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“Competitive rates for many short-term or one-time needs! home equity line of credit Annual Percentage Rate as low as 6.25% lot loans Annual Percentage Rate as low as 4.75% auto loans Annual Percentage Rate as low as 3.99% visa platinum credit card Annual Percentage Rate as low as 12.24%”

“You've been added to our list! We appreciate your interest. Got it What Suits You Best? Compare Our Accounts! All accounts include a free Visa ® Debit Card . Open your account online in minutes, with a $10 deposit. Personal Checking Ready to Help Your Business Grow. Look no further – helping businesses succeed is what we do. Our team is ready to give you personalized attention. Business Loans Earn Rewards When You Use Your Card. Earn 1 point per $2.00 each time you use your card and sign for your purchases. uchoose rewards Play Secondary Area Slider/Pause Secondary Area Slider Back to the top Chessie Federal Credit Union Routing # 252177150 Phone # 301-777-1781 Download on the Google Play Store Download on the Apple App Store Facebook Instagram LinkedIn Quick Links TruStage Insurance Careers Become a Member Fine Print Privacy Policy Mobile Privacy Policy Fee Schedule MLA Disclosure © Chessie Federal Credit Union NCUA Equal Housing Lender”

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“TERM RATE AS LOW AS APR * 5 year ARM 5.625% 6.401% Investment/Rental – 5 Year ARM² 6.500% 6.861% First Time Homebuyer – 5 Year ARM³ 6.500% 6.977% 1 year ARM N/A N/A 3 year ARM N/A N/A 7 year ARM N/A N/A * APR= Annual Percentage Rate 1. Adjustable Rate Mortgages (ARMs) Up to 90% Loan-to-value (LTV). As low as rates (APR) assumption is based upon $185,000 loan amount, 80% LTV or less, and representative credit score of 760+. APR may vary depending on the final loan amount and finance charges. Rates adjust on a semiannual (every 6 months) basis after initial/introductory rate period (1, 3, 5, or 7 years). The index for ARMs is the 30-day Average SOFR. APR will never go below the Margin. All ARMs have a 5% lifetime cap above the initial rate. The 3/6-month and 5/6-month can adjust 2% after the initial/introductory rate period; Then a minimum/maximum adjustment of 1% per adjustment period. 7/6-month can adjust 5% after the initial/introductory rate period; Then a minimum/maximum adjustment of 1% per adjustment period. Private Mortgage Insurance (PMI) may be required. 2. Available for rental properties comprising 1 – 4 units. Loan agreement include 15-year balloon payment. 3. Must meet First Time Homebuyer (FTHB) qualifications. FTHB loan programs require an escrow account be set up for Property Taxes and Homeowner's Insurance. Please contact our mortgage origination team for more details.”

“Use your current home’s equity for a new down payment Buy your next home before selling your existing one Make interest-only payments during the transition period Details Calculators With a Bridge Loan, the equity is used as a down payment (collateral) for the new home you are buying or building. Once you have acquired your loan, you will have the option to make interest only payments for up to 12 months, or until you close on your new home. At this point, the bridge loan is refinanced and converted into a permanent mortgage for your new home. Because the loan term is 12 months, we do not offer escrow for taxes and insurance on bridge loans. We are happy to set up an escrow account when you refinance your new home. In the meantime, insurance and taxes will need to be paid when they are due. Provides short-term financing to bridge your home purchase Use equity from your current home as collateral Apply equity toward a down payment on your new home Make interest-only payments for up to 12 months Refinances into a permanent mortgage after purchase Helps you buy before selling your current home Supports a smoother transition between homes Offers flexible underwriting for transitional needs No escrow during term; taxes and insurance paid separately If you have more questions, schedule an appointment with a member of our lending team. View Document Checklist {{ simple-loan-calc }} Apply Now Have Questions? Kasasa Cash Calculator Disclaimer Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards. What is your average checking account balance? $ What funds from other accounts could you add to earn more money? $ How many times a month do you use another financial institution's ATM?** # Estimated Annual Rewards $0 Estimated monthly interest earned* $0 Monthly ATM fees refunded** $0 Learn More Questions *Qualifications, limits and other requirements may apply. See details for more info. **The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25 . Buy vs. Lease Calculator Disclaimer This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios. 1. Vehicle Info What is the purchase price? $ What is your down payment/trade-in value? $ What is the sales tax rate? % 2. Loan Details What is the interest rate? % How long is the loan term (in months)? # Any other fees ? $ Annual depreciation % 3. Lease Details What is the interest rate? % How long is the lease term (in months)? # Additional fees $ What is the lease residual value ? % Net cost of buying $0 Net cost of leasing $0 Learn More Questions CD Calculator Disclaimer A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started. What is your i”

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“Conventional Auto Loans – Used LOAN TYPE Up to 54 months (With Autopay Discount) 55 – 66 months (With Autopay Discount) 67 – 78¹ months (With Autopay Discount) 79 – 84² months (With Autopay Discount) 2025 – Newer 5.240% APR * 5.490% APR * 5.740% APR * 6.240% APR * * APR = Annual Percentage Rate. As low as rate based on 760+ Credit Score and Auto Pay. Floor rate of 5.240%. Additional Discounts Available. 1. 67 – 75 mos available for loans >$20K / 2. 76 – 84 mos available for loans >$25K”

