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“Senior Associate Investments R R e e a a d d B B i i o o”

“July 01, 2026 Institutional Real Estate Inc Private Credit Turns Core R R e e a a d d m m o o r r e e June 05, 2026 Commercial Observer Olmstead Buys 19 West 44th Street From Savanna at a 45% Haircut R R e e a a d d m m o o r r e e June 01, 2026 PERE Credit Introducing the inaugural PERE Credit 100 R R e e a a d d m m o o r r e e March 30, 2026 PERE Credit Derby Lane Funds $175m New York office-to-resi project R R e e a a d d m m o o r r e e March 17, 2026 Bloomberg Fortress-Backed Derby Lane Hires Ex-Citi CMBS Trader Nadella R R e e a a d d m m o o r r e e V V i i e e w w A A l l l l”

“Choose between a 9 or 12 month construction term”

“Commercial Real Estate”

“Construction Loans”

“During the construction period, payments are interest only and made from the loan proceeds”

““Our loan officer provided the most professional, friendly service we have experienced when purchasing a home. We will definitely refer him and DFCU to friends; can’t speak highly enough of him.” — Adam “Quick and thorough. Very kind and courteous. they answered our questions and helped us understand the process.” — Randy “Thank you for making the process so positive. We felt safe in your hands.” — Joseph “I couldn’t have asked for any better–the mortgage team was so quick to respond to all questions and concerns that I had. It was very comforting to know I was working with a group that has great knowledge in this area. Thanks soooo much!!” — Tina “This was such a pain free experience. We highly recommend DFCU.” — Stephen Contact an Officer”

“Life is unpredictable and unfortunate events can leave you scrambling to make loan payments. We offer LendShield, which provides protection (and gives you peace of mind) in the event of a death, sickness, injury, and even involuntary unemployment. View stability packages ›”

“Lock your long term rate at the beginning of construction”

“No out-of-pocket payments during construction”

“Only sign one set of documents and close on one loan. Benefits: Choose between a 9 or 12 month construction term During the construction period, payments are interest only and made from the loan proceeds Choose between 15 and 30 year long term Lock your long term rate at the beginning of construction Draws and underwriting are done locally.”

“Contact Us Rates Member Application Loan Application Careers Articles Facebook Instagram LinkedIn YouTube Search: Find a Location Send Feedback block needs to be placed in the location where the link block will be displayed--> Also of Interest: First-Time Home Buyers FHA, VA, USDA Mortgages Building a Home Your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. Membership and eligibility required. Terms and conditions apply. © 2026 Deseret First Credit Union Chat Now Request Information”

“Monthly inspections to ensure progress Conventional loans available for long-term financing Lien release checks to protect ownership of your home No out-of-pocket payments during construction Include your lot as part of the loan Available for primary or secondary residences Start Building”

“Building your dream home from the ground up with flexible financing options is what we at DFCU can help you do. Let’s start the process of getting you the home you’ve always dreamed of. Apply now!”

“Are you planning to complete construction within 12 months? Is your build site in Utah or Idaho? If so, Deseret First can help you throughout your loan process. Our Loan Officers have the experience and resources to make it simple and affordable. So go ahead, build that secret passageway!”

“Close on two loans, one construction loan and one for long term financing. Benefits: If you aren’t sure how long it will take to complete, extensions (at a cost) are available Cost overruns can be covered with the long term financed (in applicable scenario’s) Long term rates could be lower when the home is complete”

“Are you interested in building your own home, but not sure what it takes? Not to worry, we’ve taken members through this process hundreds of times. That’s why we can help you each step of the way. Here’s a brief overview of what you’ll need and what will happen. The first thing you’ll need to do is create a set of house plans. You can hire an architect, find one online, or select a larger builder. You’ll also need a contractor to actually build your new home. Once you have the necessary help, we work together to create an itemized budget. After your budget is complete, we can finish your loan & the work gets started! During the construction phase, you and the builder will submit construction draws. These are periodic payments to your contractor as they create the home. Each month of the build period, Deseret First will perform inspections. In detail, we check that the work done matches up with the money drawn out. Not to mention, making sure the actual build is following the architect’s plan! Finally, welcome home! Once your new abode is complete, you may want to consider long-term financing. In particular, we offer 15 and 30-year loans to pay off the construction loan.”

