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“Competitive rates for the purchase, refinance, or construction of agricultural properties”

“Personal Enrollment Business Enrollment Close Menu Locations & Hours Online Loan Payment Digital Banking Join the Team PERSONAL Checking Savings Lending Time Deposits Investing Credit Card BUSINESS Checking Savings Business Lending Business Services Credit Card CONTACT Contact Us Locations & Hours ABOUT About Us History In The Community Our Leaders RESOURCES Digital Banking Resources Routing Number LOCAL, IN-HOUSE CLIENT SERVICE CENTER! Close”

“Once you find the right real estate for your ag operation, we can support you with friendly, affordable financing with flexible terms. Our lending professionals have a working knowledge of the local ag real estate market. When your dream property is available for sale, we'll be ready to help you close the deal with our quick, local decision making and processing. We offer competitive rates for the purchase, refinance, or construction of agricultural properties. Get Started Business / Business Lending / Ag Real Estate Loans /”

“Visit us in person to get face-to-face assistance with any questions you may have about our Ag Real Estate Loans! View Locations”

“Friendly, West Kentucky service from start to finish Competitive rates for the purchase, refinance, or construction of agricultural properties Available for owner-occupied or investment properties Repayment terms customized to fit the needs of your agribusiness Lending professionals with working knowledge of the local ag real estate market Quick and local decision making and processing”

“Let's talk about your financial goals and see if an Ag Real Estate Loan is right for you! Contact Us”

“Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note © 2026 CFSB | All rights reserved | NMLS #477230 Call/Text: (888) 226-5669 PO Box 467 Benton, Kentucky 42025 Thank a Banker FAQs Locations & Hours Contact Us Careers Buy/Sell Bank Stock Policy Documents Rates Routing Number Bank Holidays Site Map CRA Public File Forms Quick Links FAQs Locations & Hours Contact Us Careers Buy/Sell Bank Stock Policy Documents Rates Routing Number Bank Holidays Site Map Forms CRA Public File © 2025 CFSB | All rights reserved | NMLS #477230 Thank a Banker Call/Text: (888) 226-5669 PO Box 467 Benton, Kentucky 42025 Checking Savings Lending Investing Credit Card Resources Locations & Hours Online Loan Payment Join the Team About Us Contact Us bottom of page”

“Keep your business heading in the right direction with an affordable business Auto Loans from Community First. We offer financing for commercial vehicles of all types, along with fast approvals, affordable rates, and flexible payment options so you get the vehicle you need when you need it. Apply now Learn more”

“With a Community First Business Line of Credit, you can borrow cash, repay it, and borrow money again, without the hassle of applying for a new loan every time your business needs funds. Apply now Learn more”

“Whether you’re saving for new office space, equipment, or to build a cushion to hedge against seasonal shortfalls, this special-purpose account can help you get there faster. Learn more Business Resources Business Account opening requirements Ready to get started? Take a look at our Business Account opening requirements so you can prepare your documents ahead of time. Learn More Blog | A guide to Commercial Real Estate Loans In this guide, we take a closer look at commercial real estate loans and how they differ from home loans. Read Now moveUP | Developing a business plan Learn about the components of a business plan and how to create one that communicates your business’ financial future and health. Learn More moveUP | Small business banking services Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports. Learn more moveUP | How businesses use credit Learn about the different types of credit that can support your business operations. Learn more moveUP | How businesses obtain credit Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply. Learn more moveUP | Obtaining financing and funding for your Small Business Learn how to find the right financing and funding sources for your Small Business. Learn More moveUP | Opportunities for women - and minority-owned Small Businesses Learn about the various opportunities available to launch, sustain, and expand your Small Business. Learn More moveUP | Overcoming Small Business financial hardships Learn more about how you can help make your business better equipped to handle challenges. Learn More”

“The right equipment can boost your business productivity and profitability. So can the right financing. At Community First, we offer low-cost loans for equipment of all types together with fast decision-making and a dedicated team focused on equipping your business for success. Apply now Learn more”

“Is my business eligible for membership at Community First Credit Union? The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member. Want to know more? Take a look at our Business Account opening requirements or simply contact us . Do you offer financing for the acquisition of healthcare practices? We finance equipment for medical and dental practices but not their acquisition. Learn more about our Commercial Equipment Loan options. Can my business prequalify for a Commercial Mortgage at Community First? While we don’t prequalify businesses for Commercial Real Estate Loans, our fast, local decision-making can help you get the financing you need when you need it. Do you offer Commercial Real Estate Loan financing for single-family investment properties? No. We will finance multi-family residential properties with four or more units as well as commercial investment properties. What do I need to apply for a Commercial Real Estate Loan at Community First? Please call 904.224.9084 for specific documentation requirements. Why Community First For Your Commercial Real Estate Loan The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member. Branches & ATMs Contact Us Rates Resources Accessibility Disclosures Online Privacy Policy Website Terms of Use Sitemap Manage Cookie Settings Community First Credit Union Community First Cares Foundation Corp. NMLS#: 379502 Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. © Community First Credit Union of Florida 2026 All Rights Reserved”

“Flexible financing We offer low-rate Commercial Real Estate Loans for owner-occupied and investment properties and new construction. Generous loan-to-value (LTV) ratios Eligible borrowers can finance up to 75% of investment properties, 80% of owner-occupied properties, and 90% of properties with SBA participation. Fast decisions No matter how you apply, our local decision-making means you get the answer you need, when you need it. Bottom-line benefits Our Commercial Real Estate Loans have some of the best rates in Northeast Florida–and no intangible tax.”

“Mortgage Purchases Construction Loans Refinancing Home Equity Loans & Lines of Credit Mortgage Process 231 Route 4, Hagåtña , Guam, 96910 (671) 472-8210 | Fax: (671) 477-5522 emailus@cfirstguam.com CommTEL Telephone Banking (671) 472-5783 or (877) 472-5783 from the U.S. Mainland or Hawaii. ABA Routing Number: 321480406 Follow us: Locations & Hours Careers Accessibility Statement Federally insured by NCUA. Equal Housing Lender. NMLS ID# 634505 We are a Certified Community Development Financial Institution (CDFI). Terms & Conditions Privacy Policy Disclosures Site Map © 2026 by Community First Guam Federal Credit Union. All rights reserved. bottom of page”

“Construction Loans”

“Finance up to 100% of the construction costs to build on property you own”

“Construction Finance up to 100% of the construction costs to build on property you own Make additional improvements to existing home 12, 18, or 24 month loan terms available Turnkey Construction We offer turnkey financing for a contractor to build your home and you use your mortgage loan to pay the contractor for the cost to construct your home. ​ *Eligibility for different loan programs will depend on the applicant's credit, income, loan purpose, type of collateral or other factors.* Mortgage Term Glossary”

“Construction Loan”

“Single Family Model Homes Multi-unit Complexes Lot Purchase Acquisition and Development Financial Calculators”

“As your preferred FSA lender we offer customized loan options to fit your budget and needs. Fund my Farmland”

“Mortgage rates you can live with, from local lenders you can trust. Home Mortgage Home Equity HELOC Home Improvement”

“Commercial Real Estate Loans”

“Competitive rates for the purchase, refinance, or construction of commercial properties”

“Not finding what you're looking for? Shoot us a message , locate our branch nearest you or call our toll-free number at 800.828.2318 ! Plan for Retirement Business Line of Credit Agriculture Mortgage Back to the top Privacy Policy Community Reinvestment Act Public File Security Policy © Community Savings Bank. Created by Banno Member FDIC Read More About Our Accessibility Statement”

“18 Month Construction Special”