Directors Senior Leadership Employee Directory See All About Us Featured Career Opportunities News Annual Reports Financial Resource Center Community Commitment Investor Relations Career Opportunities News Annual Reports Financial Resource Center Community Commitment Investor Relations Locations Contact Investor Relations Search Login Close Personal Banking Business Banking Personal Credit Card Business Credit Card Enroll in Online Banking”

“Build your vision with our straightforward and transparent lending options designed to meet your needs: Comparison checkmark Business Loans Comparison checkmark Construction Loans Comparison checkmark Small Business Loans Learn More Contact Our Commercial Lending Team”

“We’re not just your bank. We’re your neighbors, and we’re committed to serving you with the same steadfast community values we were founded on. Let us take the time to get to know you so we can build a highly personalized financial strategy as unique as your business. Inquire Now Home Locations Contact Us About Careers Account Support & Safety Financial Resource Center Accessibility Privacy Policy Terms of Use Sitemap Home Locations Contact Us About Careers Account Support & Safety Financial Resource Center Accessibility Privacy Policy Terms of Use Sitemap Connect on LinkedIn Follow on Instagram Follow on Facebook Watch Us on Youtube Connect on LinkedIn Follow on Instagram Follow on Facebook Watch Us on Youtube Member FDIC Equal Housing Lender NMLS #2141744 © 2026 All rights reserved. Powered by Getfused”

“Whether you’re in an office building, industrial property, apartment building, or mixed-use property, we can leverage our financing expertise to help you.”