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“Competitive Rates No prepayment penalties Amortize up to 25 years Borrow up to 80% of property’s value Most loans close within 45 days Refinancing options available One-on-one loan assistance is available. Please contact Business Development Officer, Tim Martin at (800) 562-7328 ext. 831.”

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“Business Construction Loans”

“Fast processing time Clear loan terms and predictable costs Fixed and adjustable-rate options Streamlined process for experienced investors and operators Opportunity for equity with a growing real estate portfolio Reduced financial stress If you’re ready to grow your real estate portfolio or expand your business with a property purchase, this loan will help you support your next move. Meet the Lending Team Terms and conditions apply. Subject to credit approval. Lending Backed by Real Estate Know-How”

“We provide customized financing for a range of commercial real estate projects such as multifamily apartment complexes, hotels, office and medical buildings, retail centers, and single-family home developments.”

“Planning to build your dream home? Let’s see if a construction loan is right for you. Build from the ground-up or engage in redevelopment projects backed by experienced lending partners. Speak With a Lending Specialist FAQs About Commercial Real Estate Loans”

“From purchasing commercial spaces to developing new projects, our real estate loans are built to support your growth. Start today: Grow Your Business Speak With a Banker Privacy Policies & Notices Customer Awareness & Security USA PATRIOT Act Discrimination Policy Terms & Conditions Fraud Prevention Sitemap Accessibility Statement Cookie Policy Opt-out preferences Stay Informed. Bank Smarter. Get tips, updates, and resources that boost your financial know-how. URL This field is for validation purposes and should be left unchanged. Email (Required) By providing your email address you authorize Royal Business Bank to contact you via email with marketing-related content. You will be able to opt-out of receiving future emails. Please refer to our privacy policies for more details. Routing Number 122045037 NMLS 835654 Member FDIC Equal Housing Lender 2026 © Royal Business Bank. All rights reserved. Web Design by Digital Silk Manage your privacy We use technologies like cookies to store and/or access device information. We do this to improve browsing experience and to show (non-) personalized ads. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions. Functional Functional Always active The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. Preferences Preferences The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Statistics Statistics The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Marketing Marketing The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Manage options Manage services Manage {vendor_count} vendors Read more about these purposes Accept Deny Manage options Save preferences Manage options {title} {title} {title} Manage your privacy To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions. Functional Functional Always activ”

“Our senior lenders, underwriters, and closing officers work closely with you from the beginning. They’ll review your initial application, structure the loan, coordinate underwriting, and manage the closing timeline. You’ll work directly with decision-makers, which is key when you’re facing tight deadlines.”

“Timelines can vary depending on your specific situation, but we work efficiently to help you meet your acquisition deadline. Having your documents ready and responding promptly helps speed up the process.”

“Fund acquisitions and renovations with flexible loans that support generation of income. 03”

“You’ll typically need property details, financials for the property and borrower, a business plan, and documentation on your development or investment strategy. Speak with our lending team and they’ll walk you through exactly what’s needed based on your situation.”

“We look at the type and location of the property, your creditworthiness, debt service coverage ratio (DSCR), experience as a borrower or investor, and the property’s income potential. All this is needed so we can offer smart financing backed by sound insights.”

“You can use a commercial real estate loan from Royal Business Bank to purchase, build, or renovate a wide range of properties such as multifamily units, office buildings, hotels, or retail centers, and even buy vacant land.”

“Work with a bank that understands your property lifecycle Competitive Terms Benefit from rates and repayment plans that align with your investment timeline. Relationship-Driven Lenders Our team takes the time to understand your vision, needs, and long-term strategy. Specialized Loan Options From multi-family investments to mobile home parks, we work with various industry niches. Meet the Lending Team”

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“You might be looking for another source of income and want to try being a landlord. Renting a property isn’t without its own set of challenges, but it’s an option that potentially could pay off both now and later. The rental revenue can add money to your monthly income now, and any increase in property value can pay off in the long run. We offer rental property financing for buildings with up to 10 units, or business loans for buildings with more than 10 units. If you’re thinking about buying investment property, connect with our mortgage loan team today. In today's property market, working with an expert at a trusted local lender like Royal can make the difference between getting started in real estate investment or being left behind during negotiations. We can discuss your loan options and rates and find a financing option that works for you.”

“What types of investment property loans does Royal Credit Union offer? Royal offers rental property financing for buildings with up to 10 units, or business loans for buildings with more than 10 units. Whether you're purchasing a single-family rental home or a multi-unit residential property, Royal's lending team can help you find the right financing option. What are the benefits of buying investment property? Buying a rental property can provide multiple financial benefits. Rental revenue adds money to your monthly income now, and any increase in property value can pay off in the long run. While being a landlord does come with its own set of challenges, real estate investment is an option that can potentially pay off both in the short and long term. How are investment property loans different from a regular home mortgage? Business property loans are different from most home mortgage loans. One of the key differences is that there isn't a 30-year fixed rate loan option. Instead, there's a lot more flexibility with how to structure things! Business property loans usually have a period where the interest rate is fixed, followed by a period where the rate can change. For example, your investment property loan could have a fixed interest rate for five years and then a rate that can change or "float" for ten years. What if I want to buy a commercial or larger investment property? If you're interested in purchasing commercial rental property, multi-family rental housing, or other business investment properties less than $750,000, Royal's business banking team can help. If you’re exploring investment properties more than $750,000, please connect with Royal’s commercial lending team .”

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