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“Property Purchases | For owner-occupied or investment purposes Refinancing | Improve your rate, term, or cash flow Construction Loans | From ground-up builds to renovations Tenant Improvements | Fund the upgrades your business or tenants need Expansion | Support growth into new locations or larger facilities With competitive rates, customized terms, and decisions made right here in your community, our commercial real estate loans are built to move at the speed of business.”

“Property Purchases | For owner-occupied or investment purposes Refinancing | Improve your rate, term, or cash flow Construction Loans | From ground-up builds to renovations Tenant Improvements | Fund the upgrades your business or tenants need Expansion | Support growth into new locations or larger facilities With competitive rates, customized terms, and decisions made right here in your community, our commercial real estate loans are built to move at the speed of business.”

“Our Story News & Events Careers Login Online Banking Credit Card Loan Payment Features Rates Custom Quote Resources”

“Need a company truck or piece of equipment? We offer a variety of low-rate loans to meet your business’s needs. Flexible products to meet your business needs Multiple financing options for equipment, vehicles, and working capital Short and long-term financing available Apply for a Business Secured Loan”

“Commercial Real Estate Business Secured Lines of Credit”

“Apply for Loan Apply for a Mortgage Apply for Credit Card Open Account”

“Consumer Credit Cards Business Credit Cards Loans”

“Business Credit Cards Investments Services”

“With a Pre-Approved Loan (PAL) check, you'll have the purchasing power to make your next auto-buying experience a breeze. 1. Apply online Submit an application online, in person, or over the phone. 2. Get approved Receive your loan documents in-branch or via next-day mail. 3. Sign your PAL check Just make the check payable to the dealer! 4. Drive away in a new car We’ll confirm your purchase details and final loan info. Apply for an Auto Loan”

“Make a Loan Payment Loan Rates Fraud Protection Calculators Schedule an Appointment”

“Loan Type Term (Years) Rate APR* Est. Monthly Payment (per $10,000 Financed) Variable Home Equity Line of Credit Term (Years) up to 25 Rate as low as 6.500% APR* as low as 6.500% Est. Monthly Payment (per $10,000 financed) $100.00 Fixed Home Equity Line of Credit Term (Years) up to 15 Rate as low as 7.500% APR* as low as 7.500% Est. Monthly Payment (per $10,000 financed) $100.00 Fixed Home Equity Loan Term (Years) up to 20 Rate as low as 8.500% APR* as low as 8.500% Est. Monthly Payment (per $10,000 financed) $86.78 Get a Personalized Quote”

“Fill out our form and a representative from Spectra Investment Services will be in touch as soon as possible. Contact Horace Daniel, ChFEBC, CRPC LPL Financial Advisor conferred by College for Financial Planning horace.daniel@lpl.com (301) 839-8826 ‍ Madea Badio, Program Coordinator mbadio@spectracu.com (301) 749-4806 (Voice Only) (571) 832-8635 (Text Only)”

“Loan Type Term (Years) Points Rates as Low as APR* as Low as Est. Monthly Payment (per $10,000 Financed) Conventional Mortgage Term (Years) 30 Points 0.00 Rate 6.625% APR* as low as 6.674% Est. Monthly Payment (per $10,000 financed) $64.03 Conventional Mortgage Term (Years) 20 Points 0.00 Rate 6.375% APR* as low as 6.438% Est. Monthly Payment (per $10,000 financed) $73.82 Conventional Mortgage Term (Years) 15 Points 0.00 Rate 6.000% APR* as low as 6.078% Est. Monthly Payment (per $10,000 financed) $84.39 Conventional Mortgage Term (Years) 10 Points 0.00 Rate 5.875% APR* as low as 5.986% Est. Monthly Payment (per $10,000 financed) $110.39 3/1 ARM Term (Years) 30 Points 0.00 Rate 5.500% APR* as low as 5.545% Est. Monthly Payment (per $10,000 financed) $56.78 10/1 ARM (ITIN) Term (Years) 30 Points 0.00 Rate 7.000% APR* as low as 7.050% Est. Monthly Payment (per $10,000 financed) $66.53 First-Time Homebuyer Term (Years) 30 Points 0.00 Rate 7.125% APR* as low as 7.226% Est. Monthly Payment (per $10,000 financed) $67.37 Get a Personalized Quote”

