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“Competitive rates Quick and local decisioning by lending experts from one of the best banks in Texas Texas based community bank– supporting Texans and our local communities for 145 years More than a lending partner–a relationship partner–invested in the success of your business”

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“Asset types: Value-add multifamily, including conventional, workforce and affordable housing communities”

“Overview Institutional Banking Lending Services Deposit Services Talea® Commercial Lending Small Business Lending Fleet Management Services Real Estate Bridge Lending Non-recourse Commercial Real Estate Loans”

“Loan amounts: $2,000,000 to $60,000,000+ Loan term: 3-year initial term, plus two 1-year extension options Asset types: Value-add multifamily, including conventional, workforce and affordable housing communities Security: First mortgage lien on subject property Leverage: Up to 80% of purchase price plus 100% of the capital improvement budget DSCR: Prefunded interest reserve required for low DSCR loans Amortization: Interest-only during initial term, 30 years during extensions Rate: Fixed or floating, market rate Origination: 1.00% Exit fee: 0.25% – 1.00% Prepayment: Fixed: Prepayment penalty of 2% in Year 1, 1% in Year 2; Floating: Spread maintenance for 18-24 months Recourse: Non-recourse except for standard "bad boy" carve-outs Sponsorship: Established track record with sufficient net worth and liquidity Closing timeline: 30-45 days on average upon receipt of executed loan application Certainty of execution: Funding via The Bancorp’s balance sheet; no warehouse line *Restrictions may apply. Subject to credit underwriting and approval. Recent transactions Multifamily property $29.2M Columbus, OH Multifamily property $15.7M Dallas, TX Multifamily property $8.9M Tucson, AZ Multifamily property $3.6M Tampa, FL”

“Non-recourse Commercial Real Estate Loans”

“Our combination of dedicated bridge lending expertise, experience, deep multifamily knowledge, financial strength and responsive, high-touch service makes us the lending partner of choice. Flexible financing We’re able to work with clients to tailor the solution to better meet their needs. Knowledgeable partnership Our dedicated, highly engaged team of specialists leverages in-house bridge lending expertise, underwriting and credit functions to offer high-touch service, customized financing solutions and process efficiencies. Certainty of execution All loans are funded via The Bancorp’s balance sheet; we do not rely on a warehouse lender. Streamlined origination Full transparency from application through funding and asset management. At a glance”

“Up to 85% of appraised value. Our inspection process controls disbursements to contractors. Interest only payments during construction phase. We understand construction delays and cost over-runs. We hold Pre-Construction meetings to ensure your satisfaction. Loan Process and Frequently Asked Questions”

“Apply for a loan by visiting your nearest branch or print and complete an application in advance. View Locations Terms of Use Privacy Policy Contact Us NOTICE: The Bank of Fayette County is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments. --> --> © 2025 The Bank of Fayette County. All Rights Reserved. Memphis Web Design by Speak Sitemap We use cookies to enhance your experience, analyze site usage, and assist in our marketing efforts. By clicking "Accept,"you agree to our use of cookies. Learn more . Accept”

“Interest only payments during construction phase.”

“Process handled at The Bank. Various products and terms offered. In-House financing available.”

“Home Loans Real Estate Construction Loans Personal Business Mortgage Real Estate Construction Loans The Bank specializes in custom construction lending. We will assist you with making your custom home dreams become a reality. Our Loan Officers are committed to participating in each part of the construction process. Our inspection process helps control the disbursement of loan proceeds.”

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“We hold Pre-Construction meetings to ensure your satisfaction.”

“We understand construction delays and cost over-runs.”

“Take advantage of our financial tools. Learn to Save Money”

“Buy, refinance, or build a new home with a team you can trust. Let's Get Started”

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“Home Lending Center First Time Home Buyers Construction Loan”

“Fill in your information below and get connected with one of our lenders today! * APR = Annual Percentage Rate will vary based on final loan amount and finance charges. APRs are ba sed on Purchase Transactions. For example, a loan amount of $400,000 with a 9-month term, consisting of 9 monthly interest-only payments with an interest rate of 3.95%, would result in 9 monthly payments of $1,367.67, with a balloon payment due at maturity of $401,367.67. Monthly payment does not include real estate taxes and homeowner’s insurance premium. The actual payment obligation may be higher. The rate shown is based on a new construction loan on a primary or secondary residence for 9 months, interest payable monthly on advances made, with a 720 Credit Score, a loan-to-value of 80%, and direct deposit into a Bank of New Glarus checking account prior to closing. Your actual rate, terms and costs could be different; get an official Loan Estimate before choosing a loan. Your rate, fees and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value (LTV) ratio, etc. All loan rates, points and programs are subject to change at any time. All loans are subject to credit approval. * - Indicates required fields Full Name * Phone * Email * Question/Comments * Routing# 075903912 NMLS# 619812 Contact Us Ph: (608) 527-5205 Touch Tone Teller (T3): (800) 370-5964 Locations Main Branch: 501 First Street P.O. Box 129 New Glarus WI 53574 View All Locations Useful Links Donation Request Investment Services Careers Privacy Policy Terms of Use Accessibility Statement USA Patriot Act Newsletter Signup Email * External link to FDIC website External link to equal housing lender website © 2026 The Bank of New Glarus. All rights reserved. Bank Website & Marketing by VGM Forbin Close Personal Checking Accounts Elite Checking Back Savings Accounts Certificates of Deposit Online Banking Mobile Banking Credit Cards Debit Cards Back Business & Ag Business Banking Business Checking Accounts Business Savings Accounts ACH Services Mobile Business Banking Merchant Card Services Business Product Management Back Lending Center Mortgage Loans Personal Loans Ag Loans Business Loans First Time Home Buyers Home Equity Loans Construction Loan Back Make a Payment PAY BUTTON Back Back Resources Calculators Investment Calculator Future Value Calculator Retirement Calculator Education Planning Loan Calculator Mortgage Calculator Rent Or Buy Calculator Early Mortgage Payoff Calculator Credit Card Payoff Calculator College Savings Calculator Monthly Savings Calculator Car Affordablity Calculator Loan Affordability Calculator Mortgage Qualification Calculator Loan Consolidation Calculator Retirement Longevity Calculator Back ClickSWITCH Wiring Instructions Fraud Center/Education Credit Reports Financial Literacy Resources Investment Services Community Reinvestment Statement Fraudulent Cashier's Check Opera”

“Work with local lenders experienced in our real estate market Get competitive rates to fund several commercial property needs Take advantage of customized repayment terms for your business Use funding for investment properties or owner-occupied properties Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your unique business needs Lending professionals with working knowledge of the local real estate market Quick, local North Central Kansas decision-making and processing Dedicated service from start to finish Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? (See our rates) % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? (See our rates) % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Lo”

“Purchase, refinance, or construct the commercial property of your dreams with the competitive rates you deserve, on terms you want. Request Info See More Details”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

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