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“Working Capital Lines of Credit Equipment and Inventory Loans Commercial Development Loans Commercial Real Estate & Property Loans Rental Property Loans Construction Loans Start-Up Business Loans Agricultural Loans SBA Guarantee Program”

“Senior Vice President, Chief Lending Officer Main Bank location 580-310-4483 Email Caleb NMLS #222727”

“Senior Vice President, Senior Lending Officer Main Bank location 580-310-4412 Email Holly NMLS #952134”

“Do you dream of starting your own business one day? Or are you already running a successful company? Whatever the case, Citizens Bank of Ada wants to help your business dreams come true! Our team of commercial lenders offers competitive interest rates for both short term and long-term financing. We can even customize loans that are specific to your business needs. As a locally owned bank, all lending decisions are made here by our experienced commercial lenders, so you can count on us to provide trustworthy solutions. Apply Now”

“Construction Loans”

“Apply for a loan with Citizens Bank of Georgia. Learn More”

“Residential Construction”

“Our team is dedicated to working with you to find the right banking and lending solution for your unique situation. Contact us to learn more. Contact Us Debit Cards # Checking Accounts # Savings Accounts # Personal Loans # Locations # Routing# 061104929 Phone: 770-886-9500 View Our Locations Get in Touch With Us Contact Us Find a Location Near You Lost or Stolen Cards Resources Financial Calculators Switch Kit Helpful Information Privacy Policy Mobile Banking Privacy Policy Terms of Use FDIC Insurance Disclosures External link to FDIC website External link to equal housing lender website Privacy Policy | Terms of Use | Web Accessibility Guidelines © 2026 Citizens Bank of Georgia. All rights reserved. Financial website created and powered by forbinfi Close Personal Deposit Products Checking Savings Money Market Certificates of Deposit IRAs Back Online Solutions Online Banking Bill Pay Mobile Banking eStatements Back Account Services Telephone Banking Debit Card Additional Services Wire Instructions Back Financial Calculators Order Checks Back Back Business Deposit Products Business Checking Business Savings Business Money Market Certificates of Deposit Back Online Solutions Online Solutions Bill Pay Positive Pay Remote Deposit Capture ACH Origination eStatements Back Account Services Debit Card Telephone Banking Additional Services Wire Instructions Deposit Applications and Forms Financial Calculators Order Checks Back Back Lending Personal Home Equity Personal Loans Construction Loans Personal Line of Credit Back Business Business Loans Commercial Real Estate Residential Construction Lines of Credit Letters of Credit Back Loan Services Loan Application Personal Financial Statement Financial Calculators Wire Instructions Back Back Information About CBGA Mission Statement Letter from the President Senior Management Corporate Directory Disclosures FDIC Insurance Limits CRA Back Connect with Us Job Opportunities Contact Us Locations and Hours Lost or Stolen Cards Secure Upload Community Back Useful Links FAQs Security Center Alerts Switch Kit Wire Instructions FDIC Consumer News Back Back Locations & Hours Contact Us You are now leaving Citizens Bank of Georgia You are leaving our website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from our website. You are leaving our website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use”

“Checking, Deposit, & Liquidity Receivables Payables Data Management Fraud Prevention Business Insights Industry Expertise Zelle® For Small Business Credit, Debit, & Commercial Cards Business Online Banking Merchant Solutions International Services”

“Construction Lending”

“Not Insured By FDIC Or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits Or Obligations May Lose Value var locationsData = [{"lat":25407,"lon":"-122.40350","title":" San Francisco Business Financial Center ","services":[],"location_image":"https:\/\/www.cbbank.com\/wp-content\/uploads\/San-Francisco-v2.jpg","title_string":"San Francisco Business Financial Center","street_address":"120 Kearny Street, Suite 2300","city":"San Francisco","state":"CA","zipcode":"94108","phone":"415.229.8400","tel":"4152298400","fax":"","email":null,"hours":" M-F 10 AM to 5 PM (PT) \n","post_slug":"san-francisco-business-financial-center","managers":" Richard Tong \n Senior Vice President \n Center Manager \n Jackie Madrigal \n Vice President \n Service Manager \n","departments":"","myzipcode":"","isAtmOnly":false},{"lat":25405,"lon":"-122.27290","title":" Oakland Business Financial Center ","services":[],"location_image":"https:\/\/www.cbbank.com\/wp-content\/uploads\/Oakland-BFC-v2.jpg","title_string":"Oakland Business Financial Center","street_address":"1111 Broadway, Suite 1650","city":"Oakland","state":"CA","zipcode":"94607","phone":"510.869.7000","tel":"5108697000","fax":"","email":null,"hours":" M-F 10 AM to 5 PM (PT) \n","post_slug":"oakland-business-financial-center","managers":" Tim White \n Senior Vice President \n Regional Manager \n Christian Munoz \n Assistant Vice President \n Service Manager \n","departments":"","myzipcode":"","isAtmOnly":false},{"lat":25385,"lon":"-122.32510","title":" San Mateo Business Financial Center ","services":[],"location_image":"https:\/\/www.cbbank.com\/wp-content\/uploads\/San-Mateo-BFC-v2.jpg","title_string":"San Mateo Business Financial Center","street_address":"400 S El Camino Real, Suite 150","city":"San Mateo","state":"CA","zipcode":"94402","phone":"650.645.6480","tel":"6506456480","fax":"","email":null,"hours":" M-F 10 AM to 5 PM (PT) \n","post_slug":"san-mateo-business-financial-center","managers":" Doug Stewart \n Senior Vice President \n Center Manager \n Tony Bejarano \n Vice President \n Service Manager \n","departments":"","myzipcode":"","isAtmOnly":false},{"lat":25383,"lon":"-121.65834","title":" Morgan Hill Business Financial Center ","services":[],"location_image":"https:\/\/www.cbbank.com\/wp-content\/uploads\/Morgan-Hill-BFC-v2.jpg","title_string":"Morgan Hill Business Financial Center","street_address":"18625 Sutter Boulevard, Suite 100","city":"Morgan Hill","state":"CA","zipcode":"95037","phone":"408.778.2320","tel":"4087782320","fax":"","email":null,"hours":" M-F 10 AM to 5 PM (PT) \n","post_slug":"morgan-hill-business-financial-center","managers":" Jeff Perkins \n Senior Vice President \n Center Manager \n George Rodriguez \n Vice President \n Service Manager \n","departments":"","myzipcode":"","isAtmOnly":false},{"lat":25380,"lon":"-122.16270","title":" Palo Alto Business Financial Center ","services":[],"location_image":"https:\/\/www.cbbank.com\/wp-content\/uploads\/Palo-Alto-BFC-v2.jp”

