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“Construction Loan Draw Request”

“Construction Loans”

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“Competitive rates for the purchase, refinance, or construction of commercial properties*”

“Key Features Competitive Rates Local Processing Quick Decisions Request Info Details Competitive rates for the purchase, refinance, or construction of commercial properties* Available for owner-occupied or investment properties Repayment terms available to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Prompt, local decision-making and processing Attentive, friendly service from start to finish Request Info Share Print * Underwriting guidelines apply.”

“Whether you are planning to purchase an apartment building, build homes, or refinance a shopping center, Preferred Bank has a real estate loan to meet your needs. Real estate loans offered include mini-perm loans and constructions loans.”

“Preferred Bank has solutions to help you manage risks and optimize working capital. Explore Trade Finance About Us Our Company Our History Our Community Chairman's Message Investor Relations Security & Privacy California Consumer Privacy Act Customer Identification Program Notice Online Policy Online Security Privacy Notice for Consumers Terms of Use Popular Links Calculators Routing Number Fraud Center FDIC Insurance Check Orders Contact Us Contact Us Locations/Hours Career Opportunities LinkedIn Instagram Youtube Back to top © Preferred Bank. All Rights Reserved.”

“Credit Unions have become a leading source for business loans, offering competitive and flexible financing options. You can trust Preferred Credit Union with your business needs just like you do with your personal accounts. To help facilitate that success, we have partnered with Michigan Business Connection (MBC) to offer business lending products.”

“Buy, Lease or Refinance your business property Maintain cash flow for your business expenses Purchase equipment or vehicles Expand your business”

“Online Privacy Privacy Policy Terms & Conditions Your Ability to Withdraw Funds Online Privacy Privacy Policy Terms & Conditions Your Ability to Withdraw Funds Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. © 2026 Preferred Credit Union, All Rights Reserved Member of the National Mortgage Registry, NMLS #706733”

“Co-op Locations Co-op IDCheck Xtend Locations Xtend Booklet Access 30,000+ ATMs and 5,000 Branch Locations Nationwide Deposit or withdraw money (holds may apply) Make loan payments Transfer funds between accounts When you visit a Shared Branching location, you will need to let them know you bank with Preferred Credit Union and provide them with your Account Number and a Valid Government Issued ID . While Shared Branching is a FREE benefit to our members, each Shared Branching location can charge fees for services like check cashing or purchasing official checks. There could also be some restrictions on daily cash withdraw limits. Learn More! New Year’s Day | Thursday, January 1st, 2026 | CLOSED Martin Luther King Jr. Day | Monday, January 19th, 2026 | CLOSED Presidents Day | Monday, February 16th, 2026 | CLOSED Memorial Day | Monday, May 25th, 2026 | CLOSED Independence Day | Friday, July 3rd – Sat. July 4th, 2026 | CLOSED Labor Day | Monday, September 7th, 2026 | CLOSED Columbus Day | Monday, October 12th, 2026 | CLOSED Thanksgiving Day | Thursday, November 26th, 2026 | CLOSED Christmas Eve Day | Thursday, December 24th 2026 | 9AM-1PM Christmas Day | Friday, December 25th, 2026 – Saturday, December 26th, 2026 | CLOSED New Year’s Eve Day | Thursday, December 31st 2026 | 9AM-1PM New Year’s Day | Friday, January 1st 2027 – Saturday, January 2nd, 2027 | CLOSED Contact Sign In”

“Savings Accounts Checking Accounts Business Accounts Apply for a Loan Credit Cards Rates Check Reordering Make a Payment Savings Accounts Checking Accounts Business Accounts Apply for a Loan Credit Cards Rates Check Reordering Make a Payment”

