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“Competitive rates for the purchase, refinance, or construction, or improvement of commercial properties”

“Competitive rates for the purchase, refinance, or construction, or improvement of commercial properties Available for owner-occupied or investment properties Repayment terms customized to work for your business Commercial lenders with working knowledge of the local real estate market Local decision-making and processing Attentive, friendly service from start to finish Contact a Loan Officer Find A Location Bank Links Routing Number Brochures Incoming Wire Transfer Info CRA Public File Investor Relations Media/Press Releases Tools Financial Calculators QuickBooks/Quicken Support RDC - Deposit Checks Connect Contact Us Locations & Hours Career Opportunities NMLS List Safety Report a Lost or Stolen Card Report Potential Fraud Tips to Safeguard Your Accounts Connect with us Linkedin Facebook Instagram Pinterest Twitter Terms of Use Privacy Policy Security Statement USA PATRIOT Act Affirmative Action/Equal Opportunity Policy © Commercial Bank. All rights reserved. Member FDIC. Equal Housing Lender.”

“Whether you need a flexible business loan, a line of credit, or a streamlined SBA loan, our team builds a financing solution that works for you. Learn More”

“From commercial real estate, equipment and vehicle purchase financing, to business lines of credit, the Commercial Bank of Ozark offers loans structured to meet the needs of small and large businesses. Explore Business Lending”

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“Construction Loans”

“CommStar Credit Union offers a straightforward, easy-to-use Home Equity Line of Credit (HELOC) and flexible, low-rate Home Equity Loan. The application process is a simple click away and only takes a few minutes to apply. HELOC and Home Equity Loans allow your home to work for you. HELOC 5 year, interest only payments. Draws can be taken for 5 years. 10-year repay. Variable rate. Home Equity Loans Terms are 5, 10 or 15 years. Interest-only option. Financing available for up to 100% of your home value. Low fixed rate. APPLY NOW! CommStar Credit Union is an Equal Opportunity Lender NMLS: 408441 Click here to see rates associated with these accounts. Click here to see disclosures associated with these accounts.”

“Home Price Down Payment Loan Term 15 years 20 years 30 years Interest Rate (%) Your estimated monthly payment”

“Upsizing? Downsizing? Looking to buy your first home or build your dream home? We have just the right mortgage or construction loan for you, with low closing costs. Online or in person*, we’re here to help make your dreams of home ownership come true. *Mortgage officer available for appointment. E-mail our mortgage officer Mark Patterson at markp@commstar.org to schedule an appointment today!”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Competitively low rates for your commercial construction project”

“Construction draws applied in stages based on work completed”

“Home Construction Loans”

“Pay off interest quicker; payments are interest-only during construction phase”

“Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage”

“Business Construction & Development”

“Yes, we offer the option to refinance construction loans once your construction project is completed. We can help transition your loan to a long-term mortgage or other financing options that are better suited for ongoing business operations. Speak with our loan officers to explore your refinancing options. About CEO’s Message Bank Officers Convenient Locations Employment Opportunities Personal Current Rates Personal Checking Accounts Savings Accounts Personal Credit Cards Business Business Checking Accounts Business Savings Business and Commercial Lending Business Services Loans Mortgage Loans Home Equity Loans Auto Loans Personal Loans Resources Calculators Digital Banking Services Applications/Forms Contact Us Cookie Preferences View our Privacy Statement . View our Account Disclosures . ©2026 1st National Bank Member FDIC#06646, Equal Housing Lender NMLS#807212 1st National Bank Routing Number 042208006 Design & Hosting By BankSITE® Services Manage Cookie Consent We use cookies to ensure we give you the best experience on our website. If you continue using this site, we will assume you agree with our cookie settings. Not consenting, or withdrawing consent, may adversely affect certain features and functions. Functional Functional Always active The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. Preferences Preferences The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Statistics Statistics The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Marketing Marketing The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Manage options Manage services Manage {vendor_count} vendors Read more about these purposes Accept Deny View preferences Save preferences View preferences {title} {title} {title} Manage consent”

“Commercial real estate developers”

“Competitive Interest Rates : Benefit from interest-only payments during the construction phase and competitive rates to keep your project on track.”

“Comprehensive financing from construction-to-permanent loans”

“A construction loan provides the cash you need to fund your construction project, whether you’re expanding your operations or starting a new development. The loan can cover construction costs, materials, and labor, ensuring smooth progress while improving your cash flow.”

“Our construction loans offer flexible repayment terms based on the progress of your project. Typically, interest-only payments are required during the construction phase, with full repayment due once the construction is completed. We work with you to establish a repayment plan that fits your business needs and cash flow.”

“Ready to take your project to the next level with a construction loan or development loan from 1st National Bank? Here’s how to get started:”