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“Our investors can count on a monthly return that has averaged 7.4% for the last five years. There’s no commission, so 100% of investment capital earns interest. NOW OPEN TO NEW INVESTORS”

“Carlsbad, CA This loan financed the construction and sell-off of 17 single-level residential condominiums with ocean or lagoon views located within walking distance to the coastal village area of Carlsbad.”

“Environmental Consultant Robert has provided environmental reviews and reports and construction inspections for The Fund and all related Funds since 2008 through his firm, Technical Advisory Group, Inc. Robert was Vice President, Technical Services, of Citicorp Real Estate, Inc. from 1984 to 1997. There he was a construction disbursement inspector for projects throughout California and adjoining states, and participated in development of the lender’s response to environmental risks. Robert then headed the environmental review department from 1997 to 1999 as Vice President, Technical Advisory Services, of Franchise Mortgage Acceptance Company and from 1999 to 2002 was Senior Vice President, Technical Advisory Services, of Bay View FMAC. Robert holds a B.S. in both Construction and Architecture from California Polytechnic State University, San Luis Obispo. Robert has been an investor of the Fund since 2013.”

“With healthy markets, disciplined underwriting, and a diversified portfolio of conservative loans on California real estate, the Fund is built for capital preservation. We only lend on deals we understand, in markets we know, with exit strategies we believe in. We’ve made over $1.4 billion of loans and never lost a penny on any one.”

“Our loans serve a wide range of borrower needs including acquisition/renovation, ground-up construction, opportunistic fast-close purchases, quick cash-out and infill entitled land. We lend against solid commercial real estate properties including industrial, office, medical office, apartment, mobile home parks, self-storage, anchored and leased single-tenant triple net retail, commercial condominium conversions, and small infill residential developments.”

“Danville, CA This loan provided for the construction of a 227-unit, 21,925 NSF three-story climate-controlled self-storage property in Downtown Danville. The site was permit ready when the loan closed. The property is unique in that it is located in affluent Danville’s downtown core, in close proximity to I-680 with extremely high barriers to entry and no competitive property within a 2-mile radius. This was a referral from another Nikols borrower.”

“San Mateo, CA This loan provided for the construction of a spec 44,885 GSF (42,382 NSF) Class A office building with 5 multifamily units located two blocks from the CalTrain station in downtown San Mateo. While the market for Class A Office space in the Mid-Peninsula submarket has remained very strong, very few lenders have been willing to finance spec office construction, leaving Nikols in a strong position to capitalize on this attractive opportunity.”

“Business Loans Commercial Real Estate Loan”

“Is it time for a bigger workspace? Looking for a place to build new? Let’s make it happen. Contact Business Team Competitive Rates Flexible Terms Fast, Local Decisions Access to Dedicated Local Lenders”

“Security Center Business Loans 101 Commercial Loan Calculator Business Credit Cards Get the purchasing power, account organization tools, and benefits to take your business to its next with a Park Bank Business Card. Business Credit Card *Loans are subject to credit approval. Home Business Loans Business Loans Commercial Real Estate Loan Pages within: Business Loans Commercial Real Estate Loan Commercial Construction Loans Business Line of Credit Business Term Loan Welcome to Park Bank Click to load and play video: Welcome to Park Bank video Routing # 075909945 NMLS # 477718 Download our Mobile App Connect with Us 608-278-2801 Locations Secure Message Center Get Started Open an Account Apply for a Loan Careers Account Rates © Park Bank Website by ZAG Interactive Sitemap Site Tour Privacy Policy Terms of Use USA Patriot Act Website Accessibility Remote Support You are using an unsupported web browser You are leaving our site. To provide you with the best possible online experience, we sometimes partner with other organizations we trust. We refer to these organizations as "third-party vendors". Each of these vendors is required to provide us with proof they follow our stringent security protocols as a condition of our partnership. Although we perform due diligence of our vendors prior to signing agreements for their services, when you leave our website, we can not certify the privacy and security of the sites you are entering, and the content within the third-party site is solely the responsibility of the site's owner. If you have any concerns about continuing online with your request, please feel free to schedule an appointment to meet with us in person. Proceed Close”

“Loans Business Loans Commercial Real Estate Loan”

“Businesses come in all shapes and sizes. Whether you’re a restaurant owner hoping to open a second location or an entrepreneur in search of office space, our local lenders will work with you to find the terms that fit your specific needs.”

“An Equipment Loan can keep your business on the cutting edge.”

“Competitive rates for purchasing, refinancing, or construction Fast, local decision-making and processing Financing available for owner-occupied or investment properties Unique, customized repayment terms Details Are you in need of financing to start or expand your current business? We can help. Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calcu”

“Competitive rates for purchasing, refinancing, or construction”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Calculate what you need, and what you can get, with our simple Loan Calculator.”

“Purchase, refinance, or build your dream commercial property with local, competitive rate financing. Request Info See More Details”

“Check out our current rates and take the next step to get behind the wheel of a ride that’s right for you. Learn More What can we help you find? Search Locations Lost or Stolen Card Rates Routing Number”

“TCB offers commercial real estate lending designed for your business. Our team provides competitive rates, flexible repayment terms, and practical knowledge of the local market. Request Info See More Details”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Finance commercial property purchases, refinances, or construction Choose terms customized to your business needs Work with lenders who understand the local market Details Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish Request Info Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your initial deposit? $ What is the term length (in months)? # What is the interest rate? % What is the compounding interval? Daily Monthly Quarterly Semi-annually Annually Total value at maturity $0 Total interest earned $0 Annual Percentage Yield (APY) 0.000% Learn More Questions Savings Goal Calculator Disclaimer Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month. How much do you want to save? $ How many months will you be saving for this goal? # What is the interest rate? % How much of an initial deposit can you get started with? $ Monthly deposit needed to reach goal $0 Learn More Questions Simple Loan Calculator Disclaimer This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sl”

“Finance commercial property purchases, refinances, or construction”

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“Rate 5.00%”