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“Construction Equipment Financing”

“Construction Loans”

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“Commercial Real Estate Land Loans”

“Construction Loans”

“Got questions? Start here with answers to frequently asked questions for borrowers. If you don’t find what you’re looking for here, feel free to contact us . What is a commercial bridge loan, and how does it work? A commercial bridge loan is a short-term financing option used to bridge the gap between an immediate need for capital and a longer-term financing solution. Commercial bridge loans provide funds quickly, allowing borrowers to seize investment opportunities or meet urgent financial needs while they arrange permanent financing. What types of commercial bridge loans does Enact Partners offer? Enact Partners offers various commercial bridge loan options, including loans for property acquisitions, refinancing, renovations, or stabilization of commercial real estate projects. We provide tailored financing solutions to meet the specific needs of borrowers looking for business purpose loans. How quickly can Enact Partners disburse funds for a commercial bridge loan? At Enact Partners, we understand the importance of timing. Once the necessary documentation is received, we strive to close within 7 to 45 days. What are the typical loan terms for commercial bridge loans? Commercial bridge loans from Enact Partners typically have short-term durations, ranging from a few months to a couple of years. The specific terms depend on factors such as the borrower’s needs, the property type, and the loan amount. Can Enact Partners help with refinancing or extending an existing commercial bridge loan? Enact Partners may consider extending an existing commercial bridge loan, subject to evaluation and eligibility criteria. We recommend reaching out to our team to discuss your specific situation and explore available options. Success Stories”

“Horizontal Construction”

“Multifamily”

“Enact Partners provides commercial bridge financing to support time-sensitive property needs, transitional assets, lease-up strategies, property repositioning, and acquisition opportunities. Bridge lending decisions focus on borrower experience, property fundamentals, and the strategic purpose of the transition period. BRIDGE LOAN TYPES Interim financing Lease-up Value-add repositioning Purchase/Acquisition Refinancing Short-term commercial needs Loan Request”

“Commercial Real Estate Land Loans Construction Loans Commercial Bridge Loans Borrower FAQs Testimonials Commercial Real Estate Land Loans Construction Loans Commercial Bridge Loans Borrower FAQs Testimonials”

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“Vertical Construction”

“Bridge lending requires clarity, discipline, and an understanding of transitional property dynamics. Our underwriting considers the purpose of the bridge period, expected stabilization timeline, asset fundamentals, and borrower execution strategy. We maintain consistent communication with borrowers and provide clear expectations for draw management, extension considerations, and closing requirements.”

“Michael Schumacher and the entire team at Enact Partners are a pleasure to work with. From start to finish, the process was efficient and the turnaround times were extremely quick. We will continue to utilize the team on Enact in all of our future deals. - Mike B. Enact Partners is an outstanding lender to work with. All Enact team members are extremely knowledgeable and professional, which made the transaction move forward quickly and efficiently. It is important to note that Enact’s underwriting process was completed quickly and they closed shortly thereafter on a complicated land loan. Importantly, Enact processed draw requests and funded within a few days. We would wholeheartedly work with Enact Partners in the future. - Shellie K. In 2021, we had the pleasure of working with Enact Partners on a Finance deal for expansion. It was an exceptional experience filled with professionalism, honesty and flexibility. The entire team was passionate, genuine, and extremely supportive with Michael Schumacher leading the way. What sets (Enact Partners) apart is their unique combination of commitment, integrity, and a genuine passion for people to succeed. Their ability to connect and get the job done is second to none. We highly recommend Enact Partners. - Daun F. The Enact Team is a pleasure to work with. As a Capital Advisory, Design and Entitlement Management company with a 30-year history of providing professional services to the real estate development and finance industries throughout the Western United States, we have had the privilege of working with the entire team at Enact Partners over the past five years and have found them not only to be consummate professionals in the private money lending space, but also extremely experienced in all facets of complicated real estate finance and lending transactions. - John S. Enact’s communication and personal attention to every detail made all the difference in getting our deal done. We engaged Enact Partners in the fall of 2021 to help us in a very complex real estate transaction. Throughout the entire process, Enact was extremely responsive and easy to work with. I can’t thank Michael and his team enough for how professional they were in helping us close the deal and on time. - David P. We would definitely work with (Enact Partners) again and would highly recommend. Our experience with Michael and the Enact Partners team has been outstanding. They financed a large project for us, and we found them to be a great lender who could see value in our future plans. They were very nimble in their underwriting and facilitated a smooth, quick closing. The entire team has always been knowledgeable, professional, and easy to reach. We would definitely work with them again, and would highly recommend. - Drew H. We truly enjoy working with Enact Partners. Mavis and (the team) are very responsive and informative. The loan and draw processes are quick and straight forward. - Jason M. I have worked with numerous lenders ”

