✦ Source ledger
983 lenders · 2891 sourcesEvery source is registered before a crawl is allowed.Lender intelligence
Program workspace
Published lender terms, organized into evidence-backed records—not live quotes or underwriting guidance.
✦ Evidence coverage
5368 captured citationsEach structured field keeps a direct source excerpt.✦ Review queue
1348 indexed · 12 approved · 6940 pendingHuman approval remains required before publication.901–925 of 983 matching lenders
Open verified JSON ↗WS
Wray State Bank
8 PENDINGwraystatebank.com · 3 allowlisted sources
Commercial Real Estate
1 indexed program8 program-source candidate sections awaiting review
Show indexed program records ⌄
Commercial Real Estate
Commercial Real Estate Loans
Wray State Bank · indexed
- loan purpose
- purchase or refinance commercial properties
- pricing
- Competitive rates
- property types
- owner-occupied or investment properties
- term
- Repayment terms customized to fit your business plan
WT
Wyoming Trust Services
10 PENDINGbankofjacksonhole.com · 4 allowlisted sources
commercial_mortgage
1 indexed program10 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial_mortgage
Commercial Real Estate
Wyoming Trust Services · indexed
Y
YNB
4 PENDINGynbok.com · 4 allowlisted sources
Awaiting normalization
0 indexed programs4 program-source candidate sections awaiting review
YB
Your Bank For Life
21 PENDINGmyhtnb.bank · 1 allowlisted source
Awaiting normalization
0 indexed programs21 program-source candidate sections awaiting review
Show public source roster ⌄
YC
Your Community Bank
5 PENDINGtimberlinebank.com · 4 allowlisted sources
Commercial Construction
3 indexed programs5 program-source candidate sections awaiting review
Show indexed program records ⌄
Commercial Construction
Commercial Construction Financing
Your Community Bank · indexed
- loan purpose
- commercial construction loans
- property types
- new commercial space
- sponsor requirements
- a solid plan, a reputable contractor, and an understanding of your financials
Evidence
“Timberline Bank offers flexible commercial construction loans designed to power your project.”
Commercial Construction Financing | Timberline Bank ↗Commercial Construction
Construction Only
Your Community Bank · indexed
- loan purpose
- projects with plans to refinance or sell upon completion
Evidence
“Construction Only Ideal for projects with plans to refinance or sell upon completion.”
Commercial Construction Financing | Timberline Bank ↗Commercial Construction
Construction-to-Permanent
Your Community Bank · indexed
- loan purpose
- automatically converts into a long-term loan
- term
- long-term
Evidence
“Construction-to-Permanent A seamless solution that automatically converts into a long-term loan–no second approval needed.”
Commercial Construction Financing | Timberline Bank ↗YC
Your Community Bank Located in Indiana
1 PENDINGlogansportsavings.bank · 1 allowlisted source
Commercial Real Estate
1 indexed program1 program-source candidate section awaiting review
Show indexed program records ⌄
Commercial Real Estate
Construction Loans
Your Community Bank Located in Indiana · indexed
- loan purpose
- construct a new commercial building
- property types
- commercial building
Show public source roster ⌄
YC
Your Community Bank in IA & IL
4 PENDINGgoambank.com · 4 allowlisted sources
Commercial Real Estate
1 indexed program4 program-source candidate sections awaiting review
Show indexed program records ⌄
Commercial Real Estate
Real Estate Loans
Your Community Bank in IA & IL · indexed
- loan purpose
- Purchase or refinance commercial real estate
- ltv
- up to 80% of the property’s appraised value
- pricing
- fixed or floating rate
Show public source roster ⌄
WEBYour Community Bank in IA & IL | American Bank & TrustOpen source ↗WEBOur Commercial Loan Officers | American Bank & TrustOpen source ↗WEBCommercial Lending Solutions in IA and IL | American Bank & TrustOpen source ↗WEBCommercial Real Estate Loans in IA and IL | American Bank & TrustOpen source ↗
YN
Your Northeast Ohio Community Bank
7 PENDINGconsumers.bank · 3 allowlisted sources
commercial real estate
1 indexed program7 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate
Commercial Real Estate Loans
Your Northeast Ohio Community Bank · indexed
- geography
- in Ohio
- loan purpose
- finance your purchase or development costs
- ltv
- 20-30% of the purchase price
- pricing
- fixed and variable interest rates
- property types
- office buildings retail or shopping centers apartment buildings hotels restaurants industrial buildings
- term
- 3 to 20-year terms
Evidence
“A commercial real estate loan can help you finance your purchase or development costs, making this more manageable. Consumers National Bank’s commercial real estate loan services in Ohio also support business growth and expansion.”
