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“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Free financial education awaits. What can we help you find? Search”

“Long-term, fixed-rate commercial real estate loan options available”

“Variable rate commercial real estate loan options available with balloon payments”

“Apply for a Home Improvement Loan Apply for your home improvement loan online by clicking below, calling or visiting a branch . Step”

“12-month construction period with interest-only payments”

“Loan Approval We’ll review your application and reach out to you quickly with a loan decision. Step”

“Finalize the Loan Sign your loan documents electronically or at a branch location. Call Us: 800-991-9219 ★★★★★ “I have been with the Mexico Branch for over 20 years and have NEVER had a bad experience. From the tellers to the loan officers, the customer service is outstanding!” - Wanda M., Mexico, ME”

“Low, Fixed Rates Whether you’re building, improving or renovating, lock in the same low monthly payments. Local Loan Servicing All decisions are made by the same in-branch loan officer you work with, so you’re always dealing with someone who knows your loan. Interest May Be Tax-Deductible Interest on loans used to build or improve your primary or secondary residence may be tax-deductible 2 .”

“We proudly offer Construction Loan financing through our partnership with CUSO Home Lending! They’ll ensure your experience is exceptional by providing expert guidance throughout. Features: One-time closing 12-month construction period with interest-only payments Up to 95% loan-to-value with private mortgage insurance Local loan processing Apply Now Learn More”

“Our Construction Loans offer flexible terms, great rates, and local decision-making to keep your project on track. Let OFCU help you lay the foundation for a home that’s truly yours. Learn More”

“Whether it's a dream vacation, funding education, renovating your kitchen, or consolidating high-interest debt, accessing your home's equity can help make your dreams achievable. Learn More *Loan must remain open for three years. Estimated closing costs $600. Membership eligibility is required, including a $5 minimum share account balance. Additional disclosures will be sent to you upon application submission. Property insurance required. Flood insurance required where applicable. **Consult your tax advisor about the deductibility of interest. Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine. Back to the top Oxford Federal Credit Union Routing Number 211288051 Phone # 207.369.9976 Facebook Instagram Resources Credit Score Calculators FAQs Fraud Prevention Investments & Insurance Useful Links Accessibility Feedback Access CUSO Account Shared Branching/ATMS Branches Contact Us Our Policies Privacy Statement © Oxford Federal Credit Union NCUA Equal Housing Lender”

“Whether you’re planning a major renovation, adding more storage, or tackling long-overdue repairs, OFCU is here to help turn your vision into reality. Our Home Improvement Loans offer flexible options for any type of project. Apply Now View Rates”

“All rates and terms are subject to change. Call us for current promotions and personalized rate information. Loan Type APR 3 Rate Maximum Term Maximum LTV Unsecured Home Improvement 8.00% 8.00% 60 Months n/a Unsecured Home Improvement 9.00% 9.00% 120 Months n/a Secured Home Improvement 7.50% 7.50% 120 Months 133% Construction Loan Varies* Varies* 30 Years (12-month interest-only construction period) 95% (with PMI) *Rates can change at any time without notice and are based on factors such as credit score and loan-to-value. Your rate will be personalized based on your financial profile.”

“From small upgrades to full-scale construction, our home improvement and construction loans give you the financing tools you need to improve your home—right here in Maine. Apply Now View Rates”

“Whether you need to consolidate debt, cover an unexpected expense or make a major purchase, our convenient personal loans can help you get the funds you need quickly. Learn More”

“For larger renovation projects or long-term investments in your home, a Secured Home Improvement Loan could be the perfect fit. By using the equity in your home as collateral, you may qualify for a lower interest rate and higher loan amount than unsecured options—ideal for kitchen remodels, additions, or significant structural updates. This type of loan gives you the power to transform your home while increasing its value. Features: Loan amount up to $250,000 Low, fixed rates Flexible repayment terms – up to 20 years Closing costs paid by Oxford Federal Credit Union* Interest paid may be tax-deductible** Apply Now”

“Planning smaller updates or quick renovations? Our Unsecured Home Improvement Loans offer the flexibility you need, without using your home as collateral. Because it’s unsecured, approval is based on your creditworthiness, making it an ideal solution for homeowners who want to act quickly on their improvement plans. Features: Loan amount up to $25,000 with no appraisal Low, fixed rates Flexible repayment terms — up to 15 years No pre-payment penalty Closing costs paid by Oxford Federal Credit Union* Annual interest payments may be tax-deductible** Apply Now View Rates”

“As your local community bank, Ozark Bank specializes in commercial real estate loans to finance your commercial needs. With over 200 years of combined lending knowledge, you can be sure the lenders at Ozark Bank truly understand what it takes to build in the Ozarks region. When you are looking for a commercial property mortgage, Ozark Bank will work with you every step of the way. With four locations in Ozark and Nixa, our commercial lenders are keenly aware of the process of acquiring and developing commercial property. We look forward to helping you with your current and future commercial real estate opportunities.”

“Commercial Construction Loans”

“Available for refinancing and purchase transactions Personalized, one-on-one service Quick local decision-making Flexible terms with competitive rates Various payment options to meet your needs Contact us today! What is the difference between a commercial real estate loan and a residential mortgage loan? A commercial real estate loan is designed for properties used for business purposes, such as office buildings, retail centers, or rental properties with more than four units. The terms, interest rates, and down payment requirements also differ from residential loans, typically reflecting the higher risk associated with commercial properties. Please contact our local lending team for more specific information about the terms of a commercial real estate loan. What are the terms for commercial real estate loans at Ozark bank? Ozark Bank provides flexible terms for its commercial real estate loans, tailored to meet the specific needs of each client. Our lending officers can assist in finding the right commercial real estate loan terms to fit your needs. What types of properties qualify for commercial real estate loans? Eligible properties typically include office spaces, retail locations, industrial buildings and multi-family residential units. How can I get more information on current rates or apply for a commercial real estate loan? For the most current information on loan rates and to apply for a real estate loan, we invite you to contact one of our loan officers at any of our four branch locations. Our team of experienced lenders, with over 200 years of combined lending experience, are ready to provide personalized assistance and guide you through the application process.”

“Construction Loans”

“We create a custom C-PACE financing package from quote to close. Get more capital, more socially responsible investing, and more expertise when you work with PLG. Submit Your C-PACE Project When you work with PLG, you’re working with real people – a dedicated team of individuals who focus solely on C-PACE and lend directly, with no intermediary involved. From quote to close, speak and work with our in-house origination, underwriting, and loan servicing teams to get a financing package tailored specifically to your project’s needs. Our experts come from diverse backgrounds and bring a new level of innovation and diligence to all our transactions. Real capital comes from our commitment and ability to close, institutionally backed with balance sheet capabilities. When we issue a term sheet, you have our commitment to your deal. Our credit committee acts quickly to ensure your project stays on course. Meet the PLG Staff We provide more than just C-PACE financing. We provide solutions.”

“Program: Active Available Lookback: 3 years Max Term: Weighted Average EUL New Construction: Yes Take A Closer Look”

“Program: Active Available Lookback: July 2015 Max Term: 25 Years New Construction: Yes Take A Closer Look”