“Essex Bank Customer | Andre Prost, Inc. Partnering with Essex Bank for your commercial real estate financing offers key advantages: Local Decision-Making: Essex Bank offers timely approvals from lenders who understand your market. Personalized Guidance : Get the benefit of relationship-based service focused on your specific goals. Flexible Loan Options : Enjoy tailored financing that matches the scale, timing, and goals of your business project. Competitive Rates & Terms : Loan products are designed to support your business stability and long-term growth. Community Commitment : Turn to a partner invested in strengthening the same local economy where your business thrives.”

“Get those expansion plans going forward with flexible loans and local professionals. Explore options Plan Plan Essex Financial Essex Trust Learn Learn Current Rates Loan Calculator Frequently Asked Questions Security & Fraud Prevention Financial Caregiving Resources Connect Connect The Essex Bank Experience President's Message Bank Officers Bank History Recent News Careers Locations Holiday Schedules Contact Us Community Community Community Investment Program Customer Stories Community Spotlights Log In Bank Personal Checking Accounts Savings Accounts Certificates of Deposit (CDs) Money Market Accounts Debit Cards Greenlight for Parents & Kids Digital Banking Mobile App Convenience Services Card Control Center Business Checking Accounts Cash Management Savings Accounts Digital Banking Debit Cards Mobile App Convenience Services Money Market Accounts Certificates of Deposit (CDs) Borrow Personal Mortgage Loans Home Equity Lines of Credit (HELOCs) Home Equity Loans (HELoans) Personal Loans Business Commercial Real Estate Loans Commercial Loans & Lines of Credit Plan Essex Financial Essex Trust Learn Current Rates Loan Calculator Frequently Asked Questions Security & Fraud Prevention Financial Caregiving Resources Connect The Essex Bank Experience President's Message Bank Officers Bank History Recent News Careers Locations Holiday Schedules Contact Us Community Community Investment Program Customer Stories Community Spotlights Log In Home > Borrow > Business > Commercial Real Estate Loans”

“Commercial Real Estate Loans Commercial Loans & Lines of Credit”

“Business Commercial Real Estate Loans”

“Real estate decisions are at the heart of many business growth plans, and having a banking partner who knows the ins and outs is extremely important. Whether you are purchasing your first office, expanding into a larger facility, or developing a new property, turn to the team at Essex Bank. Leverage a group of professionals that is rooted in your community, understands local markets, and has experience with the challenges and opportunities that your business may face. Get a Commercial Real Estate Loan – and a strong relationship – with Essex Bank. Loan types Compare loans Apply for a loan Anchor Links Link to Section Loan types Compare loans Apply for a loan”

“Raise financially smart children with this safe, easy-to-use mobile app and debit card. See the features Borrow Borrow Personal Mortgage Loans Home Equity Lines of Credit (HELOCs) Home Equity Loans (HELoans) Personal Loans Business Commercial Real Estate Loans Commercial Loans & Lines of Credit”

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“Optimize cashflow by refinancing your existing commercial mortgage.”

“A Commercial Real Estate Loan can open doors to new opportunities. Many Essex Bank business customers rely on these loans to:”

“A commercial real estate loan helps finance property used for business purposes, such as office buildings, retail spaces, warehouses, or multi-use developments.”