Program workspace

“Fill out this form to get started. We’ll call you to schedule an in-person meeting and let you know what materials to bring along. Please Note: Do not enter any non-public, personal information, such as account numbers, Tax ID numbers, or social security numbers in the contact form. Thank you. First Name Last Name Business Name Address Address Line 1 Address Address Line 2 Address City Address State Select AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Address ZIP Email Address Phone Number Address Type of Loan Select Term Single Pay Line of Credit Construction Other Type of Loan Yes No Collateral Message”

“Construction Loan”

“Construction of new facilities”

“Jay Cashmore VP | Business Banking (Waterford) Get to know Jay video Contact Us --> Contact Us David Schalk VP | Market President (Burlington & Waterford)) Get to know David video Contact Us --> Contact Us Barbara Bakshis SVP | Business Banker Get to know Barbara video Contact Us --> Contact Us Laura Burnett Shoemaker VP | Market President (Kenosha & Racine) Get to know Laura video Contact Us --> Contact Us Bryan Iwicki VP | Market President (Lake Geneva) Get to know Bryan video Contact Us --> Contact Us Robert Pieroni Executive VP | Chief Lending Officer Get to know Robert video Contact Us --> Contact Us Ben Bruno AVP | Business Banking Get to know Ben video Contact Us --> Contact Us Brian Lois AVP | Ag-Business Banking Get to know Brian video Contact Us --> Contact Us Neil Buchanan Senior VP | Business Banking & Cash Management Get to know Neil video Contact Us --> Contact Us Open an Account (262) 878-3763 • Contact Support Routing #: 075907002 NMLS: 637607 Secure Message Center Sitemap Accessibility Statement Privacy Policy Consent Preferences USA PATRIOT Act ©2026 Community State Bank. All rights reserved. Bank Websites by BrownBoots Interactive, Inc. This site uses JavaScript to provide visual enhancements. $('a[rel~="external"]').contextmenu(function () { return false; }); $('a[rel~="external"]').mousedown(function (e) { if (e.which === 3) { $(this).prop('disabled', true); e.preventDefault(); var endpoint = ''; if (location.hostname === 'localhost' || location.hostname === '127.0.0.1') { endpoint = 'https://csb.bank'; //endpoint = 'http://localhost:4000'; } $.get(endpoint + '/external-link.php?version=modal&url=' + encodeURIComponent(this.href), function (data) { $('#external-link-disclaimer-modal-popup').remove(); // delete the modal window if it already exists in the page from a previous click event $('body').append(data); var $popup = $('#external-link-disclaimer-modal-popup'); var destinationURLString = $popup.find('.modal-body code').html(); destinationURLString = destinationURLString.replace(/([?=&_])/g, '​$1'); // insert zero-width space character before the characters ?, =, &, and _ to help IE and Edge wrap long URLs destinationURLString = destinationURLString.replace(/(\/)/g, '$1​'); // insert zero-width space character after the / characters to help IE and Edge wrap long URLs $popup.find('.modal-body code').html(destinationURLString); $popup.modal(); // close the modal window before going to destination URL var $continueButton = $popup.find('#continue-to-external-link'); $continueButton.click(function () { $popup.modal('hide'); }); }); return false; } }); $('.video').click(function (e) { e.preventDefault(); var videoURL = $(this).attr('href'); var videoID = videoURL.split('v=').pop(); var videoTitle = $(this).attr('title'); $.get('templates/video_modal.html', function (data) { $('#video-modal-popup').remove(); // delete the modal window if it already exists in the page from a previous click event $('body').append(data)”

“Having all aspects of your facilities in working order is the foundation of a prosperous business. No matter your industry, CSB’s commercial real estate loans can help fix up your existing workspace or help you buy a more suitable place to set up shop. Commercial real estate loans can be used for a variety of projects: Real estate/land purchases Construction of new facilities Renovation/remodeling Business expansion Maintenance (roof, parking lot, etc.) Let’s build something great… together!”

