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“Recent case studies show how BLC has structured bridge loans across different properties, geographies, and borrower objectives. Loading recent bridge loan case studies… View Case Studies Execution process”

“BLC generally looks for a minimum 620 FICO score while also reviewing collateral strength, cost basis, loan structure, borrower profile, and the exit strategy.”

“Direct-lender decision-making No application fee and no nonsense due diligence fees Fast review for acquisition, maturity, refinance, and cash-out scenarios Commercial real estate underwriting built around the collateral and exit Common bridge loan scenarios”

“A bridge loan is short-term real estate financing used to solve a current capital need while the borrower works toward a refinance, sale, stabilization, or other future capital event.”

“Bridge financing is commonly used for acquisitions, maturing debt, balloon payments, refinance or cash-out needs, transitional assets, and situations where permanent financing is not yet the best fit.”

“Yes. BLC may consider properties in lease-up, stabilization, ownership restructuring, or similar business-plan-driven situations. A non-cash-flowing or partially occupied property needs a credible path to repayment, not an undefined vacant-asset request. BLC Lending provides direct commercial real estate financing for borrowers who need certainty, structure, and relationship-driven execution. $350M+ Current AUM $1B+ Closed loans since inception 17+ States with current AUM <2% Historical delinquency rate”

“When applying for commercial real estate financing with BTC Bank, we recommend being prepared to: Share business goals and intentions for utilizing the space Financial background information, which will be considered into the approval process. Throughout the loan process, our knowledgeable team will work with you to determine the financing options that will fit your business the best. Start the process by visiting a branch today. Visit a Branch”

“Financing Commercial Real Estate Loans”

“Cover tuition or refinance your existing student loans. Learn More About Student Loans”

“Stress less about buying your next (or first!) home. Our government-backed mortgage programs will save you big. Move In Check Rates”

“Akbar Lakhani is an Executive Director, Information Technology for Balbec Capital and leads the global IT team to deliver innovative and effective solutions for the company. With over 12 years of experience in IT management, Mr. Lakhani brings a wealth of knowledge to his role, including expertise in security, infrastructure, help desk, application support, and development. Mr. Lakhani has a strong track record of working with cross-functional teams and leadership to deliver technology solutions for overall system efficiency and digital transformation. Mr. Lakhani holds a M.S. in Information Technology from Kennesaw State University and an MBA in Information Technology from ICFAI University.”

“Aron Motyovszki is an Executive Director, European Investments at Balbec, focusing on sourcing, acquisitions, deal structuring and portfolio management of primarily unsecured investments in Europe. He joined Balbec in January 2020. Before joining Balbec, Mr. Motyovszki worked as an Assistant Director at Deloitte in the Financial Advisory team based in Budapest. During his 8 years with Deloitte, he advised numerous clients on both sell- and buy-side mandates mainly from the banking industry. His focus areas included due diligence of banking institutions, valuation and sales of distressed credit portfolios in the Central Eastern European region. While working at Deloitte, he also gained experience in loan portfolio transactions in the Portfolio Lead Advisory Services (“PLAS”) team based in London. Aron has a Bachelor degree in Finance and Accounting from Corvinus University of Budapest and Master’s degree in Finance from Hult International Business School (London).”

“Arpad Sebe is a Partner at Balbec and serves as a Senior Advisor on certain European Assets. Prior to joining Balbec, Mr. Sebe initially worked with other members of the management team at Max Recovery, a wholly owned subsidiary of Bear Stearns, starting in 2005 as a Vice President and international portfolio analyst. At Max Recovery, he was responsible for valuing portfolios of insolvent debt across Europe with a notional amount in excess of 10 billion euros for over €300 million in investments. After leaving Max Recovery in 2008 and prior to joining Balbec in 2011, Mr. Sebe served in the position of Financial Director of the largest private solar-energy developer in Abu Dhabi, where he raised over €10 million from international and local investors. Mr. Sebe holds an MSc in Political Economics from the London School of Economics and a B.A. with the highest honors (Summa Cum Laude) in Economics from Columbia University, New York.”

“Avi Binstock is Balbec Capital’s Managing Director of Fund Accounting and is responsible for accounting and reporting for the firm’s funds. Mr. Binstock joined Balbec in 2023 bringing 16 years of experience in the asset management industry. Mr. Binstock was a Managing Director at Ernst & Young in the assurance practice specializing in asset management clients, with a focus on private equity, credit fund, hedge fund, real estate, timberland, and business development companies. He has also worked in Australia and has extensive experience with a wide range of asset management structures reporting under US GAAP and IFRS. Mr. Binstock graduated from the University of Maryland with a BS in Accounting and Finance.”

“Bo Wang is Balbec Capital&#8217;s Head of Risk & Analytics and a Partner of the firm. Mr. Wang joined Balbec in October 2011 and is responsible for model validation and risk analytics across all asset types, as well as underwriting for unsecured assets. Prior to joining Balbec, Mr. Wang spent nearly 7 years in numerous software engineering and developer roles. Mr. Wang holds a B.S. in Computer Science from Cornell University and a Master&#8217;s in Quantitative Finance from Rutgers University.”

“Brandon Danzig is a Managing Director, Residential Mortgage at Balbec Capital. Mr. Danzig joined Balbec in 2017 and focuses on U.S. residential mortgage investments. Mr. Danzig holds a B.S. in Electrical Engineering with highest honor from the Georgia Institute of Technology.”

