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“(Syracuse, NY): Solvay Bank, established in 1917 as the oldest community bank established in Onondaga County, is pleased to announce two strategic additions to its leadership… Read More Financial Education Scam & Fraud Prevention”

“It's an excellent business partnership between Terpening and Solvay Bank. They have adapted to our needs. As we have grown, they have grown with us and extended our lines of credit. Opportunities in trucking come up very fast. There isn't a lot of time to think about it with either buying equipment or buying out other businesses. They understand that we need capital to grow our business. Rich Terpening CEO of Terpening Trucking Co. View all business testimonials”

“Did you know June 15th is World Elder Abuse Awareness Day? While we often think of abuse in terms of physical or mental health, financial exploitation against older adults has… Read More”

“Your loan is released as each construction phase is completed and signed off.”

“Once the home is finished and you're all moved in, the loan converts to a more traditional mortgage. DECISION GUIDE”

“Explore answers to common questions from homebuilders like you, so you can move forward with confidence. Do I need a builder before I can apply? Yes. We’ll want to review your builder, plans, and cost estimates as part of the approval process. Can I choose my own contractor? Yes. We’re in the lending game, not the construction game. You find the right construction partner, and we’ll be your trusted financing partner. How are payments disbursed? Construction loans are paid out in stages, called “draws”, as your home is built. Instead of receiving the full loan upfront, funds are released after each phase of construction is completed and verified. How is interest paid? You typically pay interest only on the amount that has been disbursed. Once the home is finished, the loan converts into a permanent mortgage with regular payments. KNOW WHAT'S AHEAD All Mortgage Options Building a house from scratch is full of suprises—don’t let your mortgage payments be one of them. Once construction is complete, you’ll convert your loan into a permanent mortgage and those different loan types can change your long-term cost. Take a look at our mortgages now to get in the know. LEARN MORE Questions? Find Answers Here”

“Construction Loans”

“Sometimes the right home for you hasn't been built yet. When you're looking to turn hopes and dreams into brick and mortar, our construction loans can cover materials, labor, and each phase of the project as it comes together. Construction loans are great for: Members building their dream home Ambitious borrowers who want one partner from concept to closing Folks with a qualified builder and approved plans APPLY NOW GET IN THE KNOW”

“Find the right home – and financing – for you!”

“Bridge Loans”

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“Construction Loans”

“Flexible home loans tailored to your budget and lifestyle. Get Started”

“A HELOC uses your homes equity to finance a project or other needs. Apply today!”

“For Nearly 15 Years Sound Mark Partners LLC is a private credit firm focused on commercial real estate. The Firm was established in 2013 as a team lift-out from CBRE Group, the largest commercial real estate services company globally 1 . Led by Jenna Gerstenlauer, former Chief Investment Officer of CBRE Capital Partners and a 25-year commercial real estate veteran, our team has been investing together on behalf on institutional investors for nearly 15 years.”

“These Terms of Use constitute a legally binding agreement between Sound Mark Partners, LLC and its affiliates (together, “Sound Mark,” “our,” “us,” “we” or “company”) and you, the user of https://www.soundmarkpartners.com , including any subdomain thereof (the “Site”). By accessing the Site, you acknowledge that you have read and agree to these Terms of Use. These Terms of Use govern your use of the Site. Please read these Terms of Use carefully. If you do not agree with any of the terms and conditions contained herein, please do not access the Site. Sound Mark reserves the right to amend these Terms of Use in its sole discretion. Sound Mark will post any changes to these Terms of Use on the Site, and changes are effective immediately upon posting. Your continued use of the Site after any such changes constitutes your acceptance of the new terms and conditions. You should consult the “Terms of Use” bar on the Site each time you visit the Site. The Site is offered and available to users who are 18 years of age or older. By using the Site, you represent and warrant that you are of legal age to form a binding contract with Sound Mark. If you do not meet all of these requirements, you must not access or use the Site. By accessing the Site, you consent to transact business with us online and electronically. Purpose of the Site; Not Investment Advice; No Recommendations The information presented on or through the Site is made available solely for informational purposes in relation to Sound Mark and its current and potential investments and other business ventures. Sound Mark does not warrant the accuracy, completeness or usefulness of any information on the Site. Any reliance you place on such information is strictly at your own risk. Sound Mark disclaims all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents. Sound Mark is registered with the U.S. Securities and Exchange Commission as an investment adviser, which does not imply a certain level or skill or training. The Site is not intended to provide legal, business, tax, accounting, investment or other advice. You agree not to construe any of the Content (as defined below) provided in connection with the Site as legal, business, tax, accounting, investment, financial or other advice. You agree that the Content provided in connection with the Site does not, and shall not be deemed to, constitute an offer to sell, or a solicitation to any person to buy, any security or similar investment. You understand that none of the Content constitutes a recommendation that you or any other person purchase, sell or hold any security, company, investment product or similar investment, or that you should pursue any investment strategy, and the Content is not to be relied upon for the purpose of making investmen”

