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“Home Construction Loans”

“Competitive rates for purchase, refinance, or construction”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Construction Loans”

“Competitive rates for purchase, refinance, or construction Finance owner-occupied or investment properties Custom repayment terms to match your business needs Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the Middle Tennessee real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Request Info Calculator Disclaimer Use this calculator to determine your projected earnings from our account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Disclaimer This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in n”

“At The Farmers Bank, we provide flexible financing for commercial purchases, refinances, and construction projects – all customized to fit your operation. Request Info See More Details”

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“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Personal Loans Home Equity Loans Mortgage Loans Personal Credit Cards”

“Farm Operating New And Used Equipment - Agriculture Real Estate Loan Leasing Program Agriculture Credit Cards”

“Personal Loans Home Equity Loans Mortgage Loans Personal Credit Cards”

“Business Loans Commercial Real Estate New And Used Equipment-Business Business Credit Cards Merchant Program Leasing Program”

“Farm Operating New And Used Equipment - Agriculture Real Estate Loan Leasing Program Agriculture Credit Cards”

“Commercial Real Estate”

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“Construction Loans”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Whether it’s an office building or a shopping center, every business needs space to grow into. Key Features Competitive Rates Local Processing Quick Decisions Request Information Benefits Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business’s unique needs Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Required Documentation To Purchase or Refinance Properties Rental property worksheet (PDF) — required only if a Rental Property Two years of income tax and pay stub documentation Mortgage application Copy of purchase offer if applicable Partnership, Corporation, LLC documents if applicable”

“Construction loans can be complicated. We make it easier by being upfront and transparent through the entire process. The First National Bank of Peterstown is proud to serve our community and we understand your borrowing needs – and seek to fulfill those needs if at all possible. All loan decisions are made on-site at our location in Peterstown, West Virginia. We can meet your lending needs, and do so on a first-name basis, which is a rare commodity in today’s banking world. Loans are made for a variety of reasons including, but not limited to, new and used automobiles, boats, recreational vehicles, furniture, home repairs, agricultural, real estate, medical/dental, and vacations. Contact us at (304) 753-4321 (Peterstown) or (540) 358-2505 (Narrows) or visit the Bank in person for full loan product details. Contact Us”

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“Construction Loans”

“VIEW MORE REPRESENTATIVE DEALS View Less Thanks to Nikols, we have been able to successfully compete for several acquisition opportunities by being able to commit to a quick, reliable close. In a couple of instances, the Nikols team has been able to move toward closing quicker than the sellers. It is a great benefit to have a lender that understands the big picture dynamics of the entire real estate process. Brian Burke, Burke Real Estate Group”

“Loan Losses *Assumes reinvestment”

“The Nikols Company is manager of Nikols Mortgage Fund, LLC, a private commercial real estate construction & bridge lender providing $5-40 million loans on California properties. We exclusively look for opportunities that bring value to both our borrowers and our investors.”

“Irvine Spectrum, CA This loan facilitated the acquisition of an 89% occupied, 41,022 SF, one-story, 19-unit industrial property located in the highly desirable Irvine Spectrum. The business plan is to process and record a condo map and sell units off individually as the remaining short-term leases mature.”