LenderGraph/Lenders
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Published lender terms, organized into evidence-backed records—not live quotes or underwriting guidance.

✦ Source ledger

983 lenders · 2891 sourcesEvery source is registered before a crawl is allowed.

✦ Evidence coverage

5368 captured citationsEach structured field keeps a direct source excerpt.

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1348 indexed · 12 approved · 6940 pendingHuman approval remains required before publication.

851–875 of 1365 matching programs

Open verified JSON ↗
commercial_real_estate_lending

Freddie Mac Seniors Housing Loan 2

Lument · indexed

loan purpose
Entity (SPE); see Section 6.13 of the Loan Agreement for basic SPE requirements. • If the borrower is structured as a tenancy in common (TIC), each tenant in common must be an SPE (Note: TICs are not encouraged). ELIGIBLE
ltv
Ratios and Amortizing DCR SENIORS HOUSING – INDEPENDENT LIVING BASE CONVENTIONAL
pricing
AND FLOATING-RATE 1 LTV/DCR 2 Amortizing Partial-Term Interest-Only 3 Full-Term Interest-Only ≥ 5-YEAR AND < 7-YEAR TERM 70% / 1.30x. 70% / 1.30x. 60% / 1.40x. ≥ 7-YEAR TERM 75% / 1.30x. 75% / 1.30x. 65% / 1.40x. SENIORS HOUSING – ASSISTED LIVING (>50% ASSISTED LIVING UNITS) BASE CONVENTIONAL
property types
• Independent living properties. • Assisted living properties. • Memory care properties. • Properties with a limited amount of skilled nursing (maximum 20% of net operating income (NOI)). • Any combination of the above. TERMS • 5-10 years (up to 30 years for fixed-rate loans). ELIGIBLE LOANS • Fixed-rate loans. • Standard and capped floating-rate loans. • Supplemental loans (subject to requirements in the Loan Agreement) and other options. • Other Freddie Mac loan programs may be available on a waiver basis. FINANCING OPTIONS • Acquisition or refinance loans. • Bond credit enhancements. • Our Targeted Affordable Housing products. REPLACEMENT RESERVE ESCROW Generally required. TAX AND INSURANCE ESCROW Generally required. EARLY RATE-LOCK OPTIONS (FOR
Evidence

“LUMENT.COM FREDDIE MAC OPTIGO ® Seniors Housing Loan ELIGIBLE BORROWERS • Experienced owner/operator of comparable facilities. • If the loan is less than $5 million, the borrower may be a Single Asset Entity with some additional restrictions and may be a limited partnership, general partnership (no individuals may be general partners), limited liability company, corporation, or real estate investment trust (must be a corporation, not a trust). • If the loan is $5 million or more, the borrower may be a limited partnership, a corporation, or a limited liability company and must be a Single Purpo”