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“Member Security Alert: Be cautious of urgent calls, texts, emails, or pop-ups asking for account information or directing you to click links or download apps. We will never ask for your username or password, verification codes, debit or credit card numbers, card PIN, or access to your device. Please report suspicious messages to us directly at 1-800-328-4131 or PreferredCU.org/Contact Preferred Banking Account Checking Accounts Savings Accounts Business Accounts IRAs, CDs, & HSAs Youth Accounts Products & Services Mobile Banking Online Banking Debit & ATM Cards Bill Pay Direct Deposit eStatements ID Shield Legal Shield Shared Branching Travel Notification Virtual StrongBox Merchant Business Services Financial Planning Financial Counseling Loans & Mortgages Personal Loans Auto Loans Boat & RV Business Lending Mortgage Programs Student Loans Insurance Plans Auto Protection Credit Path Credit Cards Rates Resources Annual Credit Report Calculators Careers Discounts FAQs Fee Schedule Links Preferred Cares Shred Days Branch Locations & Hours Contact Us”

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“Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need. Join Today! Apply for a Loan Fill out my online form .”

“Rates are for today, Tuesday, July 14, 2026. Rates have been posted since May 27, 2026 at 8:00 PM.”

“Presidential Bank reminds you that email@presidential.com is not secure email. Do not include personal information. For secure email contact us through the secure email service located within online banking. Privacy Policy Site Map Routing Number: 255073345 *APY = Annual Percentage Yield Customer Service Center 800-383-6266 or 240-333-9059 8am – 10pm Eastern time, Monday – Friday email@presidential.com Loan Servicing Department 800-574-3364 or 301-951-8290 9am – 5pm Eastern time, Monday – Friday loanservicing@presidential.com Other Websites: FundCash Wealth Management Accounts Login Presidential Bank Mortgage One Presidential Mortgage ©2026 Presidential Bank Personal Banking Checking Savings CDs Lending Home Mortgages Home Equity Lines of Credit Securities Based Lines of Credit Services Online and Mobile Banking Additional Services Commercial Commercial Banking Checking Savings CDs Commercial Lending Working Capital LOC Commercial Real Estate Health Care Construction Equipment Multi-Family Services Business Online Banking Mobile Banking Treasury Services Additional Services Home Mortgages Trust Custody Services Self Directed IRAs Securities Based Lines of Credit About Us Locations Contact Us FAQs Company Profile Leadership Careers Customer Feedback Locations FDIC Information Security Tips FAQs News bottom of page {"platform":{"ssrPropsUpdates":[{"comp-lpljalr54":{"items":[]}},{"comp-lplj95kc":{"items":[]}},{"comp-lplij9g51_r_comp-lsamx2h5":{"collapsed":true},"comp-lplij9g51_r_comp-lsamx2gr":{"collapsed":false},"comp-lplij9g51_r_comp-lsamx2gz":{"hidden":false},"comp-lplij9g51_r_comp-lsamx2h2":{"hidden":true},"comp-lplij9g72_r_comp-lv1f5hof":{"html":" ©2026 Presidential Bank "},"comp-lq2seh0b":{"html":"”

“-PrinsBank is commited to helping farmers and ag businesses succeed. -Meet with an experienced agricultural lending team for a free consultation. -Variety of financing solutions, including: operating, livestock, and equipment loans.”

“-Flexible financing for purchasing, refinancing, or expanding farmland and agricultural property. -Experienced lending team that understands the unique challenges of farming. -Loans structured to fit your operation’s specific goals.”

“PrinsBank offers flexible, competitive financing for working capital, equipment, real estate and expansion–tailored to your business goals.”

“-Flexible loans to help you expand operations, stabilize cash flow, build inventory, and fund new products. -Financing structured to support growth, not burden it. -Support for both new ventures and established businesses. -Free consultation to explore how PrinsBank can help you succeed.”

“Your business is your livelihood—and keeping it healthy often requires financial support. PrinsBank offers flexible commercial loans to help you: Expand operations Stabilize cash flow Fund new products and marketing Build inventory Whatever your need, we’ll help structure financing that supports growth, not burdens it. Whether you’re starting a new venture or enhancing your current business, connect with us for a free consultation and discover how PrinsBank can help you succeed.”

“-Tailored financing solutions for purchasing, refinancing, or developing commercial properties. -Financing for office space, retail locations and investment properties. -Loans designed to align with your business goals.”

“Our team is here to help you understand what accounts or lending options are best for your needs. Click Get Started and one of our bankers will reach out to help you achieve your financial goals. Get Started”