“Sound Point Capital Management, LP is a $44+ billion diversified alternative asset manager with an expertise in credit. * AUM figures provided are as of 12/31/2025. Firm-wide AUM does not include redemptions received or liquidations that may be in effect after 12/31/2025. Firm-wide AUM, where relevant, includes committed capital to discretionary draw-down vehicles that have not yet been drawn, entities that are not open to new investors and/or are in the process of winding down and represents the closed total commitment of all loans managed by Sound Point Commercial Real Estate Credit as of 12/31/2025, including inherited portfolios managed that were originated by another manager and assets attributable to a non-advisory client. June 08, 2026”

“Read the article Home | About Us | Team | News | Contact Us | Privacy Policy | Terms of Use | --> Privacy Policy | Terms of Use | Employee Login | | SMS/MMS Messaging Sound Point Capital Management, LP ™. All Rights Reserved --> SOUND POINT ONLINE PRIVACY POLICY Effective Date: July 1, 2023 This Online Privacy Policy (“Privacy Policy”) describes how Sound Point Capital Management, LP (“Sound Point Capital”) and our affiliated entities (collectively, “Sound Point”, “we”, “us”, or “our”) may collect, use, and disclose personal information that we collect through our websites (the “Site”). By visiting or submitting information on the Sites, you acknowledge that you accept the practices and policies outlined in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use the Sites. U.S. investors and other financial services clients, customers, and potential clients should review Sound Point's Financial Privacy Notice , which governs how we collect, use and share your nonpublic personal information while delivering financial products or services to you. Individuals located in Europe should review Sound Point's European Privacy Notice , provided in accordance with the European Union and United Kingdom's General Data Protection Regulations. Individuals located in the Cayman Islands should review Sound Point's Cayman Islands Privacy Notice, provided in accordance with the Cayman Islands Data Protection Law. Residents of California should review Sound Point's California Privacy Notice , provided in accordance with the California Consumer Privacy Act. PERSONAL INFORMATION WE COLLECT We may collect the following types of personal information directly from you, automatically when you visit our Sites, or from our service providers or third parties, depending on how you interact with us: Contact information, including your name, e-mail address, phone number, fax number, and postal address; Account information, including your login and password; Communications with us, including information you provide to us in e-mail or through online forms; and Internet or other electronic network activity information, including IP address, online identifier, browsing history, search history, information on a consumer's interaction with our Sites, application logs, device data and registration, social media account information or advertisement, your usage preferences, referring links from websites or advertisements that refer you to our Sites, and information collected from Cookies and other tracking technologies. We may combine certain personal information we collect about you with other personal information we obtain about you, which may include data we obtain from other sources. HOW WE USE PERSONAL INFORMATION We may use your personal information to: Provide services to you, including fulfilling requests related to your personal information. Manage online account records and access. Facilitate communications with you, including notifying you of”

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“Commercial Real Estate Loans”

“Construction Loans”

“From our competitive rates to flexible terms, our commercial loan experts will walk you through each step and tailor a plan to your needs . Learn More about Loans & Lines of Credit”