Commercial Real Estate Loans in Ohio ↗YS
Your Southeast Michigan Community Bank
4 PENDINGbankmichigan.bank · 3 allowlisted sources
commercial real estate
2 indexed programs4 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate
Commercial Real Estate
Your Southeast Michigan Community Bank · indexed
- geography
- local business
- loan purpose
- expand your business, refinance a property, or remodel an existing facility
- property types
- warehouse or retail space
Evidence
“A commercial real estate loan from us can offer you the support you need to expand your business, refinance a property, or remodel an existing facility.”
Commercial Real Estate Loans | Bank Michigan ↗commercial real estate
What You Can Do with Our Business Real Estate Loan Options
Your Southeast Michigan Community Bank · indexed
- amortization
- longer amortization solutions for up to 20 years
- geography
- throughout Michigan
- loan purpose
- Expand Your Business
- pricing
- competitive fixed rates for up to 10 years
- property types
- Medical offices Cannabis-related real estate Student housing (Ann Arbor market) Apartment rentals Retail spaces
Evidence
“Bank Michigan makes commercial real estate lending easy. Learn more about how our commercial loans can help you with your investment real estate and commercial property financing needs.”
Commercial Real Estate Loans | Bank Michigan ↗A
abbemae.com
6 PENDINGabbemae.com · 1 allowlisted source
Awaiting normalization
0 indexed programs6 program-source candidate sections awaiting review
Show public source roster ⌄
A
agpcapital.com
10 PENDINGagpcapital.com · 3 allowlisted sources
Commercial real estate bridge and construction lending
1 indexed program10 program-source candidate sections awaiting review
Show indexed program records ⌄
Commercial real estate bridge and construction lending
LOAN PROGRAM
agpcapital.com · indexed
- geography
- throughout the western and mountain regions of the U.S.
- loan amount
- $5 million to $30 million financings
- loan purpose
- commercial real estate and construction loans
- sponsor requirements
- experienced real estate investors and developers with successful track records
Evidence
“As a private bridge lender, we are flexible to structure loan transactions that make sense for both us and the borrower.”
AGP Capital – A direct commercial real estate bridge and construction lender. ↗A
aquesta.com
2 PENDINGucbi.com · 1 allowlisted source
commercial real estate lending
1 indexed program2 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate lending
Commercial property loans
aquesta.com · indexed
- property types
- facilities
Evidence
“Commercial property loans: Buy, refinance, or leverage your equity.”
Real Estate Lending | Commercial Property Loans ↗Show public source roster ⌄
A
aspire.creditunion
10 PENDINGaspire.creditunion · 3 allowlisted sources
Awaiting normalization
0 indexed programs10 program-source candidate sections awaiting review
A
avanacapital.com
208 PENDINGavanacapital.com · 13 allowlisted sources
commercial real estatecommercial_real_estate_lending
5 indexed programs208 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate
Bridge Loan
avanacapital.com · indexed
- loan purpose
- bridge the gap between transactions or support property transitions until permanent financing is secured
- term
- Short-term
Evidence
“Short-term funding to bridge the gap between transactions or support property transitions until permanent financing is secured”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial_real_estate_lending
Bridge To Permanent Refinance
avanacapital.com · indexed
- dscr
- $725,000 ÷ $584,352 = 1.24x ✓ Non-recourse Cash-out at refi: $8,250,000 − $6,562,500 − $150,000 (closing) = $1,537,500
- loan purpose
- Acquisition Construction Refinance Who We Work With Borrowers Brokers Investors Indian Hoteliers Eligibility Guidelines Resources Success Stories News & Events Company About Us Team Partnerships Social Impact Avana Capital In The Community © 2026 Avana Capital Terms & Conditions Privacy Policy Disclosures
- ltv
- – Material underperformance (e.g., 78% occupancy vs. 92% projected): perm refi may not appraise; sponsor cashes in additional equity or extends bridge The risk of stabilization underperformance is the central risk of bridge financing. Sponsors who underwrite bridge pro forma conservatively typically avoid this scenario.
- property types
- Hospitality Industrial Manufacturing Medical Office Mixed-Use Owner-Occupied Multi-Family Restaurant Retail Self-Storage Warehouse By
- recourse
- typical Often value-add / stabilization business plans The bridge isn’t designed to be a long-term hold structure. It’s designed to fund the acquisition + value-add period, then refinance into permanent debt that’s better-suited for long-term ownership. When a sponsor acquires a $10M property with bridge financing, the plan from day one typically includes the bridge-to-perm refi at month 12–24. Borrowers who acquire with bridge but don’t plan the refi exit end up paying bridge rates indefinitely — material economic damage on properties planned for 5–10 year holds.
Evidence
“Four products dominate: agency multifamily (Fannie Mae DUS, Freddie Mac, HUD) for stabilized multifamily 5+ units — typically the best path; conventional bank CRE for non-multifamily stabilized property; SBA 504 Debt Refinance for owner-occupied; life insurance company for trophy assets $20M+.”
