✦ Source ledger
983 lenders · 2891 sourcesEvery source is registered before a crawl is allowed.Lender intelligence
Program workspace
Published lender terms, organized into evidence-backed records—not live quotes or underwriting guidance.
✦ Evidence coverage
5368 captured citationsEach structured field keeps a direct source excerpt.✦ Review queue
1348 indexed · 12 approved · 6940 pendingHuman approval remains required before publication.1276–1300 of 1365 matching programs
Open verified JSON ↗commercial real estate
Commercial Real Estate
Your Southeast Michigan Community Bank · indexed
- geography
- local business
- loan purpose
- expand your business, refinance a property, or remodel an existing facility
- property types
- warehouse or retail space
Evidence
“A commercial real estate loan from us can offer you the support you need to expand your business, refinance a property, or remodel an existing facility.”
Commercial Real Estate Loans | Bank Michigan ↗commercial real estate
What You Can Do with Our Business Real Estate Loan Options
Your Southeast Michigan Community Bank · indexed
- amortization
- longer amortization solutions for up to 20 years
- geography
- throughout Michigan
- loan purpose
- Expand Your Business
- pricing
- competitive fixed rates for up to 10 years
- property types
- Medical offices Cannabis-related real estate Student housing (Ann Arbor market) Apartment rentals Retail spaces
Evidence
“Bank Michigan makes commercial real estate lending easy. Learn more about how our commercial loans can help you with your investment real estate and commercial property financing needs.”
Commercial Real Estate Loans | Bank Michigan ↗Commercial real estate bridge and construction lending
LOAN PROGRAM
agpcapital.com · indexed
- geography
- throughout the western and mountain regions of the U.S.
- loan amount
- $5 million to $30 million financings
- loan purpose
- commercial real estate and construction loans
- sponsor requirements
- experienced real estate investors and developers with successful track records
Evidence
“As a private bridge lender, we are flexible to structure loan transactions that make sense for both us and the borrower.”
AGP Capital – A direct commercial real estate bridge and construction lender. ↗commercial real estate lending
Commercial property loans
aquesta.com · indexed
- property types
- facilities
Evidence
“Commercial property loans: Buy, refinance, or leverage your equity.”
Real Estate Lending | Commercial Property Loans ↗commercial real estate
Bridge Loan
avanacapital.com · indexed
- loan purpose
- bridge the gap between transactions or support property transitions until permanent financing is secured
- term
- Short-term
Evidence
“Short-term funding to bridge the gap between transactions or support property transitions until permanent financing is secured”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial_real_estate_lending
Bridge To Permanent Refinance
avanacapital.com · indexed
- dscr
- $725,000 ÷ $584,352 = 1.24x ✓ Non-recourse Cash-out at refi: $8,250,000 − $6,562,500 − $150,000 (closing) = $1,537,500
- loan purpose
- Acquisition Construction Refinance Who We Work With Borrowers Brokers Investors Indian Hoteliers Eligibility Guidelines Resources Success Stories News & Events Company About Us Team Partnerships Social Impact Avana Capital In The Community © 2026 Avana Capital Terms & Conditions Privacy Policy Disclosures
- ltv
- – Material underperformance (e.g., 78% occupancy vs. 92% projected): perm refi may not appraise; sponsor cashes in additional equity or extends bridge The risk of stabilization underperformance is the central risk of bridge financing. Sponsors who underwrite bridge pro forma conservatively typically avoid this scenario.
- property types
- Hospitality Industrial Manufacturing Medical Office Mixed-Use Owner-Occupied Multi-Family Restaurant Retail Self-Storage Warehouse By
- recourse
- typical Often value-add / stabilization business plans The bridge isn’t designed to be a long-term hold structure. It’s designed to fund the acquisition + value-add period, then refinance into permanent debt that’s better-suited for long-term ownership. When a sponsor acquires a $10M property with bridge financing, the plan from day one typically includes the bridge-to-perm refi at month 12–24. Borrowers who acquire with bridge but don’t plan the refi exit end up paying bridge rates indefinitely — material economic damage on properties planned for 5–10 year holds.
Evidence
“Four products dominate: agency multifamily (Fannie Mae DUS, Freddie Mac, HUD) for stabilized multifamily 5+ units — typically the best path; conventional bank CRE for non-multifamily stabilized property; SBA 504 Debt Refinance for owner-occupied; life insurance company for trophy assets $20M+.”
