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“Check Today's Rates The more you save, the more you earn. Mortgage Calculator How much will my mortgage payments be? First-Time Home Buyer eBook Download our free eBook to help you get started. *Minimum loan amount of $200,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Top Get to know us. Our story Community Careers Investor relations Loan officers NASB Blog Get started. Apply for a loan Consumer loan portal Open an account Get a quote Make a loan payment Loan servicing Routing number: 301071631 North American Savings Bank, based in Kansas City, offers valuable banking solutions including checking accounts , savings accounts , CD's , money market accounts , mortgage loans , commercial loans and more. Bank online , with our mobile app , or visit one of our conveniently located branches in Grandview , Lee's Summit , Independence , Harrisonville , Kansas City , Platte City , Excelsior Springs , St. Joseph , or Lexington , Missouri. Security Center Privacy & disclosures Sitemap Website accessibility NMLS ID# 400039. Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply. Copyright © 2026 North American Savings Bank, F.S.B. All rights reserved. Apply now Locations Rates Contact Search External Links Disclaimer If you click “Continue” an external website that is owned and operated by a third-party will be opened in a new browser window. North American Savings Bank provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the bank. Use of these sites are used at the user’s risk. These sites are not under the control of North American Savings Bank and North American Savings Bank makes no representation or warranty, express or implied, to the user concerning: the information, content, presentation, accuracy or opinions of these sites, or the quality, safety or suitability of any software found on these sites. Using a hyperlink may identify you as a North American Savings Bank member to the operator of the external site. North American Savings Bank does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of North American Savings Bank do not apply to linked websites and you should consult the privacy disclosures on these sites for further information. If you click “Cancel“ you will be returned to the North American Savings Bank website. Continue Cancel”

“Residential Construction & Development Loans”

“Please call Loan Servicing at: Kansas City area: 816-316-4000 All other areas: 800-677-6272”

“Please call Loan Servicing at: Kansas City area: 816-316-4000 All other areas: 800-677-6272”

“Sometimes you find a new home to purchase before your current one sells. This is when a bridge loan, sometimes called a "swing loan," comes in handy when you do your home purchase with NASB. This short-term loan allows you to tap into the equity you've built up to have cash now for a down payment, moving expenses, or getting your home ready to sell. Let's get started! Answer a few easy questions to get your personalized recommendations and custom rate quote from one of our loan experts. What type of mortgage loan are you looking for? Refinance Mortgage purchase Two great options Whether you're looking for cash back or getting a better rate on your current loan. Why are you looking to refinance? Cash out refi Payment reduction Your service counts NASB is a VA home loan provider for service members, veterans and eligible surviving spouses. Are you in the military? Yes No What's your credit score? Knowing your credit score helps us match you with the right loan product. What is your credit score? 740 + 739 - 680 Below 680 I don't know Your dot on the map By knowing where you live, we can match you with your state's current mortgage regulations. Where do you live? Enter your ZIP Code: Please enter Zip Code Please enter a valid Zip Code Continue It's who you know Do you have a preferred loan officer? Select a loan officer: No preference Cox, Shelley Dixon, Joseph Hicks, Jason Howard-Homburger, Heather Krzysztow, Venus McFarland, Myra Robey, Seth Rowe, Natalie Smith, Beverly Thomas, Michael Thomas, Adam Vaughan, David Zook, Jason Continue Almost there! Just provide your information below and you'll be on your way to achieving your goals! First name* Last name* Email address* Phone number* Continue You're all set. Are you ready to get started? You can begin the online application process here. Apply Now Done Previous Step By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.”

“Construction Loans”

“Call or Text*: (989) 910-5135 *Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP Apply For A Loan Join NCACU”

“Complete this online application and one of our loan originators will be in touch soon. Apply Now”

“Construction Loans”

“If you've been busy cutting out pictures of houses from magazines to plan your ideal home, a construction loan from North Country Savings Bank could help your dream become a reality.”