Freddie Mac Seniors Housing Loan 2 ↗
commercial_real_estate_lending

Freddie Mac Student Housing Loan

Lument · indexed

amortization
30 years. FINANCING OPTIONS Acquisition or refinance. GROUND LEASE Ground lease for land owned by a college or university may be permitted with prior approval. LEASE PARAMETERS • Individual tenant lease by the apartment, bedroom, or by the bed. • Rent under a master lease may be permitted with prior approval. LEASE TERMS 12-month lease is preferred, although shorter leases may be permitted with prior approval. LEASE GUARANTY Parental guaranty is preferred.
loan purpose
Entity (SPE); however, on loans less than $5 million, upon borrower’s request, a borrower other than a TIC may be a Single Asset Entity instead of an SPE. • If the borrower is structured as a TIC, each tenant in common must be a SPE. ELIGIBLE
ltv
AND MINIMUM DCR FIXED-RATE/FLOATING-RATE 3 LTV/DCR ACQUISITIONS AND REFINANCES AMORTIZING PARTIAL-TERM INTEREST-ONLY 4 FULL-TERM INTEREST-ONLY ≥ 5-YEAR AND < 7-YEAR TERM 75% / 1.30x. 75% / 1.30x. 65% / 1.40x. ≥ 7-YEAR TERM 80% / 1.30x. 80% / 1.30x. 70% / 1.40x. 1 The DCR calculated for the partial-term interest-only and full-term interest-only periods uses an amortizing payment. 2 Adjustments may be made depending on the property, product and/or market. For properties with less than two years of leasing operations, subtract 5% from the
pricing
LOANS) Early rate-lock and Index Lock options available; Optigo lenders should consult with their regional Freddie Mac representative to determine eligibility. OTHER OPTIONS AND REQUIREMENTS Please refer to the
property types
• Purpose-built student housing properties, each apartment must have a seperate full kitchen and bathroom. • Stabilized garden, mid-rise and high-rise apartment properties that are greater than 50% occupied by student tenants. • Focused on colleges/ universities with increasing enrollment trends. • Property is located less than 2 miles from college/university or on a public transportation route. TERMS 5, 7 and 10 years. AMOUNT Minimum $5 million. MAXIMUM
recourse
REQUIREMENTS Non-recourse except for standard carve-out provisions. SUPPLEMENTAL LOANS Available subject to requirements in the Loan Agreement and current Freddie Mac program and product requirements at the time of the supplemental loan request. EXCLUSIONS Residence halls or dormitories with a shared common bathroom and centralized food service areas or dining halls. TAX AND INSURANCE ESCROW Generally required. REPLACEMENT RESERVE DEPOSIT Generally a minimum of $150 per bedroom or $300 per unit. APPLICATION FEE Greater of $2,000 or 0.1% of loan amount. EARLY RATE-LOCK OPTIONS (FOR
Evidence

“LUMENT.COM FREDDIE MAC OPTIGO ® Student Housing Loan ELIGIBLE BORROWERS • Borrower may be a limited partnership, corporation, limited liability company, or a tenancy in common (TIC) with 10 or fewer tenants in common. • General partnerships, limited liability partnerships, real estate investment trusts (REITs) and certain trusts may also be acceptable in limited circumstances, subject to additional requirements. • Borrower must generally be a Single Purpose Entity (SPE); however, on loans less than $5 million, upon borrower’s request, a borrower other than a TIC may be a Single Asset Entity in”

Freddie Mac Student Housing Loan ↗
commercial_real_estate_lending

Freddie Mac Supplemental Loan

Lument · indexed

ltv
AND MINIMUM DCR
Evidence

“LUMENT.COM FREDDIE MAC OPTIGO ® Supplemental Loan ELIGIBLE OPTIGO LENDERS • If the first loan has been securitized, the original Optigo Seller/Servicer for that first loan or currently servicing that first loan. • If the first loan has not been securitized, the Optigo Seller/Servicer currently servicing that first loan. ELIGIBLE BORROWERS Original first loan borrower or lender-approved transferee. ELIGIBLE LOANS 1 • Loans behind existing first loans: – Stabilized properties in good standing. – Purchased through the cash loan programs for Conventional, Targeted Affordable Housing, Seniors Housi”