“membership and eligibility credit approval a licensed contractor And we can help you get there! With so many options available, let Deseret First help find the right loan for you. Call a Deseret First Mortgage Officer at 801-456-7088 or 800-326-3328 ext. 7088. Available Mon-Fri 8:30am–5:30pm. Start Application”

“Acquisitions of commercial real estate property for business growth”

“Features of a Dime commercial mortgage include: Acquisitions of commercial real estate property for business growth Renovations or improvements to your current building Refinances for debt reduction or cash outs Speak with a Banker”

“Let’s talk about what we can do for you. Visit a Branch Let Us Call You Let Us Call You Let Us Call You Let Us Call You Contact Us Online Back Reach out to an experienced Commercial Lending Officer today. I'm interested in: (Required) Please select one... 1-4 Family Loans Commercial Loans Industrial Loans Land and Construction Loans SBA Loans Term Loans Letters of Credit Lines of Credit Title Services Loan Amount Requested (Required) Name (Required) First Last Business Name (Required) Years in Business (Required) Email (Required) Phone (Required) City (Required) Zip Code (Required) Comments Back Reach out to an experienced Business Banking Officer today. I'm interested in: (Required) Business Checking Business Savings Business Credit Card Foreign Exchange IOLA and IOLTA Accounts Merchant Services Mobile Banking Municipal Banking Online Banking and Bill Pay Professional Services SBA Loans Title Insurance Treasury Management Name (Required) First Last Business Name (Required) Email (Required) Phone (Required) City (Required) Zip Code (Required) Years in Business (Required) Loan Request Amount (Required) Is this in reference to the PPP? (Required) Yes No Comments Back Reach out to an experienced Dime Officer today. I'm interested in: (Required) CDs Checking Credit Card Digital Wallet Mobile Banking Money Market Mortgages Online Banking and Bill Pay Personal Loans Retirement Safe Deposit Boxes Savings SavvyMoney Zelle® Debit Card Email (Required) Name (Required) First Last Phone (Required) City (Required) Comments Back Reach out to an experienced Treasury Management sales consultant. I Am: (Required) Currently a Dime Customer Not a Dime Customer I'm Interested In: (Required) Automatic Sweeps ACH Origination Collections ACH Origination Payments ACH Positive Pay Bill Pay Services Business Credit Cards Business Online Banking PLUS Check Positive Pay Check Print Services Dime Secure Browser Domestic and International Wires Integrated Payables Insured Cash Sweeps Lockbox Services Merchant Services Mobile Banking Purchase Card QuickBooks and Quicken Remote Deposit Capture Remote Official Check SFTP FTP Connectivity Secure Browser Vault Services Zero Balance Accounts Business Name (Required) Your Zip Code (Required) ZIP Code Your Name (Required) First Last Your Email (Required) Your Phone # (Required) Comments”

“Commercial Loans Business Savings Multifamily & Mixed-Use Property”

“Help Center Contact Us ATM & Branch Locations About Us Privacy Security Accessibility Terms & Conditions Investor Relations Careers Routing Number Financial Resources © 2026 Dime Commercial Bank™ 898 Veterans Memorial Highway, Suite 560 Hauppauge, NY 11788 Routing Number: 021406667 NMLS: #410372 Equal Housing Lender Member FDIC”

“Business Online Banking Business Online Banking Plus Stay connected from your smartphone or tablet. Contact your banker to enroll in Business Online Banking Commercial Banking Industry Expertise C&I Lending Commercial Real Estate Lending Fund Finance Healthcare Law Firms & Title Companies Municipalities Not-for-Profit Property Management Sponsor Finance Treasury Management Solutions Online Banking Payable Solutions Receivable Solutions Fraud Prevention Liquidity Solutions Escrow Services Personal Banking Checking Accounts Debit Mastercard Order Checks Homes and Properties Personal Mortgages Title Insurance Manage your Mortgage Account Mortgage Calculators Credit Cards CDs Money Market Wealth Management Financial Resources About Us Investor Relations Careers About Us Contact Us Find a Branch Routing Number”

“Are you looking to acquire, renovate or refinance commercial real estate? Dime will help you make the smart choice for financing. Work with a bank that has deep expertise and dedicated professionals.”