“Personal Loans Home Improvement Loan”

“Loan Type APR* as low as Term (Months) Personal Loan APR* as low as 10.00% Terms Up to 72 Line of Credit APR* as low as 12.25% Terms N/A Share & Certificate Secured Loan APR* as low as Current +2% Terms N/A Home Improvement Loan APR* as low as 11.50% Terms Up to 180”

“Open Account Apply for Loan Consumer Business Mortgage 5440 Cherokee Ave, Ste 200 Alexandria, VA 22312-2321 (301) 839-8400 (800) 526-6661 Routing/ABA # 254075043 NMLS# 491160 Products Free Checking Savings Mortgages Home Equity Auto Loans Products Free Checking Basic Savings Mortgages Home Equity Auto Convenience eServices Card Travel Notifications Schedule an Appointment About Contact Us Our Story News & Events Careers Awards Press Other Privacy Policy & Disclosures SAFE Act & NMLS Numbers Accessibility Convenience Contact Us eServices Schedule an Appointment Card Travel Notifications About Our Story News & Events Careers Awards Press Other Privacy Policy & Disclosures SAFE Act & NMLS Numbers Accessibility Your Rights Under Title VI Follow us Download mobile app created by The Pod Federally Insured by the NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.”

“Auto Loans Car Buying Recreational Vehicles”

“Loan Type APR* as low as Term (Months) Est. Monthly Payment (per $1,000 Financed) New Vehicles APR* as low as 4.20% Terms 36 Est. Monthly Payment $29.61 APR* as low as 4.55% Terms 48 Est. Monthly Payment $22.83 APR* as low as 5.10% Terms 60 Est. Monthly Payment $18.92 APR* as low as 5.40% Terms 72 Est. Monthly Payment $16.29 APR* as low as 5.90% Terms 84 Est. Monthly Payment $14.56 APR* as low as 6.40% Terms 96 Est. Monthly Payment $13.34 Used Vehicles APR* as low as 4.75% Terms 36 Est. Monthly Payment $29.72 APR* as low as 5.20% Terms 48 Est. Monthly Payment $23.12 APR* as low as 5.75% Terms 60 Est. Monthly Payment $19.22 APR* as low as 6.05% Terms 72 Est. Monthly Payment $16.60 Boat Loans APR* as low as 8.00% Terms Up to 120 Est. Monthly Payment $13.52 - $31.34 Recreational Vehicle Loans APR* as low as 7.75% Terms Up to 120 Est. Monthly Payment $13.38 - $31.22”

“Whether you’re an early bird or a night owl, we provide business lending on your schedule. Our online loan portal reduces the application process timeline by 23 hours or more – saving you precious time to focus on running your company. Online Application Online user-friendly application to help you gather and upload documents. Go at Your Own Pace Start and save your application to finish at your convenience. Quick Results Speedy turnaround time – fast approval decisions! Apply Now Check the background of this firm or your financial professional on FINRA's BrokerCheck . Since no two paths are alike, there is no cookie-cutter solution to investments and retirement planning. At Spectra Investment Services, we believe your investment and retirement plans should be as unique as the path you took to get here.”

“Online & Mobile Banking Card Controls Digital Wallets Make a Loan Payment Direct Deposit Switch”

“Bridge Loan”

“Bridge Loan”

“Bridge Loan”

“Bridge Loan”

“Owner-Occupied Mortgage Line of Credit Term Loan Revolver-To-Term Loan Investment Property Loan”