Program workspace

“Typically 30–35% of total project cost for institutional hotel bridge (65–70% LTC). On a $10M hotel acquisition + $1.5M PIP = $11.5M project, sponsor equity = $3.5–4M. Hard money hotel bridge requires higher equity (35–40% typical).”

“Hard money is not the right financing tool for every transaction. It excels in specific scenarios where speed, flexibility, or property condition make traditional lending impractical.”

“Not sure where to start? Pick the scenario that matches your deal. You can submit a request and confirm fit during review — this page isn’t a commitment to lend SBA 504 Loan For buying an owner-occupied property Bridge Loan For fast closings on value-add deals Construction Loan For ground-up hotel or conversion Conventional Term For stabilized income properties Conventional Term For partner buyouts on stabilized properties Apply for a Loan”

“The program is tailored for experienced commercial real estate sponsors and developers seeking $5MM–$30MM in intermediate-term financing. It’s ideal for those pursuing acquisitions, refinances, or value-add opportunities that need bridge-to-stabilization funding with fast closings and flexible extensions. Still have questions? Contact us”

“Franchised Hospitality Industrial Multi-Family Grocery-Anchored Retail Self-Storage Warehouse Bridge Loan Product Sheet”

“A 50-unit Class B apartment building acquired in 2024 via $8M bridge loan for renovation + lease-up.”

“A walked-through hotel bridge deal at typical 2026 numbers. Note: figures below are illustrative based on current market conditions; actual deal terms will vary. Deal : 120-key Holiday Inn Express in a Sun Belt secondary market. 8 years old, IHG PIP renovation required (interior soft goods + lobby refresh + signage). Experienced hospitality operator (4 prior closings, all operating). Total project cost : – Property acquisition: $11,000,000 – PIP renovation: $1,800,000 – Closing + soft costs: $400,000 – 12-month interest reserve: $800,000 – Total project cost : $14,000,000 AVANA-Oaktree bridge (65% LTC for hotel): – Bridge loan: $9,100,000 – Sponsor equity: $4,900,000 – Rate: SOFR + 425 bps = ~8.55% as of May 2026 SOFR fluctuates — confirm current rate at submission – Term: 24 months – Origination: 2.0 points = $182,000 – Exit fee: 1.0 point = $91,000 Operating plan : – Months 1–9: PIP execution + ongoing operations – Months 9–24: Stabilization at upgraded RevPAR – Months 18–24: Permanent refi process Bridge cost over 24 months : – 24-month interest at 8.55% on avg $8.5M outstanding: $1,453,500 – Origination + exit fees: $273,000 – Total bridge cost : $1,726,500 – All-in effective rate : ~9.85% Stabilization projections (Month 24): – 120 keys × 70% occupancy × $135 ADR × 365 days = $4,140,900 rooms revenue (PIP-driven RevPAR uplift) – Other income: $200,000 – Total revenue: $4,340,900 – Operating expenses (67%): -$2,908,400 – Stabilized NOI : ~$1,432,500 Exit refinance — SBA 504 (owner-operator scenario) : – New loan structure: 50% first mortgage + 35% CDC + 15% equity (special-use) – Stabilized property value: $14,500,000 (at 10% cap rate on $1.45M NOI) – First mortgage at 7.25%: $7,250,000 – CDC at 5.75% fixed 25-yr: $5,075,000 – Sponsor equity additional cash-in: $2,175,000 (vs. $4.9M bridge equity = $2.725M cash-out) – Blended rate: ~6.6% – Monthly debt service: ~$78,000 = ~$936K/year – DSCR: $1,432,500 ÷ $936,000 = 1.53x ✓ Sponsor outcomes : – $2.7M cash-out at refi (recovers most of bridge equity) – Long-term debt at 6.6% blended vs. bridge at 8.55% – 25-year fixed CDC piece eliminates rate volatility on 35% of debt – Property value up $3M+ from PIP + stabilization – Recourse on bridge converts to recourse on SBA 504 (still personal guaranty required) This is the structural reason hotel bridge → SBA 504 perm refi is the dominant playbook for owner-operator hospitality acquisitions in AVANA’s network.”

“$2,500,000 – New York, NY Multifamily July, 2025”

“Speed, reliability and best in class execution nationwide. Avant Capital avantcapital 2024-11-22T14:13:51-05:00 Avant Capital is a commercial real estate lender offering short-term financing for value-add/transitional projects, recapitalizations and acquisitions in urban, suburban and rural markets nationwide. Avant manages its portfolio of debt investments for the benefit of family offices, foundations, high net worth and institutional investors.”

“51 Locust Avenue Suite 204 New Canaan, CT 06840 Phone: (203) 612-9580 Email: Click Here © 2026 • Avant Capital Partners, LLC Back to top Page load link”

“$9,360,000 – Dover, NJ Hotel May, 2026 $12,700,000 – Baltimore, MD Hotel May, 2026 $31,900,000 – Baltimore, MD Hotel May, 2026 $8,200,000 – Great Barrington, MA Condominiums April, 2026 $900,000 – South Windsor, CT Industrial / Warehouse March, 2026 $3,150,000 – San Antonio, TX Retail January, 2026 $900,000 – Southeast Houston Industrial/Flex December 2025 $1,039,078 – Mixed-Use Mixed-Use December, 2025 $9,800,000 – Vancouver, WA Hospitality November, 2025 $1,700,00 – Brooklyn, NY Mixed-Use Fall, 2025 $2,500,000 – New York, NY Multifamily July, 2025 $10,350,000 – Morrisville, NC Industrial/Flex July 2025 View All Avant Capital® creates and manages loan investments secured by commercial and multifamily real estate in urban, suburban and rural markets nationwide.”

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