Bridge-to-Permanent Refinance: Converting Bridge Loans into Long-Term CRE Debt | Avana Capital ↗commercial real estate
Construction Loan
avanacapital.com · indexed
- loan purpose
- ground-up developments, brand conversions, or major property improvements
Evidence
“Flexible capital for ground-up developments, brand conversions, or major property improvements”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial real estate
Conventional Term Loan
avanacapital.com · indexed
- loan purpose
- acquisition, refinancing, or property enhancements
- term
- Long-term
Evidence
“Long-term financing for stabilized assets. Ideal for acquisition, refinancing, or property enhancements”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial_real_estate_lending
SBA 504 Loan
avanacapital.com · indexed
- amortization
- Up to $13 million Up to 65%
- fees
- 1.0% to 2.0% 2.65% *
- loan amount
- Interest Rates
- ltv
- (up to 90%), Long-Term CRE loans for Owner Occupied properties to support small businesses Partner with SBA 504 experts who’ve closed over $5B in deals. We guide entrepreneurs and brokers through every step—eligibility, structuring, underwriting, and closing—so you move from application to funding with confidence. Loan Terms AVANA Companies SBA Debenture Up to $20 million total project size Target
- prepayment
- Hotels: 5% to 1% declining penalty. Others: No penalty Declining prepayment penalty Note: ^ Refer to avanacompanies.com/sba-504-loans/ for latest rates; ** Subject to lender conditions; * Includes SBA guarantee, CDC processing, funding & underwriting fees, financed into the SBA debenture SBA 504 Solutions Backed by Deep Lending Expertise Max Loan-to-Value (LTV) Minimum Debt Service Coverage Ratio (DSCR) Minimum FICO Score Personal
- property types
- Loan Size Interest Rates
- recourse
- Credit Guidelines Up to 90% for Generic property types Up to 85% for Special use property types 1.20x for most property types 1.25x for franchised restaurants and hotels 6 80 F ull personal guarantees for all >20% owners Property Acquisition Refinance Company Debt Use of Proceeds Eligible loan purposes include:
- term
- Amortization Up to $13 million Up to 65%
Show public source roster ⌄
PDFAVANA IHG Co Lending Construction Program Oct25Download PDF ↗PDFBridge Loan Program OverviewDownload PDF ↗PDFSBA 504 Loan Program OverviewDownload PDF ↗WEBAVANA Capital Commercial Real Estate Lending & Construction FinancingOpen source ↗WEBCommercial Real Estate Loans | Hotel Loans | AVANA CapitalOpen source ↗WEBCommercial Bridge Loans | AVANA CapitalOpen source ↗WEBCommercial Real Estate Loan Mortgage Rates | Buy, Refi & BuildOpen source ↗WEBCommercial Construction Loans: Conventional and SBA504Open source ↗WEBBridge-to-Permanent Refinance: Converting Bridge Loans into Long-Term CRE Debt | Avana CapitalOpen source ↗WEBHotel Bridge Loan: Hospitality Acquisition + PIP Financing (AVANA-IHG) | Avana CapitalOpen source ↗WEBBest Commercial Property Lenders and Mortgage Providers for CRE Borrowers | Avana CapitalOpen source ↗WEBHard Money Lenders for Commercial Real Estate: How to Find the Right Fit in 2026 | Avana CapitalOpen source ↗WEBCRE Loan Programs | SBA 504, Bridge, Construction, ConventionalOpen source ↗
A
avant-capital.com
4 PENDINGavant-capital.com · 2 allowlisted sources
BridgeNote Acquisitions
3 indexed programs4 program-source candidate sections awaiting review
Show indexed program records ⌄
Bridge
Institutional Bridge
avant-capital.com · indexed
- loan amount
- $5MM to $75MM
- loan purpose
- acquiring or recapitalizing transitional properties
- payment structure
- Floating rate loans
- pricing
- Call for current rates
- sponsor requirements
- experienced sponsors
- term
- 12-24 months
Evidence
“Institutional Bridge”
Avant Capital – National commercial short-term lending solutions ↗Note Acquisitions
NPL Acquisitions
avant-capital.com · indexed
- loan amount
- $1MM to $75MM
- loan purpose
- Non-performing note acquisitions
- pricing
- Situational but as high as PAR+
- term
- Up to 3 years
Bridge
Traditional Bridge
avant-capital.com · indexed
- loan amount
- $1MM to $25MM
- loan purpose
- finance special situations, quick closings, property renovation and recapitalizations
- pricing
- Call for current rates
- term
- 12-24 months
Evidence
“Traditional Bridge”
Avant Capital – National commercial short-term lending solutions ↗A
ayeee.com
4 PENDINGayeee.com · 3 allowlisted sources
commercial_mortgage
1 indexed program4 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial_mortgage
Commercial Real Estate Loans
ayeee.com · indexed
- loan purpose
- Business Purchases and Refinances
Evidence
“we offer dependable commercial real estate loans structured to fit your needs.”
