Program workspace

“Construction”

“Take out a commercial real estate loan to cover several needs: Purchase or refinance Purchase or refinance rental income properties Expansion Construction Renovation Business acquisitions And More... Competitive rates Repayment terms customized to fit your business's unique needs Decision-making and processing are handled right here in Southeast Missouri Personalized service every step of the way More to explore Community Outreach IRAs”

“Competitive rates Flexible terms Loan processing”

“Take out a commercial real estate loan to cover several needs: Purchase or refinance”

“Our friendly lenders are just around the corner to help with your real estate needs. Apply For a Loan Now”

“Target loan size $10M-$60M+ Loan term 1-3 years Overview BWE’s bridge-to-agency product, through a national life insurance partner, provides non-recourse financing for lease-up, transitional, light value-add, and opportunistic transactions for conventional multifamily apartment properties. Servicing and asset management by BWE.”

“Multifamily Student housing Active adult Find the right expert for your real estate needs Find a representative View recent transactions Connect with us: Solutions Servicing Investment sales Insights Overview Capital Markets Market rates Affordable housing rates Press releases Company About Careers Employee experience Leadership Legal Disclaimer Privacy policy CCPA policy Cookie policy Terms of use © 2024 BWE”

“Life company Fannie Mae Freddie Mac Bank CMBS FHA USDA Direct bond purchase Debt fund Structured finance Bridge-to-agency”

“Non-recourse with standard carve out provisions Stabilize through lease-up or reposition assets through stabilization for qualified sponsors Competitive spread over one-month term SOFR Flexible terms up to five years including extensions $10MM-$60MM target with larger sizes considered Interest carry reserve available Fees: standard origination, processing, and exit fees with ability to waive exit fee if refinanced by BWE Minimum interest/prepayment – flexible tied to borrower strategy and stabilization”

“Ideal for purchasing, refinancing, or improving a commercial real estate property*”

“Key Features Competitive Rates Flexible Terms Local Decisions Request Info Details Ideal for purchasing, refinancing, or improving a commercial real estate property* Choice of fixed or variable interest rate Choose from terms up to 7 years, with amortizations up to 30 years Borrow up to 70% of the appraised value of the property for owner-occupied and investment real estate Lending professionals with working knowledge of the local real estate market Streamlined service from start to finish Fast decisions made here in Chicago For more information on any of our commercial lending products, please call us at: 773-413-1965 Request Info Share Print *All credit products are subject to an approved credit application. Privacy Policy USA Patriot Act Terms of Use Educational Resources Careers Security Newsletters Switch Kit Financial Calculators AudioEye Accessibility Reorder Checks Facebook X LinkedIn Instagram © 2026 Belmont Bank and Trust. Portions Copyright © Kasasa, Ltd. All rights reserved.”

“Build It Green Built It Green New Home Multifamily Certification”

“Banks and investors collectively have immense power. By guiding our resources toward green initiatives, we can mitigate the effects of the climate crisis and heal the planet. At Beneficial State Bank, we use our lending power to fund clean, renewable energy as well as the environmental sustainability sector more broadly. Our clients include environmental advocates, eco-friendly producers, green building professionals, conservation groups, and environmental education programs. Renewable energy investments continue providing community benefits long after the loan is paid off. Kailash Ecovillage , an intentional and sustainable community in SE Portland, Oregon.”

“Construction lending may be available”

“Environmental impact has been central to our mission since our founding in 2007. In 2019, we formed our Earth Services team to advance our existing environmental lending practice. Our team is passionate about finding financing solutions that help our commercial banking clients and mitigate the impacts of climate change. We have an important role to play in providing loans that finance clean energy projects, net-zero building construction, and environmentally focused nonprofit organizations. Connect With Our Team”

“Green Building Initiative Green Globes Multifamily Performance Plus for New and Existing Buildings”

“Loan amortization of up to 35 years for multifamily properties and up to 30 years for other commercial properties”

“LTV ratio up to 80% and LTC ratio up to 85% for Green Building Certified real estate properties Loan amortization of up to 35 years for multifamily properties and up to 30 years for other commercial properties Competitive fixed rates Efficient underwriting and closing Construction lending may be available We offer a range of supportive banking services to meet your needs. See our full set of business and nonprofit products and services. The Bullitt Center building in Seattle, Washington has been called the "greenest commercial building in the world." We're proud that our Seattle branch is housed in the Bullitt Center.”

“U.S. EPA – Energy Star Certified Multifamily”

“US Green Building Council LEED Building Design and Construction”

“As Freddie Mac’s #1 Optigo® Lender and Fannie Mae’s #2 DUS Producer, Berkadia Small Loans is skilled in navigating GSE programs to find the best loan executions for our clients. Though the lending landscape continues to evolve, agency small loan executions remain one of the best options for investors who recognize the value of optionality and take advantage of rate locking. Read More “ Berkadia is a top multifamily lender because we’re experts in our domain. Whether it’s small loan agency lending, FHA/HUD financing or affordable housing, no one has more knowledge, experience, or ability to execute than we do. It enables us to provide best-in-class financing for clients no matter what they are doing in the multifamily space.” Robert Doxsee Managing Director Learn More, Download our Brochure”

“Seattle, WA Freddie Mac SBL $ 5.78 million Multifamily Refinance”

“BERKADIA IS THE #1 FREDDIE MAC OPTIGO® LENDER AND A TOP DUS PRODUCER FOR FANNIE MAE SMALL LOANS. OUR DEEP TIES TO A BROAD RANGE OF CAPITAL SOURCES INCREASE BUYERS’ OPTIONS AND FLEXIBILITY. SUBMIT YOUR INFORMATION TO GET A QUOTE FROM ONE OF OUR SMALL LOANS EXPERTS. Get a Quote”

“Renton, WA Freddie Mac SBL $ 4.7 9 million Multifamily Refinanced”

“Bellevue, WA Fannie Mae SBL $7.97 million Multifamily Acquisition”