Freddie Mac Supplemental Loan ↗
commercial_real_estate_lending

Freddie Mac Tax Exempt Loan

Lument · indexed

amortization
40 years. SUBORDINATE FINANCING Permitted; supplemental loans are not available. 5
fees
Application fee, commitment fee, plus other fees as applicable.
pricing
Transactions will be priced at a spread to 10-year Treasuries. SECURITIZATION Yes, using our M-Deals ® , ML-Deals ® and Multi PCs. ® YIELD MAINTENANCE Minimum 10 years’ prepayment protection. 1 Contact your Lument rep about floating-rate options. 2 May include bond refunding, substitution or new issue transactions with 80-20 bonds, combination bonds, Section 8, Section 236, tax abatements and LIHTC . 3 Adjustments may be made depending on the property, product and/or market. 4 Based on Appraised As-Stabilized Value. 5 Includes USDA section 515 loans. COST-EFFECTIVE TAX-EXEMPT FINANCING For important disclosures about Lument and the information found in this term sheet click here . 7.16.25
property types
Garden, mid-rise, or high-rise multifamily properties with 4% LIHTC with 90% occupancy for 90 days. TERM Up to 30 years. TYPE OF FUNDING Immediate fixed-rate 1 financing; forward fixed-rate financing. MINIMUM DEBT COVERAGE RATIO (DCR) 2 1.15x. 2 COLLATERAL First-lien mortgages of conventional, seniors housing, or student housing properties. MAXIMUM LOAN-TO-VALUE (LTV) RATIO 1 85% of adjusted value or 90% of market value. 3, 4 MINIMUM FORWARD COMMITMENT TERM Up to 36 months. MAXIMUM
reserves
Required.
Evidence

“LUMENT.COM FREDDIE MAC OPTIGO ® Tax-Exempt Loan PRODUCT DESCRIPTION Financing for the acquisition or refinance of stabilized affordable multifamily properties with 4% Low-Income Housing Tax Credits (LIHTC) with at least 7 years remaining in the tax-credit benefit stream. Could also include HUD Risk Share. ELIGIBLE PROPERTY TYPES Garden, mid-rise, or high-rise multifamily properties with 4% LIHTC with 90% occupancy for 90 days. TERM Up to 30 years. TYPE OF FUNDING Immediate fixed-rate 1 financing; forward fixed-rate financing. MINIMUM DEBT COVERAGE RATIO (DCR) 2 1.15x. 2 COLLATERAL First-lien m”

Freddie Mac Tax Exempt Loan ↗
commercial_real_estate_lending

HUD FHA Loans

Lument · indexed

Evidence

“As an approved HUD/FHA Multifamily Accelerated Processing (MAP) and LEAN lender, Lument can expedite the process of obtaining the best terms and pricing available for conventional multifamily, affordable and seniors housing & healthcare borrowers. With dedicated FHA underwriting and processing teams, we help our borrowers and industry partners navigate the FHA landscape.”

HUD/FHA Loans | Lument ↗
commercial_real_estate_lending

Commercial Real Estate Loans

MCB · indexed

Evidence

“Commercial Real Estate Loans”

Home | MCB ↗
commercial_real_estate

Commercial Real Estate Loans

MCT Credit Union · indexed

amortization
Long-Term Loan Amortization Available–Up to 25 Years
geography
Southeast Texas Real Estate Market
loan purpose
build, buy, or refinance
pricing
competitive-rate financing
property types
Owner-Occupied or Investment Properties
term
Flexible Repayment Terms
Evidence

“Commercial Real Estate Loans”

Commercial Real Estate Loans | MCT CU | Texas | Port Neches, Beaumont, Port Arthur ↗
Commercial real estate lending program

Madison sponsors institutionally-backed debt investment vehicles which have closed in excess of $26 billion of debt transactions. *

Madison Realty Capital · indexed

lien position
senior secured loans, mezzanine loans and preferred equity investments
loan purpose
construction, acquisition, and refinancing
property types
commercial real estate
sponsor requirements
institutional sponsors and leading independent developers
Evidence

“Madison Realty Capital pursues debt investments by originating senior secured loans, mezzanine loans and preferred equity investments for the construction, acquisition, and refinancing of commercial real estate”

Debt Investment Vehicles, over $6BN in Transactions| MRC ↗
commercial real estate lending

Commercial Real Estate Lending

MainStreet Bank · indexed

geography
Virginia, Maryland, and DC
loan purpose
acquiring a new property, refinancing an existing loan, or repositioning a commercial asset
property types
apartment buildings, office buildings, storage facilities, shopping centers, warehouses, condominiums, churches, retail shops, medical facilities, and hotels
Evidence