“Brett Niehaus is a Managing Director and serves as Chief Corporate and Compliance Officer of Balbec Capital. In this role, he acts as a trusted advisor to the partnership—driving strategic initiatives, managing cross-functional priorities, and promoting organizational alignment across the firm. He also oversees Balbec&#8217;s brand, public image, and market presence. In addition, Mr. Niehaus leads the firm&#8217;s global compliance program and is responsible for all regulatory matters. Prior to joining Balbec in 2020, Mr. Niehaus was a Senior Principal Consultant and Diversified Financial Practice Specialist at ACA Group. In this capacity, he advised a wide range of leading private fund managers and global asset managers on complex regulatory matters and compliance frameworks. He also helped lead business development efforts, playing a key role in expanding client relationships and supporting strategic growth. Mr. Niehaus holds a B.S. in Finance from the University of Scranton, where he was a member of the Business Leadership Honors Program.”

“Brian Simon is the Managing Director of Bungalow Funding, Balbec&#8217;s affiliated Mortgage Servicing Rights platform. Mr. Simon joined the firm in 2023 and is responsible for leading and managing all Mortgage Servicing Rights activities. Brian has over 20 years of executive mortgage banking experience, having held the roles of COO at Freedom Mortgage, CEO of Caliber Home Loans and COO of New Penn Financial. Mr. Simon holds a B.S Degree from Temple University, as well as being accredited as a Certified Mortgage Banker and Mortgage Servicer from the Mortgage Bankers Association.”

“Bruce Rodio is a Managing Director at Balbec Capital. Mr. Rodio joined Balbec in 2023 as a member of the firm’s Capital Formation Group and has over 30 years of industry experience. Prior to Balbec, Mr. Rodio worked at Waterfall Asset Management, Aberdeen Asset Management, and Morgan Stanley Investment Management, and the Arden Group in senior business development and investor relations/product specialist roles. He also worked at Willis Towers Watson as a Senior Investment Consultant on the OCIO team and at Morgan Stanley and Credit Suisse in institutional fixed income sales. Mr. Rodio holds a B.S. in Economics and an M.B.A. in Finance from the Wharton School of the University of Pennsylvania.”

“Bryan Penland is the Director of Corporate Accounting at Balbec Capital, where he is responsible for overseeing accounting, finance, and reporting for the management company. Mr. Penland joined Balbec in 2025, bringing with him 12+ years of finance and accounting experience. Prior to Balbec, Mr. Penland was the Director of Financial Planning & Analysis (FP&A) at Norstella, leading efforts in budgeting, forecasting, and internal financial reporting. His career also includes finance leadership positions at Presidio and Cox Media Group. Additionally, he began his professional career as an Auditor at Ernst & Young in Atlanta. Mr. Penland holds a B.B.A. in Accounting and a MAcc from the University of Georgia. He is a Certified Public Accountant (CPA) licensed in Georgia.”

“Charles Rusbasan is a Founder and the Executive Chairman of Balbec Capital. In 1992, after managing product development and systems units at Mellon Bank and Chemical Bank, he joined Bear Stearns to found Max Recovery, the first institutional purchaser of Insolvent Consumer assets. During the ensuing 16 years Mr. Rusbasan built Max Recovery into one of the most profitable proprietary trading desks at the firm, directing the investment of over $3 billion of proprietary capital. After building a substantial business during the 1990’s, in 2000 he successfully expanded into the UK, Europe and Asia/Pacific. Subsequent to his departure from Bear Stearns’ successor JPMorgan in 2009, he started Balbec Capital with the other founding partners. Mr. Rusbasan holds a B.A. in Economics from the University of Pittsburgh and an MBA from Columbia University. He is a member of the Economic Club of New York, serves on the Executive Board of the Program for Financial Studies at Columbia Business School and is active in the Royal Institute of International Affairs. In addition to his investment management activities, Mr. Rusbasan is involved with various organizations related to land conservation and international affairs.”

“Chris Kattan is Head of European Mortgage Acquisitions at Balbec, focusing on sourcing, acquisitions, deal structuring and portfolio management functions in Continental Europe. He joined Balbec in June 2017. Prior to Balbec, Mr. Kattan was a Trader at Axa Investment Managers. At Axa, he focused on sourcing and executing fund investments in the secondary market, including structured products, catastrophe bonds (“CAT bonds”), and insurance-linked securities. Prior to his role on the trading desk, Mr. Kattan was responsible for analyzing and supporting US and European securitization positions. Prior to Axa, Mr. Kattan worked for GE Capital in their Financial Management Program. Mr. Kattan has a Double Masters in Financial Markets from ESSCA and in Engineering in Data Processing from ESEO. He also holds the AMF certification from 2015.”

“Christina Houghton is Balbec Capital&#8217;s Chief Financial Officer and a Partner of the firm. Ms. Houghton is responsible for all accounting, finance, and administration for Balbec, including fund and corporate accounting, treasury, tax, and FP&A for the firm. Ms. Houghton joined Balbec in 2022 as Deputy Chief Financial Officer, bringing over 18 years of industry experience. Prior to Balbec, Ms. Houghton was the Chief Financial Officer at CapitalSpring, a $2 billion asset manager that invests in both private equity and private credit. Prior to CapitalSpring, Ms. Houghton held various roles at American Capital and Apollo Global Management. Ms. Houghton began her career in the assurance practice at PricewaterhouseCoopers. Ms. Houghton graduated summa cum laude from the University of Richmond with a B.S. in Business Administration, concentration in Accounting.”

“Balbec Capital LP 90 Park Avenue, 22nd Floor New York, NY 10016 contact@balbec.com +1 (646) 588-2825”

“Balbec Capital LP 90 Park Avenue, 22nd Floor New York, NY 10016 contact@balbec.com +1 (646) 588-2825 © 2026 Balbec Capital. All rights reserved.”