“Commercial Lending Revolving Lines of Credit Commercial Real Estate Lending Term Lending Home Lending Construction Lending Asset-Based Lending Small Business Administration Lending Equipment Financing Dairy & Livestock Agricultural Lending C-PACE Financing”

“LogInField Login Forgot ID? --> Banking Business Checking, Deposit, & Liquidity Receivables Payables Data Management Fraud Prevention Business Insights Industry Expertise Zelle® For Small Business Credit, Debit, & Commercial Cards Business Online Banking Merchant Solutions International Services Personal Personal Checking Personal Savings Personal Bill Pay Personal Fraud Prevention Personal Credit & Debit Cards Personal Online Banking Certificate of Deposit (CD) Money Market CDARS ® Retirement Account (IRA) Safe Deposit Box Mobile Banking Health Savings Account (HSA) Zelle® Lending Commercial Lending Revolving Lines of Credit Commercial Real Estate Lending Term Lending Home Lending Construction Lending Asset-Based Lending Small Business Administration Lending Equipment Financing Dairy & Livestock Agricultural Lending C-PACE Financing Investing Investing Asset Management Charitable Services Estate Planning Business & Succession Services Financial Planning Personal Investing Retirement Planning About Us News & Media Relationship Banking Career Opportunities Leadership Team Board of Directors Website Accessibility Vendor Code of Conduct Summary Annual Report Associate Engagement Corporate Social Responsibility Report Investors (opens in new tab) Careers ×”

“Username --> Forgot Password Enroll Other Accounts CIS Credit Card cRewards Mortgage Portal Remote Deposit Secure File Exchange IntraFi- ICS & CDARS”

“Key Features Competitive Rates Flexible Terms Local Decisions Let's Get Started Share Print Benefits Affordably finance a commercial space or property Build your current equity or invest in a new venture Competitive rates for the purchase or refinance of commercial properties Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with working knowledge of the local real estate market Local decisions made here in the Minneapolis area Attentive, friendly service throughout the process Let's Get Started Tools Careers Investments NMLS ID: 662577 Privacy AudioEye Accessibility Online Privacy Routing Number Protect Yourself Signature Cycle Dates”

“Business Business Loans Commercial Real Estate Loans”

“Whether you’re expanding, relocating, or investing in property, our local lenders are ready to help you secure the right financing for your business’s future. At CNB, we know that the right space can help your business grow, serve customers better, and build long-term value. Whether you’re buying your first location, expanding to a new facility, or refinancing your current property, we’re here to help with local decisions, personalized service, and competitive rates tailored for businesses in Central Texas.”

“Local decision-making for faster approvals Personalized service from lenders who know your business Build equity while controlling your costs Key Features Competitive Rates Free Prequalification Local Processing Quick Decisions Loan Features Competitive rates to purchase, refinance, construct, or improve commercial properties for both owner-occupied and investment properties: Refinance your current property to potentially lower your rate Free prequalification available for extra confidence Budget-friendly repayment terms tailored to your business Quick credit decisions by bankers you know and trust Local processing and management of funds Work with lending professionals who understand local real estate standards and practices.”

“VP, Branch Manager hdavid@micsb.com NMLS# 2680917 Try Our Loan Comparison Tools Learn More”

“Lending Commercial Real Estate”

“Financing is constantly changing so contact one of our advisors for a quick analysis to see if you are in the right financial structure for where you are today. Citizens State Bank offers commercial real estate solutions that cater to your needs.”

“Whether you're ready to apply or just have questions, we're here to help! Contact Business Team Apply Business Lending Hub About Us Credit Union Difference Board of Directors Community Impact Deposit Insurance Member Benefits Promotions Resources Accessibility Contact Us Disclosures Forms One-Time Loan Payment Join Us Careers Open Account Apply for a Loan Find a Branch/ATM Curious? Open Account Member Eligibility © 2026 City & County Credit Union | Terms | Privacy | Site Map | Routing #: 296075810 Equal Housing Opportunity | Insured by NCUA”

“Commercial Lending Commercial Real Estate Loans”

“City Bank & Trust Co. makes it simple for you to obtain the money you need to run your business. We offer a variety of credit services including business and agricultural loans, as well as commercial construction and real estate loans. Check us out! We’re sure you will see why our commercial lending customers keep returning to us for their business loans! Whether your business needs a loan to meet short-term obligations, a line of credit for financing working capital, or a long-term loan to purchase vehicles or equipment, we offer the funding to help you succeed! City Bank & Trust Co. has the following business loans available to meet your commercial lending needs: Short-term loans Letters of credit Term loans Revolving lines of credit Small Business Administration loans”

“Construction Loans / Bridge Loans”