“MainStreet Bank offers comprehensive commercial real estate financing solutions for various property types”

Commercial Real Estate Lending - MainStreet Bank ↗
commercial real estate loan

Commercial Real Estate Loans

Maine Community Bank · indexed

fees
low fees
lien position
secured by real estate
loan purpose
buy new property, add space to your current location or just refinance
pricing
competitive interest rates, low fees
property types
commercial, industrial, or investment property
Evidence

“As a local bank, we love helping Maine businesses expand. You’ll find competitive interest rates, low fees and the personalized customer service that Maine Community Bank is known for.”

Commercial Real Estate Loans | Maine Community Bank ↗
commercial real estate

Commercial Real Estate Loans

Maine Savings Federal Credit Union · indexed

loan purpose
buying, constructing, or refinancing property
property types
Commercial and industrial Multi-family Investment Office Mixed use Retail Hospitality properties
Evidence

“A wide range of commercial real estate loans for buying, constructing, or refinancing property are available.”

Real Estate Loans - Maine Savings Federal Credit Union | Maine Savings Federal Credit Union ↗
commercial real estate

Commercial Real Estate

Malaga Bank · indexed

amortization
25-year Fully Amortized Loans
fees
No Points Option
geography
Southern California
loan amount
Loans to $10 Million
loan purpose
Owner-User and Investment Properties
pricing
lower rates
property types
office, retail, light industrial, and construction to permanent
term
longer terms
Evidence

“Commercial Real Estate”

Malaga Bank - Commercial Real Estate ↗
Commercial Real Estate

Commercial Real Estate Loans

Maple City Savings Bank · indexed

loan purpose
purchase, refinance, or construction of commercial properties
pricing
Competitive rates
property types
commercial properties
sponsor requirements
Available for owner-occupied or investment properties
term
Repayment terms customized to fit your business's unique needs
Evidence

“Business Loans Commercial Real Estate Loans”

Commercial Real Estate Loans | Maple City Savings Bank | Hornell, Elmira, Corning - NY ↗
Commercial Real Estate

Commercial Real Estate Debt Platform

Marathon Asset Management · indexed

lien position
First Mortgage Mezzanine Loan Preferred Equity
loan purpose
Distressed Loans Rescue Finance Loans Non-Performing Loans Discount Note Purchases
property types
Multifamily Industrial/Logistics Office Retail Hospitality Self-Storage Mixed-Use Niche
Evidence

“Our Commercial Real Estate Debt Platform invests across loans and securities in the public and private markets, and throughout the capital stack in every asset class.”

Marathon Asset Management ↗
Commercial Real Estate

Commercial Investment Mortgage Loans

Marblehead Bank · indexed

fees
Fees may be included for loan documentation, attorney fees, and other service or recording fees as are appropriate.
lien position
first or second lien position
loan purpose
construction, purchase, or refinancing commercial real estate
pricing
Adjustable-rate loan
term
The term and rate for Commercial Investment Mortgage Loans will be determined based on the Bank&#8217;s commercial underwriting guidelines.
Evidence

“Commercial Investment Mortgage Loans”

Commercial Investment Mortgage Loans - Marblehead Bank ↗
commercial_real_estate

Commercial Real Estate Loan

Mauch Chunk Trust Company · indexed

loan purpose
purchasing commercial real estate, expanding your current operations, or renovating existing property
pricing
competitive rates and terms
property types
commercial real estate
Evidence

“Commercial Real Estate Loan”

Commercial Lending - Mauch Chunk Trust Company (MCT) ↗
commercial_real_estate

Commercial Real Estate Loans

Mauch Chunk Trust Company · indexed

loan purpose
Purchase & Rehabilitation
payment structure
Interest-only period during construction phase
Evidence

“Commercial Real Estate Loans”

Commercial Lending - Mauch Chunk Trust Company (MCT) ↗

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