“LOAN TYPE Up to 54 months (With Autopay Discount) 55 – 66 months (With Autopay Discount) 67 – 78¹ months (With Autopay Discount) 79 – 84² months (With Autopay Discount) Up to 63 months (With Autopay Discount) 2024 – Newer 5.490% APR * 5.740% APR * 5.990% APR * 6.490% APR * N/A 2023 – 2020 5.990% APR * 6.240% APR * 6.490% APR * 6.990% APR * N/A 2019 & Older N/A N/A N/A N/A 7.240% APR * * APR = Annual Percentage Rate. As low as rate based on 760+ Credit Score and Auto Pay. Floor rate of 5.240%. Additional Discounts Available. 1. 67 – 75 mos available for loans >$20K / 2. 76 – 84 mos available for loans >$25K”

“TERMS RATE AS LOW AS APR * 30 year 6.375% 6.407% 20 year 6.375% 6.414% 15 year 5.750% 5.795% 10 year 5.750% 5.812% 7 year N/A N/A 5 year N/A N/A Home Possible² 6.875% 6.907% Investment/Rental³ 7.000% 7.032% * APR= Annual Percentage Rate 1. As low as rates (APR) assumption is based upon $185,000 loan amount, 80% Loan-to-value (LTV) or less, and representative credit score of 760+. APR may vary depending on the final loan amount and finance charges. Rates are subject to change without notice. Minimum loan term is 5 years, Maximum loan term is 30 years. Maximum loan amount of $832,750.00. Maximum LTV of 80% with no cash-out. 2. For qualified loans, rate is based on 80% LTV with no PMI. If LTV is greater than 80%, PMI will be added and APR will increase. 3. Available for rental properties comprising 1 – 4 units.”

“LOAN TYPE Up to 54 months (With Autopay Discount) 55 – 66 months (With Autopay Discount) 67 – 72¹ months (With Autopay Discount) 2025 – Newer 6.240% APR * 6.490% APR * 6.740% APR * * APR = Annual Percentage Rate. As low as rate based on 760+ Credit Score and Auto Pay. Floor rate of 6.240%. Additional Discounts Available 1. 67 – 72 mos available for loans >$20K”

“LOAN TYPE Up to 54 months (With Autopay Discount) 55 – 66 months (With Autopay Discount) 67 – 72¹ months (With Autopay Discount) 2024 – Newer 6.490% APR * 6.740% APR * 6.990% APR * 2023 – 2021 6.990% APR * 7.240% APR * 7.490% APR * * APR = Annual Percentage Rate. As low as rate based on 760+ Credit Score and Auto Pay. Floor rate of 6.240%. Additional Discounts Available 1. 67 – 72 mos available for loans >$20K”

“ACCOUNT TYPE MAXIMUM TERM RATE (APR) * Signature 48 Months As low as 11.490%¹ Signature 60 Months As low as 12.490%¹ Share Secured Loan 60 Months Share rate plus 3.000%² Certificate Secured Loan 60 Months Certificate rate plus 3.000%³ K-12 Tuition Loan 12 Months As low as 9.490% Ready Cash Account 4 Line of credit As low as 11.490% 30/60/90/180 Day Note Up to 180 days As low as 11.490% * APR= Annual Percentage Rate 1. As low as rate based on 760+ Credit Score and Auto pay for max term 2. Maintain a balance in your Main Share savings account that is equal to the balance of your loan. As you pay down the loan, fewer shares are required to be secured. 3. Maximum term available equal to remaining term on certificate securing balance of loan. 4. Rate will vary; $5.00 overdraft transfer fee applies.”

“RATE AS LOW AS 6.250% APR * * APR = Annual Percentage Rate 1. Upon approved credit. As low as rate is based on financing 80% or less CLTV (combined loan to value) and an individual credit score of 760+. The APR is variable and may change quarterly; rate is based upon the Index plus a Margin. Rate cannot increase or decrease by more than 2.00% in each calendar year. Annual Fee: $35.00 each year following the day that your account is established, fee is waived for HELOC in 1st lien position or in which Cinfed holds a 1st lien position on the secured property. Early Termination Fee: If loan is paid and closed within 36 months of being established, You must reimburse the lessor of $115.00 or the actual fees and charges paid by Cinfed on your behalf to third parties in order to establish the line of credit.”

“A bridge loan helps you use your current home’s equity, so you can buy now and sell later. With flexible terms and interest-only payments, it’s a simpler way to transition between homes. Apply Now”

“Provides short-term financing to bridge your home purchase”

“Cirrus Real Estate Partners’ actions are based on the firm’s core values: fair dealing, fiduciary responsibility and mutual respect. Cirrus’ value-based investment approach is grounded in a deep and granular understanding of the base factors which drive real estate performance generated through the 25+ year average commercial real estate and capital markets experience of its partners. This experience spans multiple cycles and includes the origination of over $150 billion of commercial real estate credit products and the investment of over $10 billion of commercial real estate equity. While firmly anchored in long-term real estate fundamentals, Cirrus’ approach is purposefully designed to adapt to the unique characteristics of each investment cycle. Cirrus’ proprietary framework is designed to generate consistent, attractive returns through identifying investments that offer asymmetric risk-return profiles and significant downside protection while integrating direct, active asset management to ensure favorable outcomes for its stakeholders. Elevate Opportunity about © 2023 CIRRUS”

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