“North Country Savings Bank can help you finance 80% of the project's total cost (including the property and improvements) OR the completed value of the project (whichever is lower). You have 12 months to complete the project. It is important to have a timeline established before construction begins because we disperse funds periodically based on work completed. Like our mortgage loans , all of our construction loans have one-time closing costs, so you won't pay another fee when the loan rolls over to permanent financing (once your home is finished). Unlike most banks, we do not require a contractor and welcome Do-It-Yourself builders. However, it is important that Do-It-Yourself builders ensure their cost breakdowns are as accurate as possible and list all of the materials needed and associated costs. Simple items, like screws and paint, can be overlooked on the cost-breakdown, causing chaos down the road. You are unable to add to the construction loan once it has closed. Before you run out to the nearest home improvement store, consider the following.”

“As the plans for building your new home become concrete you'll need to determine how to finance the project. That's where we can help. Our team of loan experts can help walk you through the lending process from beginning to end to ensure your project stays on budget and includes all of the essentials.”

“Like our mortgage loans , all of our construction loans have one-time closing costs, so you won't pay another fee when the loan rolls over to permanent financing (once your home is finished).”

“You have 12 months to complete the project. It is important to have a timeline established before construction begins because we disperse funds periodically based on work completed.”

“*:last-child]:mb-0 [&_a]:text-brand-dark-green [&_a]:underline [&_a:hover]:text-brand-light-green [&_a:focus]:text-brand-light-green [&_a:focus]:outline-none"> North Easton Savings Bank lends on owner-occupied properties and properties held for investment purposes including commercial, mixed-use, and residential investment. We are always available to our clients and pride ourselves on providing personal attention, resulting in quick decisions with a variety of terms to match your needs. Explore Lending Options Your browser does not support the video tag.”

“A member of our team will be in touch shortly to help with your request. Back to Form Personal Personal Checking Accounts Greenlight for Kids Savings & CDs Home Loans Home Equity Loans & Lines Specialty Programs Online & Mobile Banking Debit Mastercard® Business Business & Commercial Checking Business & Commercial Savings Cannabis Banking & Lending Business Loans Commercial Lending Commercial Real Estate Loans Solar & ESG Loans Online & Mobile Banking Cash Management & Merchant Services Local Partner Spotlight ZRent & ZEscrow Resources Our Mission & Team Locations Contact Us Careers Charitable Giving News Rates & Calculators Education Center Payment Center Annual Report NESB Connect Copyright © 2026 North Easton Savings Bank. All Rights Reserved. Main 508.238.2007 | Telephone Banking/Automated Account Info Line 888.226.5276 NMLS ID #415834 | Routing Number #211371463 | Privacy Policy North Easton Savings Bank is a Massachusetts-chartered, mutual savings bank, with no stockholders. Member FDIC | Member DIF | All bank deposits fully insured | Equal Housing Lender”

“Ready to build your new dream home? Get your construction loan at NGCU! Ideal for borrowers aiming to build their new home with an option of a single-close first mortgage Loan amounts up to $750,000 Interest only loan during the construction process Please contact us for more information on equipment loans, or click here for a loan application. Click here for rates and terms on equipment loans from NGCU. Big A Road Branch 695 Big A Road P.O. Box 280 Toccoa, GA 30577 (706) 886-1441 mail@ngcu.org Mize Road Branch 1067 Mize Road Toccoa, GA 30577 (706) 886-1248 Lavonia Branch 11850 Augusta Road Lavonia, GA 30553 (706) 356-7001 Hartwell Branch 249 East Franklin Street Hartwell, GA 30643 (706) 376-6961 Clayton Branch 579 Highway 441 South Clayton, GA 30525 (706)-212-0336 Copyright © 2026 All Rights Reserved by North Georgia Credit Union. Federally Insured by NCUA. NMLS# 565383.”

“Interest only loan during the construction process”

“Commercial Construction Loans”

“Commercial Real Estate”

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“Credit Cards Vehicle Loans Equipment Loans Commercial Real Estate”

“When I got my car loan, the process could not have been easier, not to mention they gave me better rates than any other lending institution would. Bill NSCU MEMBER, DULUTH MN EXPLORE AUTO LOANS”

“Commercial Real Estate”