“Apply for a home loan today. Click for More”

“Open Now Click for More Debit Card Mobile Banking Apple Pay Home Loans Bill Pay Free Kasasa Checking Click for More”

“Construction Loans”

“Borrow Commercial Real Estate Mortgages”

“Commercial Real Estate Mortgages”

“Fast and local loan servicing Consumers underwrites and approves our commercial property mortgages and loans in-house—right in West Michigan. Our digital loan committee process allows for quick decisions, as the key team members are involved in the loan process from the start. Their direct access allows us to receive timely answers and make adjustments as the deal evolves. Benefit: Faster turn-around time; local decision-making Up to a 20-year term and 25-year amortization Consumers offers up to four, five-year fixed rate periods. The rate resets based on prime at the end of each five-year period. Save time and money; avoid ballooning loans every 5-10 years Commercial construction loans If you’re building new, adding on or renovating your current space, Consumers has a commercial construction loan for that. Benefit: Flexible terms with local experts All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. Success story Allen Partners Read here how business member Allen Partners combined businesses and buildings to create a new full-service fab shop with a loan from Consumers. Learn More Latest Blogs 7.17 How Small Businesses Can Lower Utility Bills 7.16 Trends in Charitable Giving 7.14 Tips for Planning a Successful Garage Sale 7.13 What to Know About Installing a Sunshade 7.10 Building Relationships with Icebreakers LATEST Podcast Ep. 8: Scam-Proof Your Finances | How to Prevent Online Fraud | Money Playbook LATEST Video First-Time Homebuyer | Mortgage Testimonial -->”

“Mortgages Calculators Rates Connect and Support”

“Business Interest Checking APPLY NOW Learn More *APY = Annual Percentage Yield Need help with something else? Visit our Connect & Support page. 800.991.2221 269.345.7804 P.O. BOX 525 Oshtemo, MI 49077-0525 ROUTING # 272481839 Personal Bank Checking High Interest Checking Savings Money Market Liquid Savings CD Accounts IRA Youth Accounts Borrow Mortgages Auto Loans Recreational Loans Personal Loans Perks Member Perks Insurance Round Up for Impact Credit Score Feature Learn News Rates Calculators Banking Online Money Management Software Overdraft Services Credit Counseling Business Bank Business Checking Savings Money Market CD Payroll/Payment Services Merchant Services Borrow SBA Loans Commercial Real Estate Mortgages Equipment and Vehicle Loans Business Line of Credit Credit Card Connect Business Banking Services Overview Meet Our Team Consumers @Work Learn Seminars/Speakers All News Business Banking Online Rates Business Bank Checking Savings Money Market CD Payroll/Payment Services Merchant Services Borrow SBA Loans Commercial Real Estate Mortgages Equipment and Vehicle Loans Line of Credit Small Business Express Loans Credit Card Invest Investment Business Overview Your Business Your Employees Learn Business Overview Consumers @Work Seminars/Speakers News Events Banking Online Rates --> Invest Meet Our Team What We Do Your Business Your Employees Explore Banking Online News Rates Calculators Membership About Us Community Care Member Perks Careers Security Seminars/Speakers #StickWithConsumersCU EXPLORE Tools & Services Banking Online News Events Rates Calculators Social &nbsp &nbsp ABOUT Who We Are What We Do Best Membership Careers Our People --> Nearly everyone can become a member! Find out how you can join on our membership eligibility page. Privacy and Security 2026 Consumers Credit Union. All rights reserved. Federally insured by NCUA. NMLS# 414712 Open Acct % Rates Search Offices Call By following this link, you will be leaving Consumers Credit Union’s website. X Warning! You’re about to leave our site. Proceed Go Back”

“Key Features Custom loan terms Fast Decisions Friendly, Local Service Request Info Details Quick, local decision-making and processing Attentive, friendly service from start to finish Available for owner-occupied or investment properties Repayment terms customized to fit your business's unique needs Lending professionals with experience Request Info Share Print Since 1918”

“Buy A New Property Just starting your search or have the perfect spot in mind? Our low Commercial Real Estate Loan rates make purchasing a new property affordable! Expand Your Building Starting to outgrow your space? Our funding allows you to expand your current blueprint making room for all the great things to come. Time To Renovate It's time for an update! Our Commercial Real Estate Loans cover anything from minor interior upgrades to complete building renovations. Refinance Your Loan Reach out to our team of loan experts to see how much money you can save by refinancing your Commercial Real Estate Loan with Copper State Credit Union. When Your Business Succeeds, Everyone Benefits Copper State Credit Union knows how hard our local businesses work to support their employees, customers, families and local communities. We are committed to helping you get the funds you need to succeed. Trusted Local Partner”

“Business Loans Commercial Real Estate Loan”

“Buy A New Property Just starting your search or have the perfect spot in mind? Our low Commercial Real Estate Loan rates make purchasing a new property affordable!”