South Louisiana Bank Commercial Real Estate Loans – South Louisiana Bank ↗B
bankofmarin.com
3 PENDINGbankofmarin.com · 3 allowlisted sources
commercial real estate
1 indexed program3 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate
Committed to Your Wine Business
bankofmarin.com · indexed
- loan purpose
- commercial real estate
- property types
- wine-related
Evidence
“If you’re looking for custom financing solutions to help grow your wine business, look no further than the team of industry specialists at Bank of Marin. Our local, expert lenders can provide flexible lending solutions for your wine-related banking needs including vineyard development, construction financing, commercial real estate, and barrel financing.”
Bank Of Marin: Home ↗B
bankofromney.net
5 PENDINGbankofromney.net · 3 allowlisted sources
commercial_real_estate
1 indexed program5 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial_real_estate
Commercial Real Estate Loans
bankofromney.net · indexed
- loan purpose
- Purchase of existing commercial property Refinance of commercial real estate Remodel / expand business space Commercial construction financing Real estate development loans
- property types
- office or manufacturing space
- term
- term lengths similar to mortgage accounts
B
beacon.bank
1 PENDINGbeacon.bank · 1 allowlisted source
Commercial Real Estate
1 indexed program1 program-source candidate section awaiting review
Show indexed program records ⌄
Commercial Real Estate
Investment Real Estate
beacon.bank · indexed
- loan purpose
- acquisition and refinance term loans
- ltc
- funding for new commercial construction, renovation of existing structures and site development
- payment structure
- interest only for the construction period and stabilization
- property types
- Office Industrial Retail Multi-Family Income Producing 1-4 Churches
Evidence
“We provide acquisition and refinance term loans for all major income producing commercial real estate categories including: Office Industrial Retail Multi-Family Income Producing 1-4 Churches”
Investment Real Estate › Beacon Community Bank ↗Show public source roster ⌄
B
bluegrassbank.com
bluegrassbank.com · 3 allowlisted sources
Awaiting normalization
0 indexed programs0 program-source candidate sections awaiting review
Show public source roster ⌄
B
bnbank.bank
2 PENDINGbnbank.bank · 3 allowlisted sources
Commercial Real Estate
1 indexed program2 program-source candidate sections awaiting review
Show indexed program records ⌄
Commercial Real Estate
Loans Commercial Real Estate
bnbank.bank · indexed
C
cayugalakenationalbank.com
cayugalakenationalbank.com · 4 allowlisted sources
commercial_mortgage
1 indexed program0 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial_mortgage
Commercial Mortgages
cayugalakenationalbank.com · indexed
- pricing
- Fixed Interest Rates
- property types
- doctor’s office, service provider, health center, repair shop, rental property, retail store, etc.
Evidence
“A commercial mortgage is a loan secured by commercial real estate, owner occupied and used for business purposes; including doctor’s office, service provider, health center, repair shop, rental property, retail store, etc.”
Commercial Mortgages › Cayuga Lake National Bank ↗C
cbofr.com
3 PENDINGcbofr.com · 3 allowlisted sources
commercial real estate
1 indexed program3 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial real estate
Commercial Real Estate
cbofr.com · indexed
Evidence
“Commercial Real Estate”
Citizens Bank of Rogersville, CBOFR, Banking Rogersville Missouri, Rogersville Bank ↗C
cbt-co.com
2 PENDINGcbt-co.com · 1 allowlisted source
commercial_real_estate
1 indexed program2 program-source candidate sections awaiting review
Show indexed program records ⌄
commercial_real_estate
Commercial Real Estate
cbt-co.com · indexed
- loan purpose
- acquisition, development, construction and improvement of commercial real estate properties
- property types
- commercial real estate properties
- term
- longer-term
Evidence
“Commercial Real Estate To provide longer-term funds for acquisition, development, construction and improvement of commercial real estate properties”
Construction Loans : Citizens Bank & Trust Co. ↗Show public source roster ⌄
C
cfbankco.com
12 PENDINGcfbankco.com · 1 allowlisted source
Construction
1 indexed program12 program-source candidate sections awaiting review
Show indexed program records ⌄
Construction
Construction Loans
cfbankco.com · indexed
- loan purpose
- construction project
- property types
- new commercial property
Evidence
“Our construction loans are designed with your project’s success in mind, offering the flexibility, expertise, and support you need every step of the way.”
Construction Loans – Community First Banking Co ↗Show public source roster ⌄
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