Bridge-to-Permanent Refinance: Converting Bridge Loans into Long-Term CRE Debt | Avana Capital ↗commercial real estate
Construction Loan
avanacapital.com · indexed
- loan purpose
- ground-up developments, brand conversions, or major property improvements
Evidence
“Flexible capital for ground-up developments, brand conversions, or major property improvements”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial real estate
Conventional Term Loan
avanacapital.com · indexed
- loan purpose
- acquisition, refinancing, or property enhancements
- term
- Long-term
Evidence
“Long-term financing for stabilized assets. Ideal for acquisition, refinancing, or property enhancements”
Commercial Real Estate Loans | Hotel Loans | AVANA Capital ↗commercial_real_estate_lending
SBA 504 Loan
avanacapital.com · indexed
- amortization
- Up to $13 million Up to 65%
- fees
- 1.0% to 2.0% 2.65% *
- loan amount
- Interest Rates
- ltv
- (up to 90%), Long-Term CRE loans for Owner Occupied properties to support small businesses Partner with SBA 504 experts who’ve closed over $5B in deals. We guide entrepreneurs and brokers through every step—eligibility, structuring, underwriting, and closing—so you move from application to funding with confidence. Loan Terms AVANA Companies SBA Debenture Up to $20 million total project size Target
- prepayment
- Hotels: 5% to 1% declining penalty. Others: No penalty Declining prepayment penalty Note: ^ Refer to avanacompanies.com/sba-504-loans/ for latest rates; ** Subject to lender conditions; * Includes SBA guarantee, CDC processing, funding & underwriting fees, financed into the SBA debenture SBA 504 Solutions Backed by Deep Lending Expertise Max Loan-to-Value (LTV) Minimum Debt Service Coverage Ratio (DSCR) Minimum FICO Score Personal
- property types
- Loan Size Interest Rates
- recourse
- Credit Guidelines Up to 90% for Generic property types Up to 85% for Special use property types 1.20x for most property types 1.25x for franchised restaurants and hotels 6 80 F ull personal guarantees for all >20% owners Property Acquisition Refinance Company Debt Use of Proceeds Eligible loan purposes include:
- term
- Amortization Up to $13 million Up to 65%
Bridge
Institutional Bridge
avant-capital.com · indexed
- loan amount
- $5MM to $75MM
- loan purpose
- acquiring or recapitalizing transitional properties
- payment structure
- Floating rate loans
- pricing
- Call for current rates
- sponsor requirements
- experienced sponsors
- term
- 12-24 months
Evidence
“Institutional Bridge”
Avant Capital – National commercial short-term lending solutions ↗Note Acquisitions
NPL Acquisitions
avant-capital.com · indexed
- loan amount
- $1MM to $75MM
- loan purpose
- Non-performing note acquisitions
- pricing
- Situational but as high as PAR+
- term
- Up to 3 years
Bridge
Traditional Bridge
avant-capital.com · indexed
- loan amount
- $1MM to $25MM
- loan purpose
- finance special situations, quick closings, property renovation and recapitalizations
- pricing
- Call for current rates
- term
- 12-24 months
Evidence
“Traditional Bridge”
Avant Capital – National commercial short-term lending solutions ↗commercial_mortgage
Commercial Real Estate Loans
ayeee.com · indexed
- loan purpose
- Business Purchases and Refinances
Evidence
“we offer dependable commercial real estate loans structured to fit your needs.”
South Louisiana Bank Commercial Real Estate Loans – South Louisiana Bank ↗commercial real estate
Committed to Your Wine Business
bankofmarin.com · indexed
- loan purpose
- commercial real estate
- property types
- wine-related
Evidence
“If you’re looking for custom financing solutions to help grow your wine business, look no further than the team of industry specialists at Bank of Marin. Our local, expert lenders can provide flexible lending solutions for your wine-related banking needs including vineyard development, construction financing, commercial real estate, and barrel financing.”
Bank Of Marin: Home ↗commercial_real_estate
Commercial Real Estate Loans
bankofromney.net · indexed
- loan purpose
- Purchase of existing commercial property Refinance of commercial real estate Remodel / expand business space Commercial construction financing Real estate development loans
- property types
- office or manufacturing space
- term
- term lengths similar to mortgage accounts
Commercial Real Estate
Investment Real Estate
beacon.bank · indexed
- loan purpose
- acquisition and refinance term loans
- ltc
- funding for new commercial construction, renovation of existing structures and site development
- payment structure
- interest only for the construction period and stabilization
- property types
- Office Industrial Retail Multi-Family Income Producing 1-4 Churches
Evidence
“We provide acquisition and refinance term loans for all major income producing commercial real estate categories including: Office Industrial Retail Multi-Family Income Producing 1-4 Churches”
Investment Real Estate › Beacon Community Bank ↗Commercial Real Estate
Loans Commercial Real Estate
bnbank.bank · indexed
commercial_mortgage
Commercial Mortgages
cayugalakenationalbank.com · indexed
- pricing
- Fixed Interest Rates
- property types
- doctor’s office, service provider, health center, repair shop, rental property, retail store, etc.
Evidence
“A commercial mortgage is a loan secured by commercial real estate, owner occupied and used for business purposes; including doctor’s office, service provider, health center, repair shop, rental property, retail store, etc.”
Commercial Mortgages › Cayuga Lake National Bank ↗commercial real estate
Commercial Real Estate
cbofr.com · indexed
Evidence
“Commercial Real Estate”
Citizens Bank of Rogersville, CBOFR, Banking Rogersville Missouri, Rogersville Bank ↗commercial_real_estate
Commercial Real Estate
cbt-co.com · indexed
- loan purpose
- acquisition, development, construction and improvement of commercial real estate properties
- property types
- commercial real estate properties
- term
- longer-term
Evidence
“Commercial Real Estate To provide longer-term funds for acquisition, development, construction and improvement of commercial real estate properties”
Construction Loans : Citizens Bank & Trust Co. ↗Construction
Construction Loans
cfbankco.com · indexed
- loan purpose
- construction project
- property types
- new commercial property
Evidence
“Our construction loans are designed with your project’s success in mind, offering the flexibility, expertise, and support you need every step of the way.”
Construction Loans – Community First Banking Co ↗Bridge
Commercial Bridge Loans
cornerstonecommerciallending.com · indexed
- loan purpose
- provide a short-term bridge loan, which will be paid back when the senior loan closes
- term
- short-term bridge loan
commercial_real_estate
Commercial Real Estate
cumberlandfederal.com · indexed
Commercial Bridge Loans
Commercial Bridge Loans
enactpartners.com · indexed
- loan purpose
- property acquisitions, refinancing, renovations, or stabilization of commercial real estate projects
- property types
- commercial real estate projects
- sponsor requirements
- business purpose loans
- term
- short-term durations, ranging from a few months to a couple of years
commercial real estate
Commercial Mortgages
essex.bank · indexed
- loan purpose
- purchase or refinance
- property types
- owner-occupied or income-producing properties
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