Program workspace

“Workforce Housing Preservation Borrower-led rent preservation to provide attainable housing for middle-income residents A B O U T Workforce Housing Preservation is ideal for borrowers who want to provide a private sector approach to help solve the affordable housing crisis through voluntary rent restrictions. By preserving rents at workforce housing properties , you’re supporting tenants with modest- to-low incomes, commonly referred to as the “missing middle” who are typically cost- burdened and underserved. In the loan documents, borrowers agree to rental restrictions on units affordable to ”

“Green Financing”

“800.ARBOR.10 | arbor.com Long-Term, Non-Recourse Healthcare Acquisition & Refinancing Loans FHA 232 Pursuant to 223(f)”

“Larger Loan Programs”

“The small multifamily sector entered 2026 on a strong note, even as lending conditions remained shaped by persistently high interest rates and regulatory uncertainties. LOAD MORE --> / Prev Next General: 800.ARBOR.10 | Financing: 833.578.7554 | Servicing: 877.952.7267 Request a Quote Office Locations Careers Alex Login About Our Brand Our Responsibility Executive Team Management Team Senior Team Originations Team Careers In-House Loan Servicing Loan Programs Fannie Mae Freddie Mac Bridge Small Loans Arbor Private Construction Arbor Private Label Affordable Housing FHA Multifamily Single-Family”

“SFR”

“The small multifamily sector entered 2026 on a strong note, even as lending conditions remained shaped by persistently high interest rates and regulatory uncertainties. LOAD MORE --> / Prev Next General: 800.ARBOR.10 | Financing: 833.578.7554 | Servicing: 877.952.7267 Request a Quote Office Locations Careers Alex Login About Our Brand Our Responsibility Executive Team Management Team Senior Team Originations Team Careers In-House Loan Servicing Loan Programs Fannie Mae Freddie Mac Bridge Small Loans Arbor Private Construction Arbor Private Label Affordable Housing FHA Multifamily Single-Family”

“800.ARBOR.10 | arbor.com Seniors Housing/ Healthcare Offering Fannie Mae, Freddie Mac and FHA financing, Arbor has the comprehensive seniors housing and healthcare finance solutions you require SENIORS HOUSING & HEALTHCARE Fannie Mae Freddie Mac Small Loan Green Bridge Seniors Housing & Healthcare”

“V010325 arbor.com | 800.ARBOR.10 Single-Family Rental (SFR) Bridge Financing Arbor offers customized loan solutions for your bridge-to-permanent financing needs.* Eligible Property Types Portfolios and rental communities (minimum of 5 units per loan) comprised of: • Single-family homes • Townhomes • Row homes • Condos • 2- to 20-unit multifamily properties • No owner-occupied units Eligible Locations All states, except for Nevada Eligible Borrower Newly formed, single-purpose, bankruptcy-remote Delaware LLC Loan Term 12-30 months Minimum Loan Amount $5M Interest Rate Floating Maximum LTC and L”

“V010325 arbor.com | 800.ARBOR.10 Single-Family Rental (SFR) Fixed-Rate Term Financing Arbor offers flexible permanent financing solutions for long-term stabilized rental income.* Eligible Property Types Portfolios (minimum of 5 units per loan) of: • Single-family homes • Townhomes • Row homes • Condos • 2- to 20-unit multifamily properties • No owner-occupied units Eligible Locations All states, except for Nevada Eligible Borrower Newly formed, single-purpose, bankruptcy-remote Delaware LLC Loan Term 5, 7, and 10-year Minimum Loan Amount $1.5M Maximum LTV 75% (30-year amortizing); 70% (full-te”

“V010325 arbor.com | 800.ARBOR.10 Single-Family Rental (SFR) Lines of Credit Arbor offers flexible solutions customized for your portfolio aggregation and bridge-to-permanent financing needs.* Eligible Property Types • Single-family homes • Townhomes • Row homes • Condos • 2- to 20-unit multifamily properties • No owner-occupied units Eligible Locations All states, except for Nevada Eligible Borrower Newly formed, single-purpose, bankruptcy-remote Delaware LLC Facility Purpose Ongoing acquisition of properties (occupied, vacant, or with rehab components) Facility Term 18 to 36 months Minimum Fa”

“The small multifamily sector entered 2026 on a strong note, even as lending conditions remained shaped by persistently high interest rates and regulatory uncertainties. LOAD MORE --> / Prev Next General: 800.ARBOR.10 | Financing: 833.578.7554 | Servicing: 877.952.7267 Request a Quote Office Locations Careers Alex Login About Our Brand Our Responsibility Executive Team Management Team Senior Team Originations Team Careers In-House Loan Servicing Loan Programs Fannie Mae Freddie Mac Bridge Small Loans Arbor Private Construction Arbor Private Label Affordable Housing FHA Multifamily Single-Family”

“--> Small Loans ($9M Maximum) Market-leading terms: 1.20 DSCR, 80% LTV and incredibly low interest rates Reduced documentation requirements and rapid closings Personalized, one-on-one service, from your dedicated loan originator through your dedicated loan servicing portfolio manager Certainty of execution with the most tenured multifamily small loan lender in the business Confidence in our strength as one of only a select few lenders offering Freddie Mac and Fannie Mae small loans nationwide A repeat top 3 Freddie Mac Small Balance Loan lender and top 5 Fannie Mae Small Loans lender View deta”

“Small Loans”

“800.ARBOR.10 | arbor.com As the need for affordable workforce housing continues to grow, Fannie Mae is developing creative solutions to expand affordability and increase workforce housing renter accessibility. As a leading Fannie Mae DUS ® lender, Arbor now offers this financing to our partners. Sponsor-Dedicated Workforce (SDW) Housing is designed for conventional properties and provides sponsors with a minimum of 20% of the units affordable to renters earning 80% of come (AMI) for the life of the loan. In certain high-cost markets, sponsors can create or preserve a minimum of 20% of rents af”

“Structured Financing Bridge”

“Structured Financing Mezzanine”

“Structured Financing Preferred Equity”

“Workforce Housing Financing”

“Workforce Housing Preservation”

“Bridge, Construction, and Renovation Loans”

“Apply for a commercial mortgage today.”

“Multifamily Housing Loans for apartment buildings and multi-unit residential properties”

“Short Term Loans Lines of Credit Equipment Lines of Credit Term Loans Commercial Mortgages Construction Loans Letters of Credit”

“Construction Loans”