“Ready to make some changes? Copper State Credit Union can help you take your business to the next level. Our Commercial Real Estate Loans provide the funding you need for construction, acquisition and refinancing of any property you have in mind. Competitive Rates Our low rates allow you to secure the funds you need at a payment you can afford. 1 Fixed Rate Loans Fixed rate loans offer a predictable payment your business can count on. Variable Rate Loans Variable rate loans offer you the flexibility to choose what works best for your business. Purchase Or Refinance Use the money to buy new property, relocate, remodel or refinance your building. Let's Make It Happen We love helping Arizona businesses grow. Together, we can strengthen our communities! Affordable Commercial Loan Rates”

“Copper State Credit Union knows what it takes to support Arizona businesses and we are ready to get started! As a not-for-profit institution, we are proud to reward our business members with affordable rate options. Our Commercial Real Estate Loan rates are competitive and offer a payment that fits into your budget. We are committed to lifting up our Arizona neighbors and making a difference in the communities we call home. Have confidence that when you are looking to grow, renovate or relocate, we are your perfect partner.”

“Are Business Commercial Loan rates fixed or variable? We have both fixed and variable rate options available. Get in touch with us today for more information. What other business products do you offer? We offer a variety of business deposit and loan products. Our deposits include Business Savings , Business Checking , Business High-Yield Savings and Business Certificates . Our loans include Business Auto Loans , Commercial Real Estate Loans and Business Credit Cards . Do you offer direct connect to Quick Books? Yes! This is available through providing online banking credentials. Can I accept digital payments from my customers? Yes! We have a partnership that offers payment services. Contact us today to get in contact with a specialist if you’d like more information on these services.”

“Refinance Your Loan Reach out to our team of loan experts to see how much money you can save by refinancing your Commercial Real Estate Loan with Copper State Credit Union.”

“How Does Retirement Work? 5 Retirement Realities Predicting exactly what your retirement will be like is about as possible as a meteorologist predicting the weather correctly every single time. In fact, few retirees find their financial futures playing out precisely as they assumed. Getting familiar with some of the usual assumptions about retirement can help you answer the question "how does retirement work?" Read more Retirement Checklist: 8 Retirement Mistakes To Avoid Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Run through this retirement checklist of the eight big mistakes to steer clear of. Read more 4 Really Good Reasons to Invest Can you believe almost half of Americans don't own any stocks or stock-related investments? Sure, there is risk involved, but with retirement to think about, many of us might need to reconsider. Read more Disclosure 1 All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. A Business Checking Account is required. Copper State Credit Union is a full-service financial institution serving Arizona, dedicated to strengthening Arizona families through financial empowerment with competitive rates, fewer fees and personalized service designed to put members first. We provide both personal and business banking solutions. Manage your money anytime with digital banking or connect in person at one of our seven local branches for support. Get In Touch Phone 623.580.6000 (Local) 800.224.3330 (Toll Free) Fax 602.491.0055 Email memberservice@copperstatecu.org Administrative Office 15458 N. 28th Ave Phoenix, AZ 85053 Find a Branch Location NMLS : 410376 Routing Number : 322172849 Quick Actions Join Now Find a Branch Contact Us Personal Savings Savings Account Kids Savings Account CashBack Checking Teen Checking Account High-Yield Savings Account Certificates Investment Services Loans Auto Loan Mortgage Home Loan Grant First-Time Homebuyer Loan Home Equity Loan Home Equity Line of Credit Pool Loan Personal Loan Personal Line of Credit Student Loan Credit Card CashPlease® Business Business Accounts Business Savings Account Business Checking Account Business High-Yield Savings Account Business Certificates Business Loans Commercial Real Estate Loan C&I Equipment Loan Business Auto Loan Business Line of Credit Business Credit Card Services Bank By Appointment Mobile Banking Zelle® Wire Transfers Direct Deposit Make a Loan Payment Free Credit Score Wealth Management - Investments Skip a Payment Debit Card Features GreenPath™ - Financial Counseling Financial Calculators About The Copper State CU Family Membership Benefits About Copper State CU Referral Program Careers at Copper State CU Annual Meeting Community Involvement Higher Education Scholarship Community Engagement Community Sponsorships Financial Education Resource Center Fraud Help Center Financial Calcul”

“Time To Renovate It's time for an update! Our Commercial Real Estate Loans cover anything from minor interior upgrades to complete building renovations.”

“Contact a CorTrust Bank team member for assistance with financing your construction loan. get started”

“Building your dream home? Expect CorTrust to help make the process a breeze with our construction loan special rate promotion running until August 31, 2026 !”