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“Get the financing to pay for it with help from your hometown bank.”

“Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Quick, local decision-making and processing Attentive, friendly service from start to finish”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

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“With decades of mortgage banker finance experience, Bank of the Sierra offers personal community bank service with flexible national capabilities. We specialize in residential mortgage warehouse facilities from $3 million to $50 million for start-up correspondents, broker-to-banker transition, non-delegated correspondents, delegated correspondents with hedged production, and institutional residential mortgage funds. Features include:”

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“Open An Account Personal Business Apply For A Loan Personal Business Call 1-888-454-BANK Find a Location Send a Message Order Checks Personal Business Learn Our Story Login / Enroll Learn Calculators Money Management Tools Education Disclosures Security”

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“Open An Account Personal Business Apply For A Loan Personal Business Call 1-888-454-BANK Find a Location Send a Message Order Checks Personal Business Learn Our Story Login / Enroll Generic selectors Exact matches only Search in title Search in content Post Type Selectors Personal Business Learn Our Story Login / Enroll Personal Business Online Banking Login Online Banking Enrollment Credit Card Account Access Complete Your Loan Application User ID Don’t have a User ID? Create one here. Forgot User ID or Password? Go Go Don’t have a User ID? Create one here. Forgot User ID or Password? Go Go Please Make Your Selection Commercial Banking Online Login Business Banking Online Login Credit Card Account Access Forgot Password? Go Forgot Password? Go Don’t have a User ID? Create one here. Forgot User ID or Password? Go LOGIN Personal Checking Impact Checking Essential Checking Growth Checking Saving & Investing Personal Savings Sierra High-Yield Savings Christmas Club Minor Savings Money Market Account Individual Retirement Account Certificates of Deposit ICS & CDARS Health Savings Account Loans & Credit Cards Sierra Reserve Lines of Credit Credit Cards Tools & Services Mobile Wallets Money Manager Lost or Stolen Cards eStatements Online & Mobile Banking Online Banking Online Bill Pay Mobile Banking Business Checking Business Impact Checking Performance Checking Non-Profit Checking Sierra Business Analysis Checking MSB Checking Saving & Investing Sierra Platinum Sweep Sierra Business Savings Sierra High-Yield Savings Business Money Market Account Business Certificates of Deposit ICS & CDARS Loans & Credit Cards Small Business Lending Business Credit Cards Commercial Lending Mortgage Banking Finance Real Estate Industries Business & Commercial Banking Sierra Business Banking Services Sierra Commercial Banking Services Tools & Services Merchant Solutions Lost or Stolen Cards eStatements Learn Calculators Money Management Tools Education Disclosures Security Our Story About Us Our Roots President’s Message Careers Leadership Investor Relations Contact Us Community Blog News & Press Releases Red Cross Sierra Grant Program Call 1-888-454-BANK Find a Location Send a Message Order Checks Stay diligent. Learn how to handle suspicious communications and fight fraud. Click for details . ×”

“Get the resources you need as an independent mortgage banker. Other features of our mortgage warehouse lending program include: Up to 98% of investor purchase price for non-delegated transactions Up to 100% of note amount for delegated transactions Proven, secure technology offering single and bulk uploads that interfaces with many loan origination systems”

“Count on exceptional service from a team that understands your goals as a mortgage banker – along with the stability of a bank that has served its communities for decades. Mike Foulger Relationship Manager Mortgage Banker Finance 559-791-4484 mfoulger@BankoftheSierra.com Theo Hatch Relationship Manager Banker Finance 559-791-4485 thatch@BankoftheSierra.com”

“Serve more borrowers. As a trusted mortgage asset finance partner, we’re ready to help. Get In Touch Learn More”

“Serve more borrowers. As a trusted mortgage asset finance partner, we’re ready to help. Get In Touch Learn More”

“Bank of the Sierra’s residential mortgage finance facilities are available to mortgage companies throughout the country that meet these eligibility requirements: Senior management mortgage experience of at least three years Minimum capital of $100,000 Maximum leverage ratio of 15:1 Owners’ personal guarantees Want specifics? Provide two years’ financials and current year-to-date financials. We will generate a term sheet customized for your business to start the discussion.”

“Commercial Real Estate Loans”

“Construction Loans”

“Locations & Hours Contact Us Loans Lost or Stolen Card Services”

“Deposit Insurance Disclosure Customer Notice & Disclosures SBA Preferred Loans Terms of Use USA Patriot Act”

“$32,000,000 Bridge Loan Jul 2025”

“$40,000,000 Construction Loan Jun 2025”

“$36,000,000 Construction Loan Stifel Led Facility Oct 2024”

“$35,000,000 Construction Loan Stifel Led Facility Dec 2024”

“$11,000,000 Construction Loan Dec 2023”

“$35,000,000 Construction Loan Jul 2025”